Nick ScaliASX:NCK -0.81%90 Interest Coverage is 7.57 as of Dec. 2025, which is 51% below its 10-year median of 15.52. GuruFocus rates ASX:NCK with a GF Score™ of 90/100 and a GF Value™ of A$16.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 824 Retail - Cyclical companies, Nick Scali ranks worse than 53.28% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Nick Scali's
Operating Income
for the
six
months ended in Dec. 2025 was A$67.2 Mil. Nick Scali's Interest Expense for the
six
months ended in Dec. 2025 was A$-8.9 Mil.
Nick Scali's interest coverage for the quarter that ended in Dec. 2025 was 7.57.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Nick Scali's Interest Coverage or its related term are showing as below:
ASX:NCK'
s Interest Coverage Range Over the Past 10 Years
Min: 5.98 Med: 15.52 Max: 86.16
Current: 6.76
ASX:NCK's Interest Coverage is ranked worse than 53.28% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs ASX:NCK: 6.76
Nick Scali (ASX:NCK) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Nick Scali Interest Coverage Related Terms
Nick Scali Interest Coverage Historical Data
* Premium members only.
The historical data trend for Nick Scali's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:NCK vs CASY, WSM, DKS: Interest Coverage Comparison
For the Specialty Retail subindustry, Nick Scali's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nick Scali Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Nick Scali's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Nick Scali's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nick Scali (ASX:NCK) has a Interest Coverage of 7.57 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nick Scali and its competitors. This is 51% below median its historical median of 15.52. Over the past decade, Nick Scali's Interest Coverage has ranged from 5.98 to 86.16. According to the industry distribution chart, Nick Scali ranks #439 out of 824 companies in the Retail - Cyclical industry, placing it in the top 53.3%.
Is Nick Scali's Interest Coverage too high?
Nick Scali's current Interest Coverage of 7.57 is 51% below median its 10-year median of 15.52. Over the past 10 years, this metric has ranged from a low of 5.98 to a high of 86.16. The Retail - Cyclical industry median Interest Coverage is 7.94. Nick Scali's value of 7.57 is 4.7% below this industry median. Based on the distribution chart, Nick Scali ranks #439 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Nick Scali has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nick Scali's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Nick Scali ranks #439 out of 824 companies for Interest Coverage. This places Nick Scali in the lower half of its industry. The industry median Interest Coverage is 7.94. Nick Scali's value of 7.57 is 4.7% below this benchmark. Historically, Nick Scali's own Interest Coverage has ranged from 5.98 to 86.16 over the past decade. While the company's 10-year median is 15.52 vs. the industry median of 7.94, Nick Scali has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nick Scali's current Interest Coverage of 7.57 is 4.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nick Scali and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nick Scali's current Interest Coverage is 7.57, which is 51% below median its own 10-year median of 15.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nick Scali stock overvalued right now?
Based on GuruFocus' analysis, Nick Scali (ASX:NCK) is currently considered Fairly Valued. The stock's GF Value™ is A$16.46, compared to a current price of A$15.86 — trading 3.6% below its estimated fair value. The current Interest Coverage is 7.57, which is 51% below median its 10-year median of 15.52 and 4.7% below the Retail - Cyclical industry median of 7.94. Nick Scali's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nick Scali (ASX:NCK), the current Interest Coverage is 7.57 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nick Scali (ASX:NCK) Overvalued in 2026?
Based on GuruFocus' analysis, Nick Scali stock appears to be undervalued.
The current stock price of A$15.86 is trading 3.6% below its estimated GF Value™ of A$16.46.
GuruFocus considers Nick Scali to be Fairly Valued.
Key valuation signals for ASX:NCK:
Interest Coverage: 7.57 (51% below median its 10-year median of 15.52)
GF Value™: A$16.46 vs. price of A$15.86 (3.6% below fair value)
Industry Position: 4.7% below the Retail - Cyclical median (#439 of 824)
No single metric tells the full story. See the ASX:NCK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nick Scali Ltd engages in the sourcing and retailing of household furniture and related accessories in Australia and New Zealand. It offers products of Sofas & Armchairs, Living Room, Dining Room, Bedroom, and Rugs & Accessories. The Company has two reportable segments, being the retailing of furniture in Australia and New Zealand, as well as the United Kingdom.
90GF Score
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