AMP (Ameriprise Financial) Moat Score: 6/10 (As of Aug. 14, 2026)

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AMP Ameriprise Financial Inc AMP
87 GF Score
Price $569.43
GF Value $582.68
Valuation Fairly Valued
! 5 Warning Signs
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What is Ameriprise Financial Moat Score?

Ameriprise Financial AMP -0.22% 87 Moat Score is 6 as of Aug. 14, 2026. GuruFocus rates AMP with a GF Score™ of 87/100 and a GF Value™ of $582.68 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,690 Asset Management companies, Ameriprise Financial ranks better than 99.47% on this metric.

Ameriprise Financial has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Ameriprise Financial has Narrow Moat: Ameriprise has a strong narrow moat due to its established brand, customer loyalty, and economies of scale in financial services. However, regulatory challenges and competition from larger financial institutions prevent it from achieving a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Ameriprise Financial might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Ameriprise Financial  (NYSE:AMP) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Ameriprise Financial Moat Score Related Terms

AMP vs STT, RJF, ARES: Moat Score Comparison

For the Asset Management subindustry, Ameriprise Financial's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ameriprise Financial Moat Score vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Ameriprise Financial's Moat Score distribution charts can be found below:

* The bar in red indicates where Ameriprise Financial's Moat Score falls into.


AMP
87GF Score
Ameriprise Financial Inc AMP
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Ameriprise Financial (AMP) has a Moat Score of 6 as of Aug. 14, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Ameriprise Financial ranks #9 out of 1690 companies in the Asset Management industry, placing it in the top 0.5%.
Is Ameriprise Financial's Moat Score too high?
Ameriprise Financial's current Moat Score is 6. Based on the distribution chart, Ameriprise Financial ranks #9 out of 1690 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Ameriprise Financial has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ameriprise Financial's Moat Score compare to STT and RJF?
According to the Asset Management industry distribution chart, Ameriprise Financial ranks #9 out of 1690 companies for Moat Score. This places Ameriprise Financial in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Asset Management company?
A good Moat Score depends on the Asset Management industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Ameriprise Financial's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameriprise Financial stock overvalued right now?
Based on GuruFocus' analysis, Ameriprise Financial (AMP) is currently considered Fairly Valued. The stock's GF Value™ is $582.68, compared to a current price of $569.43 — trading 2.3% below its estimated fair value. The current Moat Score is 6. Ameriprise Financial's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Ameriprise Financial (AMP), the current Moat Score is 6 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ameriprise Financial (AMP) Overvalued in 2026?

Based on GuruFocus' analysis, Ameriprise Financial stock appears to be undervalued. The current stock price of $569.43 is trading 2.3% below its estimated GF Value™ of $582.68. GuruFocus considers Ameriprise Financial to be Fairly Valued.

Key valuation signals for AMP:

  • Moat Score: 6
  • GF Value™: $582.68 vs. price of $569.43 (2.3% below fair value)
  • GF Score™: 87/100 with 5 warning signs

No single metric tells the full story. See the AMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ameriprise Financial Business Description

Address 1099 Ameriprise Financial Center, Minneapolis, MN, USA, 55474
Ameriprise Financial has evolved into a diversified financial services provider that generates roughly 65% of its operating profit from advice and wealth management. With nearly $1.2 trillion in segment assets under management and advisory at year-end 2025, and with roughly 10,600 affiliated and employee advisors, Ameriprise is one of the larger US-based wealth managers. It also boasts a reasonably large asset management franchise in Columbia Threadneedle, which boasted $678 billion in assets under management at year-end 2025. The firm's third segment is its retirement and protection services business, which sells insurance products to the firm's advisory clients. After eliminations, Ameriprise had $1.69 trillion in assets under management and advisory across segments at year-end 2025.
87GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$569.43
Price
$582.68
GF Value