United Overseas Australia (ASX:UOS) Debt-to-EBITDA : 0.68 (As of Dec. 2025) — 40% Below Median


ASX:UOS United Overseas Australia Ltd ASX:UOS
59 GF Score
Price A$0.70
GF Value A$0.92
Valuation Modestly Undervalued
! 2 Warning Signs
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What is United Overseas Australia Debt-to-EBITDA?

United Overseas Australia ASX:UOS 59 Debt-to-EBITDA is 0.68 as of Dec. 2025, which is 40% below its 10-year median of 1.13. GuruFocus rates ASX:UOS with a GF Score™ of 59/100 and a GF Value™ of A$0.92 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,272 Real Estate companies, United Overseas Australia ranks better than 85.69% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Overseas Australia's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$263.6 Mil. United Overseas Australia's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$0.5 Mil. United Overseas Australia's annualized EBITDA for the quarter that ended in Dec. 2025 was A$389.5 Mil. United Overseas Australia's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.68.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for United Overseas Australia's Debt-to-EBITDA or its related term are showing as below:

ASX:UOS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.49   Med: 1.13   Max: 1.78
Current: 0.93

During the past 13 years, the highest Debt-to-EBITDA Ratio of United Overseas Australia was 1.78. The lowest was 0.49. And the median was 1.13.

ASX:UOS's Debt-to-EBITDA is ranked better than
85.69% of 1272 companies
in the Real Estate industry
Industry Median: 5.6 vs ASX:UOS: 0.93

United Overseas Australia  (ASX:UOS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


United Overseas Australia Debt-to-EBITDA Related Terms


United Overseas Australia Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for United Overseas Australia's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Overseas Australia Debt-to-EBITDA Chart

United Overseas Australia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.63 1.78 1.49 1.44 0.93

United Overseas Australia Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.27 0.10 1.14 0.00 0.68

United Overseas Australia Debt-to-EBITDA Competitor Comparison

For the Real Estate - Development subindustry, United Overseas Australia's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Overseas Australia Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, United Overseas Australia's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where United Overseas Australia's Debt-to-EBITDA falls into.


ASX:UOS
59GF Score
United Overseas Australia Ltd ASX:UOS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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United Overseas Australia Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Overseas Australia's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(263.615 + 0.485) / 284.604
=0.93

United Overseas Australia's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(263.615 + 0.485) / 389.516
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.68 mean?
United Overseas Australia (ASX:UOS) has a Debt-to-EBITDA of 0.68 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Overseas Australia. This is 40% below median its historical median of 1.13. Over the past decade, United Overseas Australia's Debt-to-EBITDA has ranged from 0.49 to 1.78. According to the industry distribution chart, United Overseas Australia ranks #182 out of 1272 companies in the Real Estate industry, placing it in the top 14.3%.
Is United Overseas Australia's Debt-to-EBITDA too high?
United Overseas Australia's current Debt-to-EBITDA of 0.68 is 40% below median its 10-year median of 1.13. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.78. The Real Estate industry median Debt-to-EBITDA is 5.60. United Overseas Australia's value of 0.68 is 87.9% below this industry median. Based on the distribution chart, United Overseas Australia ranks #182 out of 1272 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, United Overseas Australia has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Overseas Australia's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, United Overseas Australia ranks #182 out of 1272 companies for Debt-to-EBITDA. This places United Overseas Australia in the top 14% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.60. United Overseas Australia's value of 0.68 is 87.9% below this benchmark. Historically, United Overseas Australia's own Debt-to-EBITDA has ranged from 0.49 to 1.78 over the past decade. While the company's 10-year median is 1.13 vs. the industry median of 5.60, United Overseas Australia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.60, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Overseas Australia's current Debt-to-EBITDA of 0.68 is 87.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Overseas Australia. For the Real Estate industry, the median Debt-to-EBITDA is 5.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Overseas Australia's current Debt-to-EBITDA is 0.68, which is 40% below median its own 10-year median of 1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Australia stock overvalued right now?
Based on GuruFocus' analysis, United Overseas Australia (ASX:UOS) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.92, compared to a current price of A$0.70 — trading 24.5% below its estimated fair value. The current Debt-to-EBITDA is 0.68, which is 40% below median its 10-year median of 1.13 and 87.9% below the Real Estate industry median of 5.60. United Overseas Australia's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For United Overseas Australia (ASX:UOS), the current Debt-to-EBITDA is 0.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Overseas Australia (ASX:UOS) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Australia stock appears to be undervalued. The current stock price of A$0.70 is trading 24.5% below its estimated GF Value™ of A$0.92. GuruFocus considers United Overseas Australia to be Modestly Undervalued.

Key valuation signals for ASX:UOS:

  • Debt-to-EBITDA: 0.68 (40% below median its 10-year median of 1.13)
  • GF Value™: A$0.92 vs. price of A$0.70 (24.5% below fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 87.9% below the Real Estate median (#182 of 1272)

No single metric tells the full story. See the ASX:UOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Overseas Australia Business Description

Other Exchanges EH5:Singapore
Address No. 8, Jalan Kerinchi, Suite G-1, Vertical Corporate Tower B, Avenue 10, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
United Overseas Australia Ltd is a real estate development company. It is focused on the Development and resale of land and buildings, Investment in the form of rental properties, and others. The operating segments of the company are Investment, Land development & Resale, and Others. Its Investment segment includes the holding of investment properties to generate rental income, capital appreciation, or both. The land development and resale segment, which derives maximum revenue includes the development, construction, and sale of residential and commercial properties. The other segment includes operations of hotel and food and beverage outlets, provision of facilities support services, and car park operations.
59GF Score

Get the complete analysis for ASX:UOS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.70
Price
A$0.92
GF Value