Bravura Solutions (ASX:BVS) Debt-to-EBITDA : 0.09 (As of Dec. 2025) — 79% Below Median

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ASX:BVS Bravura Solutions Ltd ASX:BVS
54 GF Score
Price A$2.52
GF Value A$1.53
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Bravura Solutions Debt-to-EBITDA?

Bravura Solutions ASX:BVS +5.88% 54 Debt-to-EBITDA is 0.09 as of Dec. 2025, which is 79% below its 10-year median of 0.42. GuruFocus rates ASX:BVS with a GF Score™ of 54/100 and a GF Value™ of A$1.53 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,722 Software companies, Bravura Solutions ranks better than 85.89% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bravura Solutions's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$3.2 Mil. Bravura Solutions's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$4.3 Mil. Bravura Solutions's annualized EBITDA for the quarter that ended in Dec. 2025 was A$84.8 Mil. Bravura Solutions's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.09.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Bravura Solutions's Debt-to-EBITDA or its related term are showing as below:

ASX:BVS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.11   Med: 0.42   Max: 0.63
Current: 0.11

During the past 9 years, the highest Debt-to-EBITDA Ratio of Bravura Solutions was 0.63. The lowest was -0.11. And the median was 0.42.

ASX:BVS's Debt-to-EBITDA is ranked better than
85.89% of 1722 companies
in the Software industry
Industry Median: 1.08 vs ASX:BVS: 0.11

Bravura Solutions  (ASX:BVS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Bravura Solutions Debt-to-EBITDA Related Terms


Bravura Solutions Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Bravura Solutions's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bravura Solutions Debt-to-EBITDA Chart

Bravura Solutions Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 0.59 0.53 -0.11 0.60 0.12

Bravura Solutions Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 0.43 0.10 0.25 0.09

ASX:BVS vs QH, SHOP, UBER: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Bravura Solutions's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bravura Solutions Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Bravura Solutions's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Bravura Solutions's Debt-to-EBITDA falls into.


ASX:BVS
54GF Score
Bravura Solutions Ltd ASX:BVS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bravura Solutions Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bravura Solutions's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.506 + 8.81) / 108.026
=0.12

Bravura Solutions's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.221 + 4.292) / 84.752
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.09 mean?
Bravura Solutions (ASX:BVS) has a Debt-to-EBITDA of 0.09 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bravura Solutions. This is 79% below median its historical median of 0.42. According to the industry distribution chart, Bravura Solutions ranks #243 out of 1722 companies in the Software industry, placing it in the top 14.1%.
Is Bravura Solutions' Debt-to-EBITDA too high?
Bravura Solutions' current Debt-to-EBITDA of 0.09 is 79% below median its 10-year median of 0.42. The Software industry median Debt-to-EBITDA is 1.08. Bravura Solutions' value of 0.09 is 91.7% below this industry median. Based on the distribution chart, Bravura Solutions ranks #243 out of 1722 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Bravura Solutions has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bravura Solutions' Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Bravura Solutions ranks #243 out of 1722 companies for Debt-to-EBITDA. This places Bravura Solutions in the top 14% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.08. Bravura Solutions' value of 0.09 is 91.7% below this benchmark. While the company's 10-year median is 0.42 vs. the industry median of 1.08, Bravura Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,722 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bravura Solutions's current Debt-to-EBITDA of 0.09 is 91.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bravura Solutions. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bravura Solutions's current Debt-to-EBITDA is 0.09, which is 79% below median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bravura Solutions stock overvalued right now?
Based on GuruFocus' analysis, Bravura Solutions (ASX:BVS) is currently considered Significantly Overvalued. The stock's GF Value™ is A$1.53, compared to a current price of A$2.52 — trading 64.7% above its estimated fair value. The current Debt-to-EBITDA is 0.09, which is 79% below median its 10-year median of 0.42 and 91.7% below the Software industry median of 1.08. Bravura Solutions' overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Bravura Solutions (ASX:BVS), the current Debt-to-EBITDA is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bravura Solutions (ASX:BVS) Overvalued in 2026?

Based on GuruFocus' analysis, Bravura Solutions stock appears to be overvalued. The current stock price of A$2.52 is trading 64.7% above its estimated GF Value™ of A$1.53. GuruFocus considers Bravura Solutions to be Significantly Overvalued.

Key valuation signals for ASX:BVS:

  • Debt-to-EBITDA: 0.09 (79% below median its 10-year median of 0.42)
  • GF Value™: A$1.53 vs. price of A$2.52 (64.7% above fair value)
  • GF Score™: 54/100 with 2 warning signs
  • Industry Position: 91.7% below the Software median (#243 of 1722)

No single metric tells the full story. See the ASX:BVS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bravura Solutions Business Description

Other Exchanges BVSFF:USA
Address 345 George Street, Level 6, Sydney, NSW, AUS, 2000
Bravura Solutions Ltd is engaged in the development, licensing and maintenance of specialized administration and management software applications as well as the provision of professional consulting services. It has two operating segments: Wealth Management and Funds Administration. The company generates maximum revenue from the Wealth Management segment. Wealth Management segment platforms provide end-to-end processing to support all back-office functions relating to the daily management of superannuation, pensions, life insurance, investment, private wealth and portfolio administration. Geographically, it derives a majority of revenue from Australia and also has a presence in the UK, New Zealand, and Other Countries.
54GF Score

Get the complete analysis for ASX:BVS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$2.52
Price
A$1.53
GF Value