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Nick ScaliASX:NCK -0.70%87 Debt-to-EBITDA is 1.69 as of Dec. 2025, which is 12% above its 10-year median of 1.51. GuruFocus rates ASX:NCK with a GF Score™ of 87/100 and a GF Value™ of A$16.40 (Fairly Valued). The stock has 5 warning signs investors should review. Among 903 Retail - Cyclical companies, Nick Scali ranks better than 58.14% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Nick Scali's Debt-to-EBITDA or its related term are showing as below:
ASX:NCK'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.37 Med: 1.51 Max: 2.2
Current: 1.89
During the past 13 years, the highest Debt-to-EBITDA Ratio of Nick Scali was 2.20. The lowest was 0.37. And the median was 1.51.
ASX:NCK's Debt-to-EBITDA is ranked better than 58.14% of 903
companies
in the Retail - Cyclical industry
Industry Median: 2.34
vs ASX:NCK: 1.89
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Nick Scali Debt-to-EBITDA Related Terms
Nick Scali Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Nick Scali's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:NCK vs CASY, WSM, ULTA: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, Nick Scali's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nick Scali Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Nick Scali's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Nick Scali's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Nick Scali (ASX:NCK) has a Debt-to-EBITDA of 1.69 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nick Scali. This is 12% above median its historical median of 1.51. Over the past decade, Nick Scali's Debt-to-EBITDA has ranged from 0.37 to 2.20. According to the industry distribution chart, Nick Scali ranks #378 out of 903 companies in the Retail - Cyclical industry, placing it in the top 41.9%.
Is Nick Scali's Debt-to-EBITDA too high?
Nick Scali's current Debt-to-EBITDA of 1.69 is 12% above median its 10-year median of 1.51. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 2.20. The Retail - Cyclical industry median Debt-to-EBITDA is 2.34. Nick Scali's value of 1.69 is 27.8% below this industry median. Based on the distribution chart, Nick Scali ranks #378 out of 903 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Nick Scali has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nick Scali's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Nick Scali ranks #378 out of 903 companies for Debt-to-EBITDA. This puts Nick Scali in the upper half of its industry. The industry median Debt-to-EBITDA is 2.34. Nick Scali's value of 1.69 is 27.8% below this benchmark. Historically, Nick Scali's own Debt-to-EBITDA has ranged from 0.37 to 2.20 over the past decade. While the company's 10-year median is 1.51 vs. the industry median of 2.34, Nick Scali has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.34, based on 903 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nick Scali's current Debt-to-EBITDA of 1.69 is 27.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nick Scali. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nick Scali's current Debt-to-EBITDA is 1.69, which is 12% above median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nick Scali stock overvalued right now?
Based on GuruFocus' analysis, Nick Scali (ASX:NCK) is currently considered Fairly Valued. The stock's GF Value™ is A$16.40, compared to a current price of A$17.11 — trading 4.3% above its estimated fair value. The current Debt-to-EBITDA is 1.69, which is 12% above median its 10-year median of 1.51 and 27.8% below the Retail - Cyclical industry median of 2.34. Nick Scali's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Nick Scali (ASX:NCK), the current Debt-to-EBITDA is 1.69 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nick Scali (ASX:NCK) Overvalued in 2026?
Based on GuruFocus' analysis, Nick Scali stock appears to be overvalued.
The current stock price of A$17.11 is trading 4.3% above its estimated GF Value™ of A$16.40.
GuruFocus considers Nick Scali to be Fairly Valued.
Key valuation signals for ASX:NCK:
Debt-to-EBITDA: 1.69 (12% above median its 10-year median of 1.51)
GF Value™: A$16.40 vs. price of A$17.11 (4.3% above fair value)
Industry Position: 27.8% below the Retail - Cyclical median (#378 of 903)
No single metric tells the full story. See the ASX:NCK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nick Scali Ltd engages in the sourcing and retailing of household furniture and related accessories in Australia and New Zealand. It offers products of Sofas & Armchairs, Living Room, Dining Room, Bedroom, and Rugs & Accessories. The Company has two reportable segments, being the retailing of furniture in Australia and New Zealand, as well as the United Kingdom.
87GF Score
Get the complete analysis for ASX:NCK
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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