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Ameriprise FinancialAMP -0.12%87 Debt-to-EBITDA is 1.07 as of Jun. 2026, which is 36% below its 10-year median of 1.67. GuruFocus rates AMP with a GF Score™ of 87/100 and a GF Value™ of $582.68 (Fairly Valued). The stock has 5 warning signs investors should review. Among 387 Asset Management companies, Ameriprise Financial ranks better than 53.23% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Ameriprise Financial's Debt-to-EBITDA or its related term are showing as below:
AMP'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.16 Med: 1.67 Max: 2.61
Current: 1.23
During the past 13 years, the highest Debt-to-EBITDA Ratio of Ameriprise Financial was 2.61. The lowest was 1.16. And the median was 1.67.
AMP's Debt-to-EBITDA is ranked better than 53.23% of 387
companies
in the Asset Management industry
Industry Median: 1.39
vs AMP: 1.23
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Ameriprise Financial Debt-to-EBITDA Related Terms
Ameriprise Financial Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Ameriprise Financial's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Ameriprise Financial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameriprise Financial Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Ameriprise Financial's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Ameriprise Financial's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Ameriprise Financial (AMP) has a Debt-to-EBITDA of 1.07 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ameriprise Financial. This is 36% below median its historical median of 1.67. Over the past decade, Ameriprise Financial's Debt-to-EBITDA has ranged from 1.16 to 2.61. According to the industry distribution chart, Ameriprise Financial ranks #181 out of 387 companies in the Asset Management industry, placing it in the top 46.8%.
Is Ameriprise Financial's Debt-to-EBITDA too high?
Ameriprise Financial's current Debt-to-EBITDA of 1.07 is 36% below median its 10-year median of 1.67. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 2.61. The Asset Management industry median Debt-to-EBITDA is 1.39. Ameriprise Financial's value of 1.07 is 23% below this industry median. Based on the distribution chart, Ameriprise Financial ranks #181 out of 387 companies in the Asset Management industry, which is above the industry midpoint. Overall, Ameriprise Financial has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ameriprise Financial's Debt-to-EBITDA compare to STT and RJF?
According to the Asset Management industry distribution chart, Ameriprise Financial ranks #181 out of 387 companies for Debt-to-EBITDA. This puts Ameriprise Financial in the upper half of its industry. The industry median Debt-to-EBITDA is 1.39. Ameriprise Financial's value of 1.07 is 23% below this benchmark. Historically, Ameriprise Financial's own Debt-to-EBITDA has ranged from 1.16 to 2.61 over the past decade. While the company's 10-year median is 1.67 vs. the industry median of 1.39, Ameriprise Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.39, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameriprise Financial's current Debt-to-EBITDA of 1.07 is 23% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ameriprise Financial. For the Asset Management industry, the median Debt-to-EBITDA is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameriprise Financial's current Debt-to-EBITDA is 1.07, which is 36% below median its own 10-year median of 1.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameriprise Financial stock overvalued right now?
Based on GuruFocus' analysis, Ameriprise Financial (AMP) is currently considered Fairly Valued. The stock's GF Value™ is $582.68, compared to a current price of $570.02 — trading 2.2% below its estimated fair value. The current Debt-to-EBITDA is 1.07, which is 36% below median its 10-year median of 1.67 and 23% below the Asset Management industry median of 1.39. Ameriprise Financial's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ameriprise Financial (AMP), the current Debt-to-EBITDA is 1.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameriprise Financial (AMP) Overvalued in 2026?
Based on GuruFocus' analysis, Ameriprise Financial stock appears to be undervalued.
The current stock price of $570.02 is trading 2.2% below its estimated GF Value™ of $582.68.
GuruFocus considers Ameriprise Financial to be Fairly Valued.
Key valuation signals for AMP:
Debt-to-EBITDA: 1.07 (36% below median its 10-year median of 1.67)
GF Value™: $582.68 vs. price of $570.02 (2.2% below fair value)
Industry Position: 23% below the Asset Management median (#181 of 387)
No single metric tells the full story. See the AMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameriprise Financial has evolved into a diversified financial services provider that generates roughly 65% of its operating profit from advice and wealth management. With nearly $1.2 trillion in segment assets under management and advisory at year-end 2025, and with roughly 10,600 affiliated and employee advisors, Ameriprise is one of the larger US-based wealth managers. It also boasts a reasonably large asset management franchise in Columbia Threadneedle, which boasted $678 billion in assets under management at year-end 2025. The firm's third segment is its retirement and protection services business, which sells insurance products to the firm's advisory clients. After eliminations, Ameriprise had $1.69 trillion in assets under management and advisory across segments at year-end 2025.
87GF Score
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