United Overseas Australia (ASX:UOS) Equity-to-Asset: 0.58 (As of Dec. 2025) — 14% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:UOS United Overseas Australia Ltd ASX:UOS
57 GF Score
Price A$0.72
GF Value A$0.93
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is United Overseas Australia Equity-to-Asset?

United Overseas Australia ASX:UOS 57 Equity-to-Asset is 0.58 as of Dec. 2025, which is 14% above its 10-year median of 0.51. GuruFocus rates ASX:UOS with a GF Score™ of 57/100 and a GF Value™ of A$0.93 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,801 Real Estate companies, United Overseas Australia ranks better than 68.96% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. United Overseas Australia's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$2,116.6 Mil. United Overseas Australia's Total Assets for the quarter that ended in Dec. 2025 was A$3,641.7 Mil. Therefore, United Overseas Australia's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.58.

The historical rank and industry rank for United Overseas Australia's Equity-to-Asset or its related term are showing as below:

ASX:UOS' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.39   Med: 0.51   Max: 0.58
Current: 0.58

During the past 13 years, the highest Equity to Asset Ratio of United Overseas Australia was 0.58. The lowest was 0.39. And the median was 0.51.

ASX:UOS's Equity-to-Asset is ranked better than
68.96% of 1801 companies
in the Real Estate industry
Industry Median: 0.45 vs ASX:UOS: 0.58

United Overseas Australia  (ASX:UOS) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


United Overseas Australia Equity-to-Asset Related Terms


United Overseas Australia Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for United Overseas Australia's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Overseas Australia Equity-to-Asset Chart

United Overseas Australia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 0.58 0.57 0.58 0.58

United Overseas Australia Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.58 0.58 0.58 0.58

United Overseas Australia Equity-to-Asset Competitor Comparison

For the Real Estate - Development subindustry, United Overseas Australia's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Overseas Australia Equity-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, United Overseas Australia's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where United Overseas Australia's Equity-to-Asset falls into.


ASX:UOS
57GF Score
United Overseas Australia Ltd ASX:UOS
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Overseas Australia Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

United Overseas Australia's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=2116.62/3641.654
=0.58

United Overseas Australia's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=2116.62/3641.654
=0.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.58 mean?
United Overseas Australia (ASX:UOS) has a Equity-to-Asset of 0.58 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on United Overseas Australia and its competitors. This is 14% above median its historical median of 0.51. Over the past decade, United Overseas Australia's Equity-to-Asset has ranged from 0.39 to 0.58. According to the industry distribution chart, United Overseas Australia ranks #559 out of 1801 companies in the Real Estate industry, placing it in the top 31%.
Is United Overseas Australia's Equity-to-Asset too high?
United Overseas Australia's current Equity-to-Asset of 0.58 is 14% above median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 0.58. The Real Estate industry median Equity-to-Asset is 0.45. United Overseas Australia's value of 0.58 is 28.9% above this industry median. Based on the distribution chart, United Overseas Australia ranks #559 out of 1801 companies in the Real Estate industry, which is above the industry midpoint. Overall, United Overseas Australia has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Overseas Australia's Equity-to-Asset compare to competitors?
According to the Real Estate industry distribution chart, United Overseas Australia ranks #559 out of 1801 companies for Equity-to-Asset. This puts United Overseas Australia in the upper half of its industry. The industry median Equity-to-Asset is 0.45. United Overseas Australia's value of 0.58 is 28.9% above this benchmark. Historically, United Overseas Australia's own Equity-to-Asset has ranged from 0.39 to 0.58 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 0.45, United Overseas Australia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Real Estate company?
The median Equity-to-Asset among Real Estate companies is 0.45, based on 1,801 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Overseas Australia's current Equity-to-Asset of 0.58 is 28.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on United Overseas Australia and its competitors. For the Real Estate industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Overseas Australia's current Equity-to-Asset is 0.58, which is 14% above median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Australia stock overvalued right now?
Based on GuruFocus' analysis, United Overseas Australia (ASX:UOS) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.93, compared to a current price of A$0.72 — trading 22.6% below its estimated fair value. The current Equity-to-Asset is 0.58, which is 14% above median its 10-year median of 0.51 and 28.9% above the Real Estate industry median of 0.45. United Overseas Australia's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For United Overseas Australia (ASX:UOS), the current Equity-to-Asset is 0.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Overseas Australia (ASX:UOS) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Australia stock appears to be undervalued. The current stock price of A$0.72 is trading 22.6% below its estimated GF Value™ of A$0.93. GuruFocus considers United Overseas Australia to be Modestly Undervalued.

Key valuation signals for ASX:UOS:

  • Equity-to-Asset: 0.58 (14% above median its 10-year median of 0.51)
  • GF Value™: A$0.93 vs. price of A$0.72 (22.6% below fair value)
  • GF Score™: 57/100 with 5 warning signs
  • Industry Position: 28.9% above the Real Estate median (#559 of 1801)

No single metric tells the full story. See the ASX:UOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Overseas Australia Business Description

Other Exchanges EH5:Singapore
Address No. 8, Jalan Kerinchi, Suite G-1, Vertical Corporate Tower B, Avenue 10, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
United Overseas Australia Ltd is a real estate development company. It is focused on the Development and resale of land and buildings, Investment in the form of rental properties, and others. The operating segments of the company are Investment, Land development & Resale, and Others. Its Investment segment includes the holding of investment properties to generate rental income, capital appreciation, or both. The land development and resale segment, which derives maximum revenue includes the development, construction, and sale of residential and commercial properties. The other segment includes operations of hotel and food and beverage outlets, provision of facilities support services, and car park operations.
57GF Score

Get the complete analysis for ASX:UOS

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.72
Price
A$0.93
GF Value