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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Ameriprise Financial's 5-Year RORE % for the quarter that ended in Jun. 2026 was 11.24%.
The industry rank for Ameriprise Financial's 5-Year RORE % or its related term are showing as below:
AMP's 5-Year RORE % is ranked better than 59.72% of 1405
companies
in the Asset Management industry
Industry Median: -2.15
vs AMP: 11.24
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Ameriprise Financial 5-Year RORE % Related Terms
Ameriprise Financial 5-Year RORE % Historical Data
* Premium members only.
The historical data trend for Ameriprise Financial's 5-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Ameriprise Financial's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameriprise Financial 5-Year RORE % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Ameriprise Financial's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where Ameriprise Financial's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 5-year before.
Ameriprise Financial (AMP) has a 5-Year RORE % of 11.24 as of Jun. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Ameriprise Financial and its competitors. According to the industry distribution chart, Ameriprise Financial ranks #566 out of 1405 companies in the Asset Management industry, placing it in the top 40.3%.
Is Ameriprise Financial's 5-Year RORE % too high?
Ameriprise Financial's current 5-Year RORE % is 11.24. Based on the distribution chart, Ameriprise Financial ranks #566 out of 1405 companies in the Asset Management industry, which is above the industry midpoint. Overall, Ameriprise Financial has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ameriprise Financial's 5-Year RORE % compare to STT and RJF?
According to the Asset Management industry distribution chart, Ameriprise Financial ranks #566 out of 1405 companies for 5-Year RORE %. This puts Ameriprise Financial in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for an Asset Management company?
A good 5-Year RORE % depends on the Asset Management industry context. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Ameriprise Financial and its competitors. Ameriprise Financial's current 5-Year RORE % is 11.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameriprise Financial stock overvalued right now?
Based on GuruFocus' analysis, Ameriprise Financial (AMP) is currently considered Fairly Valued. The stock's GF Value™ is $582.68, compared to a current price of $569.54 — trading 2.3% below its estimated fair value. The current 5-Year RORE % is 11.24. Ameriprise Financial's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Ameriprise Financial (AMP), the current 5-Year RORE % is 11.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameriprise Financial (AMP) Overvalued in 2026?
Based on GuruFocus' analysis, Ameriprise Financial stock appears to be undervalued.
The current stock price of $569.54 is trading 2.3% below its estimated GF Value™ of $582.68.
GuruFocus considers Ameriprise Financial to be Fairly Valued.
Key valuation signals for AMP:
5-Year RORE %: 11.24
GF Value™: $582.68 vs. price of $569.54 (2.3% below fair value)
No single metric tells the full story. See the AMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameriprise Financial has evolved into a diversified financial services provider that generates roughly 65% of its operating profit from advice and wealth management. With nearly $1.2 trillion in segment assets under management and advisory at year-end 2025, and with roughly 10,600 affiliated and employee advisors, Ameriprise is one of the larger US-based wealth managers. It also boasts a reasonably large asset management franchise in Columbia Threadneedle, which boasted $678 billion in assets under management at year-end 2025. The firm's third segment is its retirement and protection services business, which sells insurance products to the firm's advisory clients. After eliminations, Ameriprise had $1.69 trillion in assets under management and advisory across segments at year-end 2025.
87GF Score
Get the complete analysis for AMP
5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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