United Overseas Australia (ASX:UOS) Interest Coverage: 12.69 (As of Dec. 2025) — 22% Below Median


ASX:UOS United Overseas Australia Ltd ASX:UOS
60 GF Score
Price A$0.69
GF Value A$0.92
Valuation Modestly Undervalued
! 2 Warning Signs
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What is United Overseas Australia Interest Coverage?

United Overseas Australia ASX:UOS 60 Interest Coverage is 12.69 as of Dec. 2025, which is 22% below its 10-year median of 16.27. GuruFocus rates ASX:UOS with a GF Score™ of 60/100 and a GF Value™ of A$0.92 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,295 Real Estate companies, United Overseas Australia ranks better than 74.98% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. United Overseas Australia's Operating Income for the six months ended in Dec. 2025 was A$54.2 Mil. United Overseas Australia's Interest Expense for the six months ended in Dec. 2025 was A$-4.3 Mil. United Overseas Australia's interest coverage for the quarter that ended in Dec. 2025 was 12.69. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for United Overseas Australia's Interest Coverage or its related term are showing as below:

ASX:UOS' s Interest Coverage Range Over the Past 10 Years
Min: 8.38   Med: 16.27   Max: 33.06
Current: 15.64


ASX:UOS's Interest Coverage is ranked better than
74.98% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs ASX:UOS: 15.64

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


United Overseas Australia  (ASX:UOS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


United Overseas Australia Interest Coverage Related Terms


United Overseas Australia Interest Coverage Historical Data

* Premium members only.

The historical data trend for United Overseas Australia's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

United Overseas Australia Interest Coverage Chart

United Overseas Australia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.92 11.44 8.38 9.66 15.64

United Overseas Australia Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.84 9.98 9.33 18.54 12.69

United Overseas Australia Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, United Overseas Australia's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Overseas Australia Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, United Overseas Australia's Interest Coverage distribution charts can be found below:

* The bar in red indicates where United Overseas Australia's Interest Coverage falls into.


ASX:UOS
60GF Score
United Overseas Australia Ltd ASX:UOS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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United Overseas Australia Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

United Overseas Australia's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, United Overseas Australia's Interest Expense was A$-8.6 Mil. Its Operating Income was A$134.9 Mil. And its Long-Term Debt & Capital Lease Obligation was A$0.5 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*134.905/-8.623
=15.64

United Overseas Australia's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, United Overseas Australia's Interest Expense was A$-4.3 Mil. Its Operating Income was A$54.2 Mil. And its Long-Term Debt & Capital Lease Obligation was A$0.5 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*54.182/-4.268
=12.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.69 mean?
United Overseas Australia (ASX:UOS) has a Interest Coverage of 12.69 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Overseas Australia and its competitors. This is 22% below median its historical median of 16.27. Over the past decade, United Overseas Australia's Interest Coverage has ranged from 8.38 to 33.06. According to the industry distribution chart, United Overseas Australia ranks #324 out of 1295 companies in the Real Estate industry, placing it in the top 25%.
Is United Overseas Australia's Interest Coverage too high?
United Overseas Australia's current Interest Coverage of 12.69 is 22% below median its 10-year median of 16.27. Over the past 10 years, this metric has ranged from a low of 8.38 to a high of 33.06. The Real Estate industry median Interest Coverage is 4.24. United Overseas Australia's value of 12.69 is 199.3% above this industry median. Based on the distribution chart, United Overseas Australia ranks #324 out of 1295 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, United Overseas Australia has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Overseas Australia's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, United Overseas Australia ranks #324 out of 1295 companies for Interest Coverage. This places United Overseas Australia in the top 25% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.24. United Overseas Australia's value of 12.69 is 199.3% above this benchmark. Historically, United Overseas Australia's own Interest Coverage has ranged from 8.38 to 33.06 over the past decade. While the company's 10-year median is 16.27 vs. the industry median of 4.24, United Overseas Australia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Overseas Australia's current Interest Coverage of 12.69 is 199.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Overseas Australia and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Overseas Australia's current Interest Coverage is 12.69, which is 22% below median its own 10-year median of 16.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Australia stock overvalued right now?
Based on GuruFocus' analysis, United Overseas Australia (ASX:UOS) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.92, compared to a current price of A$0.69 — trading 25% below its estimated fair value. The current Interest Coverage is 12.69, which is 22% below median its 10-year median of 16.27 and 199.3% above the Real Estate industry median of 4.24. United Overseas Australia's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United Overseas Australia (ASX:UOS), the current Interest Coverage is 12.69 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Overseas Australia (ASX:UOS) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Australia stock appears to be undervalued. The current stock price of A$0.69 is trading 25% below its estimated GF Value™ of A$0.92. GuruFocus considers United Overseas Australia to be Modestly Undervalued.

Key valuation signals for ASX:UOS:

  • Interest Coverage: 12.69 (22% below median its 10-year median of 16.27)
  • GF Value™: A$0.92 vs. price of A$0.69 (25% below fair value)
  • GF Score™: 60/100 with 2 warning signs
  • Industry Position: 199.3% above the Real Estate median (#324 of 1295)

No single metric tells the full story. See the ASX:UOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Overseas Australia Business Description

Other Exchanges EH5:Singapore
Address No. 8, Jalan Kerinchi, Suite G-1, Vertical Corporate Tower B, Avenue 10, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
United Overseas Australia Ltd is a real estate development company. It is focused on the Development and resale of land and buildings, Investment in the form of rental properties, and others. The operating segments of the company are Investment, Land development & Resale, and Others. Its Investment segment includes the holding of investment properties to generate rental income, capital appreciation, or both. The land development and resale segment, which derives maximum revenue includes the development, construction, and sale of residential and commercial properties. The other segment includes operations of hotel and food and beverage outlets, provision of facilities support services, and car park operations.
60GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.69
Price
A$0.92
GF Value