Zara Investment (Holding) Co (AMM:ZARA) Debt-to-EBITDA : 2.63 (As of Jun. 2026) — 293% Above Median

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AMM:ZARA Zara Investment (Holding) Co Ltd AMM:ZARA
55 GF Score
Price JOD0.47
GF Value JOD0.47
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Zara Investment (Holding) Co Debt-to-EBITDA?

Zara Investment (Holding) Co AMM:ZARA 55 Debt-to-EBITDA is 2.63 as of Jun. 2026, which is 293% above its 10-year median of 0.67. GuruFocus rates AMM:ZARA with a GF Score™ of 55/100 and a GF Value™ of JOD0.47 (Fairly Valued). The stock has 4 warning signs investors should review. Among 653 Travel & Leisure companies, Zara Investment (Holding) Co ranks worse than 74.73% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zara Investment (Holding) Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD4.59 Mil. Zara Investment (Holding) Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD23.66 Mil. Zara Investment (Holding) Co's annualized EBITDA for the quarter that ended in Jun. 2026 was JOD10.73 Mil. Zara Investment (Holding) Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 2.63.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Zara Investment (Holding) Co's Debt-to-EBITDA or its related term are showing as below:

AMM:ZARA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -23.38   Med: 0.67   Max: 24.17
Current: 5.16

During the past 13 years, the highest Debt-to-EBITDA Ratio of Zara Investment (Holding) Co was 24.17. The lowest was -23.38. And the median was 0.67.

AMM:ZARA's Debt-to-EBITDA is ranked worse than
74.73% of 653 companies
in the Travel & Leisure industry
Industry Median: 2.53 vs AMM:ZARA: 5.16

Zara Investment (Holding) Co  (AMM:ZARA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Zara Investment (Holding) Co Debt-to-EBITDA Related Terms


Zara Investment (Holding) Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Zara Investment (Holding) Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zara Investment (Holding) Co Debt-to-EBITDA Chart

Zara Investment (Holding) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.17 1.53 1.35 -8.71 -23.38

Zara Investment (Holding) Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.24 2.66 13.23 -21.95 2.63

AMM:ZARA vs MAR, HLT, H: Debt-to-EBITDA Comparison

For the Lodging subindustry, Zara Investment (Holding) Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zara Investment (Holding) Co Debt-to-EBITDA vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Zara Investment (Holding) Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Zara Investment (Holding) Co's Debt-to-EBITDA falls into.


AMM:ZARA
55GF Score
Zara Investment (Holding) Co Ltd AMM:ZARA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zara Investment (Holding) Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zara Investment (Holding) Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6.894 + 20.247) / -1.161
=-23.38

Zara Investment (Holding) Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.593 + 23.658) / 10.732
=2.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.63 mean?
Zara Investment (Holding) Co (AMM:ZARA) has a Debt-to-EBITDA of 2.63 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zara Investment (Holding) Co. This is 293% above median its historical median of 0.67. According to the industry distribution chart, Zara Investment (Holding) Co ranks #488 out of 653 companies in the Travel & Leisure industry, placing it in the top 74.7%.
Is Zara Investment (Holding) Co's Debt-to-EBITDA too high?
Zara Investment (Holding) Co's current Debt-to-EBITDA of 2.63 is 293% above median its 10-year median of 0.67. The Travel & Leisure industry median Debt-to-EBITDA is 2.53. Zara Investment (Holding) Co's value of 2.63 is 4% above this industry median. Based on the distribution chart, Zara Investment (Holding) Co ranks #488 out of 653 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Zara Investment (Holding) Co has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zara Investment (Holding) Co's Debt-to-EBITDA compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Zara Investment (Holding) Co ranks #488 out of 653 companies for Debt-to-EBITDA. This places Zara Investment (Holding) Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.53. Zara Investment (Holding) Co's value of 2.63 is 4% above this benchmark. While the company's 10-year median is 0.67 vs. the industry median of 2.53, Zara Investment (Holding) Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.53, based on 653 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zara Investment (Holding) Co's current Debt-to-EBITDA of 2.63 is 4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zara Investment (Holding) Co. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zara Investment (Holding) Co's current Debt-to-EBITDA is 2.63, which is 293% above median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zara Investment (Holding) Co stock overvalued right now?
Based on GuruFocus' analysis, Zara Investment (Holding) Co (AMM:ZARA) is currently considered Fairly Valued. The stock's GF Value™ is JOD0.47, compared to a current price of JOD0.47 — trading right at its estimated fair value. The current Debt-to-EBITDA is 2.63, which is 293% above median its 10-year median of 0.67 and 4% above the Travel & Leisure industry median of 2.53. Zara Investment (Holding) Co's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Zara Investment (Holding) Co (AMM:ZARA), the current Debt-to-EBITDA is 2.63 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zara Investment (Holding) Co (AMM:ZARA) Overvalued in 2026?

Based on GuruFocus' analysis, Zara Investment (Holding) Co stock appears to be undervalued. The current stock price of JOD0.47 is trading 0% below its estimated GF Value™ of JOD0.47. GuruFocus considers Zara Investment (Holding) Co to be Fairly Valued.

Key valuation signals for AMM:ZARA:

  • Debt-to-EBITDA: 2.63 (293% above median its 10-year median of 0.67)
  • GF Value™: JOD0.47 vs. price of JOD0.47 (0% below fair value)
  • GF Score™: 55/100 with 4 warning signs
  • Industry Position: 4% above the Travel & Leisure median (#488 of 653)

No single metric tells the full story. See the AMM:ZARA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zara Investment (Holding) Co Business Description

Address Sharif Hussein Bin Ali Street, Astra Plaza Building No. (137), P.O. Box 5315, Amman, JOR, 11183
Zara Investment (Holding) Co Ltd is the owner of luxury 5-star hotels in Jordan with strategic locations in Amman, Dead Sea, Petra, and Aqaba. Zara owns seven 5-star hotels with a combined total of more than 2000 rooms.
55GF Score

Get the complete analysis for AMM:ZARA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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