Gentrack Group (ASX:GTK) Debt-to-Equity: 0.06 (As of Mar. 2026) — 25% Below Median

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Director of Data and Quant Analytics at GuruFocus
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ASX:GTK Gentrack Group Ltd ASX:GTK
80 GF Score
Price A$3.20
GF Value A$8.96
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Gentrack Group Debt-to-Equity?

Gentrack Group ASX:GTK -0.62% 80 Debt-to-Equity is 0.06 as of Mar. 2026, which is 25% below its 10-year median of 0.08. GuruFocus rates ASX:GTK with a GF Score™ of 80/100 and a GF Value™ of A$8.96 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,244 Software companies, Gentrack Group ranks better than 74.24% on this metric.

Gentrack Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was A$3.1 Mil. Gentrack Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was A$8.9 Mil. Gentrack Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was A$204.8 Mil. Gentrack Group's debt to equity for the quarter that ended in Mar. 2026 was 0.06.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Gentrack Group's Debt-to-Equity or its related term are showing as below:

ASX:GTK' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02   Med: 0.08   Max: 0.42
Current: 0.06

During the past 12 years, the highest Debt-to-Equity Ratio of Gentrack Group was 0.42. The lowest was 0.02. And the median was 0.08.

ASX:GTK's Debt-to-Equity is ranked better than
74.24% of 2244 companies
in the Software industry
Industry Median: 0.19 vs ASX:GTK: 0.06

Gentrack Group  (ASX:GTK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Gentrack Group Debt-to-Equity Related Terms


Gentrack Group Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Gentrack Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gentrack Group Debt-to-Equity Chart

Gentrack Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.08 0.10 0.08 0.07

Gentrack Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.07 0.07 0.06

ASX:GTK vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison

For the Software - Infrastructure subindustry, Gentrack Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gentrack Group Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Gentrack Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Gentrack Group's Debt-to-Equity falls into.


ASX:GTK
80GF Score
Gentrack Group Ltd ASX:GTK
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gentrack Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Gentrack Group's Debt to Equity Ratio for the fiscal year that ended in Sep. 2025 is calculated as

Gentrack Group's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.06 mean?
Gentrack Group (ASX:GTK) has a Debt-to-Equity of 0.06 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Gentrack Group and its competitors. This is 25% below median its historical median of 0.08. Over the past decade, Gentrack Group's Debt-to-Equity has ranged from 0.02 to 0.42. According to the industry distribution chart, Gentrack Group ranks #578 out of 2244 companies in the Software industry, placing it in the top 25.8%.
Is Gentrack Group's Debt-to-Equity too high?
Gentrack Group's current Debt-to-Equity of 0.06 is 25% below median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.42. The Software industry median Debt-to-Equity is 0.19. Gentrack Group's value of 0.06 is 68.4% below this industry median. Based on the distribution chart, Gentrack Group ranks #578 out of 2244 companies in the Software industry, which is above the industry midpoint. Overall, Gentrack Group has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gentrack Group's Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Gentrack Group ranks #578 out of 2244 companies for Debt-to-Equity. This puts Gentrack Group in the upper half of its industry. The industry median Debt-to-Equity is 0.19. Gentrack Group's value of 0.06 is 68.4% below this benchmark. Historically, Gentrack Group's own Debt-to-Equity has ranged from 0.02 to 0.42 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.19, Gentrack Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,244 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gentrack Group's current Debt-to-Equity of 0.06 is 68.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Gentrack Group and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gentrack Group's current Debt-to-Equity is 0.06, which is 25% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gentrack Group stock overvalued right now?
Based on GuruFocus' analysis, Gentrack Group (ASX:GTK) is currently considered Significantly Undervalued. The stock's GF Value™ is A$8.96, compared to a current price of A$3.20 — trading 64.3% below its estimated fair value. The current Debt-to-Equity is 0.06, which is 25% below median its 10-year median of 0.08 and 68.4% below the Software industry median of 0.19. Gentrack Group's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Gentrack Group (ASX:GTK), the current Debt-to-Equity is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gentrack Group (ASX:GTK) Overvalued in 2026?

Based on GuruFocus' analysis, Gentrack Group stock appears to be undervalued. The current stock price of A$3.20 is trading 64.3% below its estimated GF Value™ of A$8.96. GuruFocus considers Gentrack Group to be Significantly Undervalued.

Key valuation signals for ASX:GTK:

  • Debt-to-Equity: 0.06 (25% below median its 10-year median of 0.08)
  • GF Value™: A$8.96 vs. price of A$3.20 (64.3% below fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 68.4% below the Software median (#578 of 2244)

No single metric tells the full story. See the ASX:GTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gentrack Group Business Description

Other Exchanges GTK:New Zealand
Address 17 Hargreaves Street, St Marys Bay, Auckland, NTL, NZL, 1011
Gentrack Group Ltd is engaged in the development, integration, and support of enterprise billing and customer management software solutions for the utility (energy and water) and airport industries. The company operates in two business segments which are Utility Billing Software and Airport Management Software, of which the Utility Billing Software segment generates maximum revenue for the company. Geographically company generates from United Kingdom, also operates from Australia, New Zealand and rest of world.
80GF Score

Get the complete analysis for ASX:GTK

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$3.20
Price
A$8.96
GF Value