Zara Investment (Holding) Co (AMM:ZARA) ROA %: -4.19% (As of Mar. 2026)


AMM:ZARA Zara Investment (Holding) Co Ltd AMM:ZARA
58 GF Score
Price JOD0.49
GF Value JOD0.48
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Zara Investment (Holding) Co ROA %?

Zara Investment (Holding) Co AMM:ZARA -2.00% 58 ROA % is -4.19% as of Mar. 2026. GuruFocus rates AMM:ZARA with a GF Score™ of 58/100 and a GF Value™ of JOD0.48 (Fairly Valued). The stock has 4 warning signs investors should review. Among 858 Travel & Leisure companies, Zara Investment (Holding) Co ranks worse than 70.63% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Zara Investment (Holding) Co's annualized Net Income for the quarter that ended in Mar. 2026 was JOD-8.56 Mil. Zara Investment (Holding) Co's average Total Assets over the quarter that ended in Mar. 2026 was JOD204.45 Mil. Therefore, Zara Investment (Holding) Co's annualized ROA % for the quarter that ended in Mar. 2026 was -4.19%.

The historical rank and industry rank for Zara Investment (Holding) Co's ROA % or its related term are showing as below:

AMM:ZARA' s ROA % Range Over the Past 10 Years
Min: -7.02   Med: 1.29   Max: 2.84
Current: -0.94

During the past 13 years, Zara Investment (Holding) Co's highest ROA % was 2.84%. The lowest was -7.02%. And the median was 1.29%.

AMM:ZARA's ROA % is ranked worse than
70.63% of 858 companies
in the Travel & Leisure industry
Industry Median: 2.375 vs AMM:ZARA: -0.94

Zara Investment (Holding) Co  (AMM:ZARA) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=-8.564/204.4465
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-8.564 / 42.696)*(42.696 / 204.4465)
=Net Margin %*Asset Turnover
=-20.06 %*0.2088
=-4.19 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Zara Investment (Holding) Co ROA % Related Terms


Zara Investment (Holding) Co ROA % Historical Data

* Premium members only.

The historical data trend for Zara Investment (Holding) Co's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zara Investment (Holding) Co ROA % Chart

Zara Investment (Holding) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.15 1.80 2.59 -1.68 -1.33

Zara Investment (Holding) Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.73 0.69 -0.27 -0.01 -4.19

AMM:ZARA vs MAR, HLT, H: ROA % Comparison

For the Lodging subindustry, Zara Investment (Holding) Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zara Investment (Holding) Co ROA % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Zara Investment (Holding) Co's ROA % distribution charts can be found below:

* The bar in red indicates where Zara Investment (Holding) Co's ROA % falls into.


AMM:ZARA
58GF Score
Zara Investment (Holding) Co Ltd AMM:ZARA
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zara Investment (Holding) Co ROA % Calculation

Zara Investment (Holding) Co's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=-2.75/( (207.255+206.031)/ 2 )
=-2.75/206.643
=-1.33 %

Zara Investment (Holding) Co's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=-8.564/( (206.031+202.862)/ 2 )
=-8.564/204.4465
=-4.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -4.19% mean?
Zara Investment (Holding) Co (AMM:ZARA) has a ROA % of -4.19% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Zara Investment (Holding) Co and its competitors. According to the industry distribution chart, Zara Investment (Holding) Co ranks #606 out of 858 companies in the Travel & Leisure industry, placing it in the top 70.6%.
Is Zara Investment (Holding) Co's ROA % too high?
Zara Investment (Holding) Co's current ROA % is -4.19%. Based on the distribution chart, Zara Investment (Holding) Co ranks #606 out of 858 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Zara Investment (Holding) Co has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zara Investment (Holding) Co's ROA % compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Zara Investment (Holding) Co ranks #606 out of 858 companies for ROA %. This places Zara Investment (Holding) Co in the lower half of its industry. The industry median ROA % is 2.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Travel & Leisure company?
The median ROA % among Travel & Leisure companies is 2.38, based on 858 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Zara Investment (Holding) Co and its competitors. For the Travel & Leisure industry, the median ROA % is 2.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zara Investment (Holding) Co's current ROA % is -4.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zara Investment (Holding) Co stock overvalued right now?
Based on GuruFocus' analysis, Zara Investment (Holding) Co (AMM:ZARA) is currently considered Fairly Valued. The stock's GF Value™ is JOD0.48, compared to a current price of JOD0.49 — trading 2.1% above its estimated fair value. The current ROA % is -4.19%. Zara Investment (Holding) Co's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Zara Investment (Holding) Co (AMM:ZARA), the current ROA % is -4.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zara Investment (Holding) Co (AMM:ZARA) Overvalued in 2026?

Based on GuruFocus' analysis, Zara Investment (Holding) Co stock appears to be overvalued. The current stock price of JOD0.49 is trading 2.1% above its estimated GF Value™ of JOD0.48. GuruFocus considers Zara Investment (Holding) Co to be Fairly Valued.

Key valuation signals for AMM:ZARA:

  • ROA %: -4.19%
  • GF Value™: JOD0.48 vs. price of JOD0.49 (2.1% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the AMM:ZARA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zara Investment (Holding) Co Business Description

Address Sharif Hussein Bin Ali Street, Astra Plaza Building No. (137), P.O. Box 5315, Amman, JOR, 11183
Zara Investment (Holding) Co Ltd is the owner of luxury 5-star hotels in Jordan with strategic locations in Amman, Dead Sea, Petra, and Aqaba. Zara owns seven 5-star hotels with a combined total of more than 2000 rooms.
58GF Score

Get the complete analysis for AMM:ZARA

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.49
Price
JOD0.48
GF Value