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Gentrack GroupASX:GTK +1.67%75 Debt-to-EBITDA is 1.10 as of Mar. 2026, which is 53% above its 10-year median of 0.72. GuruFocus rates ASX:GTK with a GF Score™ of 75/100 and a GF Value™ of A$9.04 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,725 Software companies, Gentrack Group ranks better than 61.74% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Gentrack Group's Debt-to-EBITDA or its related term are showing as below:
ASX:GTK'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.79 Med: 0.72 Max: 1.99
Current: 0.64
During the past 12 years, the highest Debt-to-EBITDA Ratio of Gentrack Group was 1.99. The lowest was -0.79. And the median was 0.72.
ASX:GTK's Debt-to-EBITDA is ranked better than 61.74% of 1725
companies
in the Software industry
Industry Median: 1.09
vs ASX:GTK: 0.64
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Gentrack Group Debt-to-EBITDA Related Terms
Gentrack Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Gentrack Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:GTK vs MSFT, ORCL, PLTR: Debt-to-EBITDA Comparison
For the Software - Infrastructure subindustry, Gentrack Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gentrack Group Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Gentrack Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Gentrack Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Gentrack Group (ASX:GTK) has a Debt-to-EBITDA of 1.10 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Gentrack Group. This is 53% above median its historical median of 0.72. According to the industry distribution chart, Gentrack Group ranks #660 out of 1725 companies in the Software industry, placing it in the top 38.3%.
Is Gentrack Group's Debt-to-EBITDA too high?
Gentrack Group's current Debt-to-EBITDA of 1.10 is 53% above median its 10-year median of 0.72. The Software industry median Debt-to-EBITDA is 1.09. Gentrack Group's value of 1.10 is 0.9% above this industry median. Based on the distribution chart, Gentrack Group ranks #660 out of 1725 companies in the Software industry, which is above the industry midpoint. Overall, Gentrack Group has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gentrack Group's Debt-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, Gentrack Group ranks #660 out of 1725 companies for Debt-to-EBITDA. This puts Gentrack Group in the upper half of its industry. The industry median Debt-to-EBITDA is 1.09. Gentrack Group's value of 1.10 is 0.9% above this benchmark. While the company's 10-year median is 0.72 vs. the industry median of 1.09, Gentrack Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gentrack Group's current Debt-to-EBITDA of 1.10 is 0.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Gentrack Group. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gentrack Group's current Debt-to-EBITDA is 1.10, which is 53% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gentrack Group stock overvalued right now?
Based on GuruFocus' analysis, Gentrack Group (ASX:GTK) is currently considered Significantly Undervalued. The stock's GF Value™ is A$9.04, compared to a current price of A$3.05 — trading 66.3% below its estimated fair value. The current Debt-to-EBITDA is 1.10, which is 53% above median its 10-year median of 0.72 and 0.9% above the Software industry median of 1.09. Gentrack Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Gentrack Group (ASX:GTK), the current Debt-to-EBITDA is 1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gentrack Group (ASX:GTK) Overvalued in 2026?
Based on GuruFocus' analysis, Gentrack Group stock appears to be undervalued.
The current stock price of A$3.05 is trading 66.3% below its estimated GF Value™ of A$9.04.
GuruFocus considers Gentrack Group to be Significantly Undervalued.
Key valuation signals for ASX:GTK:
Debt-to-EBITDA: 1.10 (53% above median its 10-year median of 0.72)
GF Value™: A$9.04 vs. price of A$3.05 (66.3% below fair value)
Industry Position: 0.9% above the Software median (#660 of 1725)
No single metric tells the full story. See the ASX:GTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gentrack Group Ltd is engaged in the development, integration, and support of enterprise billing and customer management software solutions for the utility (energy and water) and airport industries. The company operates in two business segments which are Utility Billing Software and Airport Management Software, of which the Utility Billing Software segment generates maximum revenue for the company. Geographically company generates from United Kingdom, also operates from Australia, New Zealand and rest of world.
75GF Score
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