United Overseas Australia (ASX:UOS) Financial Strength: 6 (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:UOS United Overseas Australia Ltd ASX:UOS
57 GF Score
Price A$0.69
GF Value A$0.93
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is United Overseas Australia Financial Strength?

United Overseas Australia ASX:UOS +2.99% 57 Financial Strength is 6 as of Dec. 2025, which is at its 10-year median of 6.00. GuruFocus rates ASX:UOS with a GF Score™ of 57/100 and a GF Value™ of A$0.93 (Modestly Undervalued). The stock has 5 warning signs investors should review.

United Overseas Australia has the Financial Strength Rank of 6.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

United Overseas Australia's Interest Coverage for the quarter that ended in Dec. 2025 was 12.69. United Overseas Australia's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.57. As of today, United Overseas Australia's Altman Z-Score is 2.78.


United Overseas Australia  (ASX:UOS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

United Overseas Australia has the Financial Strength Rank of 6.


United Overseas Australia Financial Strength Related Terms


United Overseas Australia Financial Strength Competitor Comparison

For the Real Estate - Development subindustry, United Overseas Australia's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Overseas Australia Financial Strength vs Real Estate Industry

For the Real Estate industry and Real Estate sector, United Overseas Australia's Financial Strength distribution charts can be found below:

* The bar in red indicates where United Overseas Australia's Financial Strength falls into.


ASX:UOS
57GF Score
United Overseas Australia Ltd ASX:UOS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Overseas Australia Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

United Overseas Australia's Interest Expense for the months ended in Dec. 2025 was A$-4.3 Mil. Its Operating Income for the months ended in Dec. 2025 was A$54.2 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$0.5 Mil.

United Overseas Australia's Interest Coverage for the quarter that ended in Dec. 2025 is

Interest Coverage=-1*Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*54.182/-4.268
=12.69

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

United Overseas Australia's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(263.615 + 0.485) / 464.438
=0.57

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

United Overseas Australia has a Z-score of 2.78, indicating it is in Grey Zones. This implies that United Overseas Australia is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.78 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 6 mean?
United Overseas Australia (ASX:UOS) has a Financial Strength of 6 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on United Overseas Australia and its competitors. This is near median its historical median of 6.00. Over the past decade, United Overseas Australia's Financial Strength has ranged from 5.00 to 9.00.
Is United Overseas Australia's Financial Strength too high?
United Overseas Australia's current Financial Strength of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 9.00. Overall, United Overseas Australia has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Overseas Australia's Financial Strength compare to competitors?
United Overseas Australia's Financial Strength of 6 can be compared against companies in the Real Estate industry. Historically, United Overseas Australia's own Financial Strength has ranged from 5.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Real Estate company?
A good Financial Strength depends on the Real Estate industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on United Overseas Australia and its competitors. United Overseas Australia's current Financial Strength is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Australia stock overvalued right now?
Based on GuruFocus' analysis, United Overseas Australia (ASX:UOS) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.93, compared to a current price of A$0.69 — trading 25.8% below its estimated fair value. The current Financial Strength is 6, which is near median its 10-year median of 6.00. United Overseas Australia's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For United Overseas Australia (ASX:UOS), the current Financial Strength is 6 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Overseas Australia (ASX:UOS) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Australia stock appears to be undervalued. The current stock price of A$0.69 is trading 25.8% below its estimated GF Value™ of A$0.93. GuruFocus considers United Overseas Australia to be Modestly Undervalued.

Key valuation signals for ASX:UOS:

  • Financial Strength: 6 (near median its 10-year median of 6.00)
  • GF Value™: A$0.93 vs. price of A$0.69 (25.8% below fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the ASX:UOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Overseas Australia Business Description

Other Exchanges EH5:Singapore
Address No. 8, Jalan Kerinchi, Suite G-1, Vertical Corporate Tower B, Avenue 10, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
United Overseas Australia Ltd is a real estate development company. It is focused on the Development and resale of land and buildings, Investment in the form of rental properties, and others. The operating segments of the company are Investment, Land development & Resale, and Others. Its Investment segment includes the holding of investment properties to generate rental income, capital appreciation, or both. The land development and resale segment, which derives maximum revenue includes the development, construction, and sale of residential and commercial properties. The other segment includes operations of hotel and food and beverage outlets, provision of facilities support services, and car park operations.
57GF Score

Get the complete analysis for ASX:UOS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.69
Price
A$0.93
GF Value