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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Ameriprise Financial's retained earnings for the quarter that ended in Jun. 2026 was $29,380 Mil.
Ameriprise Financial's quarterly retained earnings
increased
from Dec. 2025 ($27,662 Mil) to Mar. 2026 ($28,425 Mil) and
increased
from Mar. 2026 ($28,425 Mil) to Jun. 2026 ($29,380 Mil).
Ameriprise Financial's annual retained earnings
increased
from Dec. 2023 ($21,905 Mil) to Dec. 2024 ($24,713 Mil) and
increased
from Dec. 2024 ($24,713 Mil) to Dec. 2025 ($27,662 Mil).
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Ameriprise Financial Retained Earnings Historical Data
* Premium members only.
The historical data trend for Ameriprise Financial's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of $29,380 Mil mean?
Ameriprise Financial (AMP) has a Retained Earnings of $29,380 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Ameriprise Financial and its competitors.
Is Ameriprise Financial's Retained Earnings too high?
Ameriprise Financial's current Retained Earnings is $29,380 Mil. Overall, Ameriprise Financial has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ameriprise Financial's Retained Earnings compare to STT and RJF?
Ameriprise Financial's Retained Earnings of $29,380 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Asset Management company?
A good Retained Earnings depends on the Asset Management industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Ameriprise Financial and its competitors. Ameriprise Financial's current Retained Earnings is $29,380 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameriprise Financial stock overvalued right now?
Based on GuruFocus' analysis, Ameriprise Financial (AMP) is currently considered Fairly Valued. The stock's GF Value™ is $582.68, compared to a current price of $570.12 — trading 2.2% below its estimated fair value. The current Retained Earnings is $29,380 Mil. Ameriprise Financial's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Ameriprise Financial (AMP), the current Retained Earnings is $29,380 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameriprise Financial (AMP) Overvalued in 2026?
Based on GuruFocus' analysis, Ameriprise Financial stock appears to be undervalued.
The current stock price of $570.12 is trading 2.2% below its estimated GF Value™ of $582.68.
GuruFocus considers Ameriprise Financial to be Fairly Valued.
Key valuation signals for AMP:
Retained Earnings: $29,380 Mil
GF Value™: $582.68 vs. price of $570.12 (2.2% below fair value)
No single metric tells the full story. See the AMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameriprise Financial has evolved into a diversified financial services provider that generates roughly 65% of its operating profit from advice and wealth management. With nearly $1.2 trillion in segment assets under management and advisory at year-end 2025, and with roughly 10,600 affiliated and employee advisors, Ameriprise is one of the larger US-based wealth managers. It also boasts a reasonably large asset management franchise in Columbia Threadneedle, which boasted $678 billion in assets under management at year-end 2025. The firm's third segment is its retirement and protection services business, which sells insurance products to the firm's advisory clients. After eliminations, Ameriprise had $1.69 trillion in assets under management and advisory across segments at year-end 2025.
87GF Score
Get the complete analysis for AMP
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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