AMA Group (ASX:AMA) Debt-to-Equity: 1.81 (As of Dec. 2025) — 35% Above Median

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ASX:AMA AMA Group Ltd ASX:AMA
38 GF Score
Price A$0.44
GF Value A$0.30
Valuation Significantly Overvalued
! 5 Warning Signs
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What is AMA Group Debt-to-Equity?

AMA Group ASX:AMA -2.22% 38 Debt-to-Equity is 1.81 as of Dec. 2025, which is 35% above its 10-year median of 1.34. GuruFocus rates ASX:AMA with a GF Score™ of 38/100 and a GF Value™ of A$0.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,217 Vehicles & Parts companies, AMA Group ranks worse than 90.22% on this metric.

AMA Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$37 Mil. AMA Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$368 Mil. AMA Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$223 Mil. AMA Group's debt to equity for the quarter that ended in Dec. 2025 was 1.81.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for AMA Group's Debt-to-Equity or its related term are showing as below:

ASX:AMA' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01   Med: 1.34   Max: 7.96
Current: 1.81

During the past 13 years, the highest Debt-to-Equity Ratio of AMA Group was 7.96. The lowest was 0.01. And the median was 1.34.

ASX:AMA's Debt-to-Equity is ranked worse than
90.22% of 1217 companies
in the Vehicles & Parts industry
Industry Median: 0.46 vs ASX:AMA: 1.81

AMA Group  (ASX:AMA) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


AMA Group Debt-to-Equity Related Terms


AMA Group Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for AMA Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMA Group Debt-to-Equity Chart

AMA Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.37 2.36 7.96 4.00 1.72

AMA Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.47 4.00 1.68 1.72 1.81

ASX:AMA vs CVNA, PAG, ALTB: Debt-to-Equity Comparison

For the Auto & Truck Dealerships subindustry, AMA Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AMA Group Debt-to-Equity vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, AMA Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where AMA Group's Debt-to-Equity falls into.


ASX:AMA
38GF Score
AMA Group Ltd ASX:AMA
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AMA Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

AMA Group's Debt to Equity Ratio for the fiscal year that ended in Jun. 2025 is calculated as

AMA Group's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.81 mean?
AMA Group (ASX:AMA) has a Debt-to-Equity of 1.81 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AMA Group and its competitors. This is 35% above median its historical median of 1.34. Over the past decade, AMA Group's Debt-to-Equity has ranged from 0.01 to 7.96. According to the industry distribution chart, AMA Group ranks #1098 out of 1217 companies in the Vehicles & Parts industry, placing it in the top 90.2%.
Is AMA Group's Debt-to-Equity too high?
AMA Group's current Debt-to-Equity of 1.81 is 35% above median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 7.96. The Vehicles & Parts industry median Debt-to-Equity is 0.46. AMA Group's value of 1.81 is 293.5% above this industry median. Based on the distribution chart, AMA Group ranks #1098 out of 1217 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, AMA Group has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMA Group's Debt-to-Equity compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, AMA Group ranks #1098 out of 1217 companies for Debt-to-Equity. This places AMA Group in the lower half of its industry. The industry median Debt-to-Equity is 0.46. AMA Group's value of 1.81 is 293.5% above this benchmark. Historically, AMA Group's own Debt-to-Equity has ranged from 0.01 to 7.96 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 0.46, AMA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Vehicles & Parts company?
The median Debt-to-Equity among Vehicles & Parts companies is 0.46, based on 1,217 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMA Group's current Debt-to-Equity of 1.81 is 293.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AMA Group and its competitors. For the Vehicles & Parts industry, the median Debt-to-Equity is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMA Group's current Debt-to-Equity is 1.81, which is 35% above median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMA Group stock overvalued right now?
Based on GuruFocus' analysis, AMA Group (ASX:AMA) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.30, compared to a current price of A$0.44 — trading 46.7% above its estimated fair value. The current Debt-to-Equity is 1.81, which is 35% above median its 10-year median of 1.34 and 293.5% above the Vehicles & Parts industry median of 0.46. AMA Group's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For AMA Group (ASX:AMA), the current Debt-to-Equity is 1.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMA Group (ASX:AMA) Overvalued in 2026?

Based on GuruFocus' analysis, AMA Group stock appears to be overvalued. The current stock price of A$0.44 is trading 46.7% above its estimated GF Value™ of A$0.30. GuruFocus considers AMA Group to be Significantly Overvalued.

Key valuation signals for ASX:AMA:

  • Debt-to-Equity: 1.81 (35% above median its 10-year median of 1.34)
  • GF Value™: A$0.30 vs. price of A$0.44 (46.7% above fair value)
  • GF Score™: 38/100 with 5 warning signs
  • Industry Position: 293.5% above the Vehicles & Parts median (#1098 of 1217)

No single metric tells the full story. See the ASX:AMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AMA Group Business Description

Other Exchanges AMGRF:USAKC70:Germany
Address 484 Street Kilda Road, Level 5, Melbourne, VIC, AUS, 3004
AMA Group Ltd operates in the wholesale vehicle aftercare and accessories market, including smash repair shops, automotive and electrical components, vehicle protection equipment, and servicing workshops for brakes and transmissions. The group only operates within the geographical areas that are Australia and New Zealand. Its reportable segments include AMA Collision, Capital SMART, and Wales. The Capital SMART segment acts as a revenue driver for the firm.
38GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.44
Price
A$0.30
GF Value