Business Description
America's Car-Mart Inc
NAICS : 441120
SIC : 5521
ISIN : US03062T1051
Share Class Description:
CRMT: Ordinary SharesTotal Employee Number:
2,300Description
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and, in the majority of cases, a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.12 | |||||
Equity-to-Asset | 0.3 | |||||
Debt-to-Equity | 1.99 | |||||
Debt-to-EBITDA | 45.4 | |||||
Interest Coverage | 0.25 | |||||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 2.15 | |||||
Beneish M-Score | -2.91 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.2 | |||||
3-Year EBITDA Growth Rate | -13.3 | |||||
3-Year EPS without NRI Growth Rate | -44.7 | |||||
3-Year FCF Growth Rate | 29.8 | |||||
3-Year Book Growth Rate | -2.7 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 75.63 | |||||
9-Day RSI | 59.9 | |||||
14-Day RSI | 49.08 | |||||
3-1 Month Momentum % | -82.03 | |||||
6-1 Month Momentum % | -92.35 | |||||
12-1 Month Momentum % | -96.54 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 3.7 | |||||
Quick Ratio | 3.44 | |||||
Cash Ratio | 0.3 | |||||
Days Inventory | 60.45 | |||||
Days Sales Outstanding | 313.65 | |||||
Days Payable | 17.49 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -9 | |||||
Shareholder Yield % | -166.85 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 48.55 | |||||
Operating Margin % | 1.31 | |||||
Net Margin % | -6.99 | |||||
EBITDA Margin % | 1.56 | |||||
FCF Margin % | 1.05 | |||||
OCF Margin % | 1.22 | |||||
ROE % | -17.28 | |||||
ROA % | -5.77 | |||||
ROIC % | 1.15 | |||||
3-Year ROIIC % | -7.05 | |||||
ROC (Joel Greenblatt) % | 0.94 | |||||
ROCE % | 1 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 6.1 | |||||
Shiller PE Ratio | 0.85 | |||||
PS Ratio | 0.03 | |||||
PB Ratio | 0.07 | |||||
Price-to-Tangible-Book | 0.08 | |||||
Price-to-Free-Cash-Flow | 2.2 | |||||
Price-to-Operating-Cash-Flow | 1.91 | |||||
EV-to-EBIT | 68.28 | |||||
EV-to-Forward-EBIT | 20.81 | |||||
EV-to-EBITDA | 41.49 | |||||
EV-to-Revenue | 0.65 | |||||
EV-to-Forward-Revenue | 0.84 | |||||
EV-to-FCF | 61.65 | |||||
Price-to-GF-Value | 0.1 | |||||
Price-to-Median-PS-Value | 0.05 | |||||
| Price-to-Net-Current-Asset-Value | 0.11 | |||||
Earnings Yield (Greenblatt) % | 1.46 | |||||
FCF Yield % | 39.73 | |||||
Forward Rate of Return (Yacktman) % | -322.94 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
America's Car-Mart Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,348.47 | ||
| EPS (TTM) ($) | -11.39 | ||
| Beta | 2 | ||
| 3-Year Sharpe Ratio | -1.21 | ||
| 3-Year Sortino Ratio | -1.24 | ||
| Volatility % | 86.45 | ||
| 14-Day RSI | 49.08 | ||
| 14-Day ATR ($) | 0.825736 | ||
| 20-Day SMA ($) | 3.0245 | ||
| 12-1 Month Momentum % | -96.54 | ||
| 52-Week Range ($) | 1.38 - 60.67 | ||
| Shares Outstanding (Mil) | 8.3 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
America's Car-Mart Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
America's Car-Mart Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2026-12-04 09:00 | In 143 days | ||
| Second quarter earnings results for 2027 | 2026-12-04 | In 142 days | ||
| General meeting for 2026 | 2026-09-25 08:00 | In 73 days | ||
| First quarter earnings conference call for 2027 | 2026-09-04 09:00 | In 52 days | ||
| First quarter earnings results for 2027 | 2026-09-04 | In 51 days | ||
| Annual report for 2026 | 2026-08-07 | In 23 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-07-14 09:00 | 3.02 (-7.36%) | ||
| Fourth quarter earnings results for 2026 | 2026-07-14 | 3.02 (-7.36%) | ||
| Third quarter earnings conference call for 2026 | 2026-03-12 09:00 | 19.05 (+1.71%) | ||
| Third quarter earnings results for 2026 | 2026-03-12 | 19.05 (+1.71%) |
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America's Car-Mart Inc Frequently Asked Questions
What is America's Car-Mart Inc(CRMT)'s stock price today?
The current price of CRMT is $4.28. The 52 week high of CRMT is $60.67 and 52 week low is $1.38.
When is next earnings date of America's Car-Mart Inc(CRMT)?
The next earnings date of America's Car-Mart Inc(CRMT) is 2026-09-04 Est..
Does America's Car-Mart Inc(CRMT) pay dividends? If so, how much?
America's Car-Mart Inc(CRMT) does not pay dividend.
Guru Commentaries on NAS:CRMT
No articles.
Press Release
Articles on America's Car-Mart Inc
America's Car-Mart Inc (CRMT) Q4 2026 Earnings Call Highlights: Navigating Challenges with Strategic Optimizations
15 hours ago
Is America's Car-Mart Inc (CRMT) Undervalued After Q4 Loss of $16.79 per Share? GF Score: 53/100
21 hours ago
Headlines
See More- 1
Jul 14, 2026
America's Car-Mart Non-GAAP EPS of -$4.04 misses by $3.45, revenue of $302.83M misses by $37.16M
Seeking Alpha • 6:34am
- 1
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