AUC (ATIF Holdings) Debt-to-EBITDA : 0.00 (As of Jan. 2026)

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AUC ATIF Holdings Ltd AUC
54 GF Score
Price $6.80
GF Value $1.51
Valuation Significantly Overvalued
! 5 Warning Signs
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What is ATIF Holdings Debt-to-EBITDA?

ATIF Holdings AUC +6.92% 54 Debt-to-EBITDA is 0.00 as of Jan. 2026. GuruFocus rates AUC with a GF Score™ of 54/100 and a GF Value™ of $1.51 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 420 Capital Markets companies, ATIF Holdings ranks worse than 238095% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

ATIF Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was $0.00 Mil. ATIF Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was $0.00 Mil. ATIF Holdings's annualized EBITDA for the quarter that ended in Jan. 2026 was $-0.53 Mil. ATIF Holdings's annualized Debt-to-EBITDA for the quarter that ended in Jan. 2026 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for ATIF Holdings's Debt-to-EBITDA or its related term are showing as below:

AUC's Debt-to-EBITDA is not ranked *
in the Capital Markets industry.
Industry Median: 1.785
* Ranked among companies with meaningful Debt-to-EBITDA only.

ATIF Holdings  (NAS:AUC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


ATIF Holdings Debt-to-EBITDA Related Terms


ATIF Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ATIF Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ATIF Holdings Debt-to-EBITDA Chart

ATIF Holdings Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only -0.45 -0.87 -5.87 -0.02 0.00

ATIF Holdings Semi-Annual Data
Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.44 -0.02 0.00 0.00 0.00

AUC vs NAKA, SRL, STEX: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, ATIF Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ATIF Holdings Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, ATIF Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ATIF Holdings's Debt-to-EBITDA falls into.


AUC
54GF Score
ATIF Holdings Ltd AUC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ATIF Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

ATIF Holdings's Debt-to-EBITDA for the fiscal year that ended in Jul. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / -0.827
=0.00

ATIF Holdings's annualized Debt-to-EBITDA for the quarter that ended in Jan. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / -0.532
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jan. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.00 mean?
ATIF Holdings (AUC) has a Debt-to-EBITDA of 0.00 as of Jan. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ATIF Holdings. According to the industry distribution chart, ATIF Holdings ranks #999999 out of 420 companies in the Capital Markets industry.
Is ATIF Holdings' Debt-to-EBITDA too high?
ATIF Holdings' current Debt-to-EBITDA is 0.00. Based on the distribution chart, ATIF Holdings ranks #999999 out of 420 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, ATIF Holdings has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ATIF Holdings' Debt-to-EBITDA compare to NAKA and SRL?
According to the Capital Markets industry distribution chart, ATIF Holdings ranks #999999 out of 420 companies for Debt-to-EBITDA. This places ATIF Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 1.79. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.79, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ATIF Holdings. For the Capital Markets industry, the median Debt-to-EBITDA is 1.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATIF Holdings's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATIF Holdings stock overvalued right now?
Based on GuruFocus' analysis, ATIF Holdings (AUC) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.51, compared to a current price of $6.80 — trading 350.3% above its estimated fair value. The current Debt-to-EBITDA is 0.00. ATIF Holdings' overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For ATIF Holdings (AUC), the current Debt-to-EBITDA is 0.00 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ATIF Holdings (AUC) Overvalued in 2026?

Based on GuruFocus' analysis, ATIF Holdings stock appears to be overvalued. The current stock price of $6.80 is trading 350.3% above its estimated GF Value™ of $1.51. GuruFocus considers ATIF Holdings to be Significantly Overvalued.

Key valuation signals for AUC:

  • Debt-to-EBITDA: 0.00
  • GF Value™: $1.51 vs. price of $6.80 (350.3% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the AUC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ATIF Holdings Business Description

Address 420 Goddard, Irvine, CA, USA, 92618
ATIF Holdings Ltd is a consulting company. It provides financial consulting services to small and medium-sized enterprises. It operates in one operating segment, which is the consulting service business. The company prominently generated revenues from consulting services to its clients. Geographically, the maximum revenue is derived from Hong Kong.
54GF Score

Get the complete analysis for AUC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.80
Price
$1.51
GF Value