Gentrack Group (ASX:GTK) Interest Coverage: 11.97 (As of Mar. 2026) — 34% Below Median


ASX:GTK Gentrack Group Ltd ASX:GTK
73 GF Score
Price A$3.05
GF Value A$9.06
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Gentrack Group Interest Coverage?

Gentrack Group ASX:GTK +0.66% 73 Interest Coverage is 11.97 as of Mar. 2026, which is 34% below its 10-year median of 18.11. GuruFocus rates ASX:GTK with a GF Score™ of 73/100 and a GF Value™ of A$9.06 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,713 Software companies, Gentrack Group ranks better than 68.36% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Gentrack Group's Operating Income for the six months ended in Mar. 2026 was A$0.8 Mil. Gentrack Group's Interest Expense for the six months ended in Mar. 2026 was A$-0.1 Mil. Gentrack Group's interest coverage for the quarter that ended in Mar. 2026 was 11.97. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Gentrack Group Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Gentrack Group's Interest Coverage or its related term are showing as below:

ASX:GTK' s Interest Coverage Range Over the Past 10 Years
Min: 9.92   Med: 18.11   Max: 103.54
Current: 103.54


ASX:GTK's Interest Coverage is ranked better than
68.36% of 1713 companies
in the Software industry
Industry Median: 24.62 vs ASX:GTK: 103.54

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Gentrack Group  (ASX:GTK) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Gentrack Group Interest Coverage Related Terms


Gentrack Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Gentrack Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Gentrack Group Interest Coverage Chart

Gentrack Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 37.58 37.46 68.05

Gentrack Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.79 54.78 21.97 215.40 11.97

ASX:GTK vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Gentrack Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gentrack Group Interest Coverage vs Software Industry

For the Software industry and Technology sector, Gentrack Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Gentrack Group's Interest Coverage falls into.


ASX:GTK
73GF Score
Gentrack Group Ltd ASX:GTK
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gentrack Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Gentrack Group's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Gentrack Group's Interest Expense was A$-0.2 Mil. Its Operating Income was A$16.3 Mil. And its Long-Term Debt & Capital Lease Obligation was A$11.3 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*16.265/-0.239
=68.05

Gentrack Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Gentrack Group's Interest Expense was A$-0.1 Mil. Its Operating Income was A$0.8 Mil. And its Long-Term Debt & Capital Lease Obligation was A$8.9 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.778/-0.065
=11.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.97 mean?
Gentrack Group (ASX:GTK) has a Interest Coverage of 11.97 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gentrack Group and its competitors. This is 34% below median its historical median of 18.11. Over the past decade, Gentrack Group's Interest Coverage has ranged from 9.92 to 103.54. According to the industry distribution chart, Gentrack Group ranks #542 out of 1713 companies in the Software industry, placing it in the top 31.6%.
Is Gentrack Group's Interest Coverage too high?
Gentrack Group's current Interest Coverage of 11.97 is 34% below median its 10-year median of 18.11. Over the past 10 years, this metric has ranged from a low of 9.92 to a high of 103.54. The Software industry median Interest Coverage is 24.62. Gentrack Group's value of 11.97 is 51.4% below this industry median. Based on the distribution chart, Gentrack Group ranks #542 out of 1713 companies in the Software industry, which is above the industry midpoint. Overall, Gentrack Group has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gentrack Group's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Gentrack Group ranks #542 out of 1713 companies for Interest Coverage. This puts Gentrack Group in the upper half of its industry. The industry median Interest Coverage is 24.62. Gentrack Group's value of 11.97 is 51.4% below this benchmark. Historically, Gentrack Group's own Interest Coverage has ranged from 9.92 to 103.54 over the past decade. While the company's 10-year median is 18.11 vs. the industry median of 24.62, Gentrack Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gentrack Group's current Interest Coverage of 11.97 is 51.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gentrack Group and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gentrack Group's current Interest Coverage is 11.97, which is 34% below median its own 10-year median of 18.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gentrack Group stock overvalued right now?
Based on GuruFocus' analysis, Gentrack Group (ASX:GTK) is currently considered Significantly Undervalued. The stock's GF Value™ is A$9.06, compared to a current price of A$3.05 — trading 66.3% below its estimated fair value. The current Interest Coverage is 11.97, which is 34% below median its 10-year median of 18.11 and 51.4% below the Software industry median of 24.62. Gentrack Group's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Gentrack Group (ASX:GTK), the current Interest Coverage is 11.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gentrack Group (ASX:GTK) Overvalued in 2026?

Based on GuruFocus' analysis, Gentrack Group stock appears to be undervalued. The current stock price of A$3.05 is trading 66.3% below its estimated GF Value™ of A$9.06. GuruFocus considers Gentrack Group to be Significantly Undervalued.

Key valuation signals for ASX:GTK:

  • Interest Coverage: 11.97 (34% below median its 10-year median of 18.11)
  • GF Value™: A$9.06 vs. price of A$3.05 (66.3% below fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 51.4% below the Software median (#542 of 1713)

No single metric tells the full story. See the ASX:GTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gentrack Group Business Description

Other Exchanges GTK:New Zealand
Address 17 Hargreaves Street, St Marys Bay, Auckland, NTL, NZL, 1011
Gentrack Group Ltd is engaged in the development, integration, and support of enterprise billing and customer management software solutions for the utility (energy and water) and airport industries. The company operates in two business segments which are Utility Billing Software and Airport Management Software, of which the Utility Billing Software segment generates maximum revenue for the company. Geographically company generates from United Kingdom, also operates from Australia, New Zealand and rest of world.
73GF Score

Get the complete analysis for ASX:GTK

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$3.05
Price
A$9.06
GF Value