AMA GroupASX:AMA -1.09%40 Debt-to-EBITDA is 4.29 as of Dec. 2025, which is 393% above its 10-year median of 0.87. GuruFocus rates ASX:AMA with a GF Score™ of 40/100 and a GF Value™ of A$0.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,097 Vehicles & Parts companies, AMA Group ranks worse than 71.83% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for AMA Group's Debt-to-EBITDA or its related term are showing as below:
ASX:AMA'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -25.56 Med: 0.87 Max: 42.19
Current: 4.07
During the past 13 years, the highest Debt-to-EBITDA Ratio of AMA Group was 42.19. The lowest was -25.56. And the median was 0.87.
ASX:AMA's Debt-to-EBITDA is ranked worse than 71.83% of 1097
companies
in the Vehicles & Parts industry
Industry Median: 2.25
vs ASX:AMA: 4.07
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
AMA Group Debt-to-EBITDA Related Terms
AMA Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for AMA Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:AMA vs CVNA, PAG, ALTB: Debt-to-EBITDA Comparison
For the Auto & Truck Dealerships subindustry, AMA Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMA Group Debt-to-EBITDA vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, AMA Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where AMA Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
AMA Group (ASX:AMA) has a Debt-to-EBITDA of 4.29 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on AMA Group. This is 393% above median its historical median of 0.87. According to the industry distribution chart, AMA Group ranks #788 out of 1097 companies in the Vehicles & Parts industry, placing it in the top 71.8%.
Is AMA Group's Debt-to-EBITDA too high?
AMA Group's current Debt-to-EBITDA of 4.29 is 393% above median its 10-year median of 0.87. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. AMA Group's value of 4.29 is 90.7% above this industry median. Based on the distribution chart, AMA Group ranks #788 out of 1097 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, AMA Group has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMA Group's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, AMA Group ranks #788 out of 1097 companies for Debt-to-EBITDA. This places AMA Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.25. AMA Group's value of 4.29 is 90.7% above this benchmark. While the company's 10-year median is 0.87 vs. the industry median of 2.25, AMA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMA Group's current Debt-to-EBITDA of 4.29 is 90.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on AMA Group. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMA Group's current Debt-to-EBITDA is 4.29, which is 393% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMA Group stock overvalued right now?
Based on GuruFocus' analysis, AMA Group (ASX:AMA) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.30, compared to a current price of A$0.46 — trading 51.7% above its estimated fair value. The current Debt-to-EBITDA is 4.29, which is 393% above median its 10-year median of 0.87 and 90.7% above the Vehicles & Parts industry median of 2.25. AMA Group's overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For AMA Group (ASX:AMA), the current Debt-to-EBITDA is 4.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMA Group (ASX:AMA) Overvalued in 2026?
Based on GuruFocus' analysis, AMA Group stock appears to be overvalued.
The current stock price of A$0.46 is trading 51.7% above its estimated GF Value™ of A$0.30.
GuruFocus considers AMA Group to be Significantly Overvalued.
Key valuation signals for ASX:AMA:
Debt-to-EBITDA: 4.29 (393% above median its 10-year median of 0.87)
GF Value™: A$0.30 vs. price of A$0.46 (51.7% above fair value)
Industry Position: 90.7% above the Vehicles & Parts median (#788 of 1097)
No single metric tells the full story. See the ASX:AMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMA Group Ltd operates in the wholesale vehicle aftercare and accessories market, including smash repair shops, automotive and electrical components, vehicle protection equipment, and servicing workshops for brakes and transmissions. The group only operates within the geographical areas that are Australia and New Zealand. Its reportable segments include AMA Collision, Capital SMART, and Wales. The Capital SMART segment acts as a revenue driver for the firm.
40GF Score
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