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ATIF HoldingsAUC -0.85%61 Interest Coverage is No Debt (1) as of Jan. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates AUC with a GF Score™ of 61/100 and a GF Value™ of $1.52 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 435 Capital Markets companies, ATIF Holdings ranks better than 99.08% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. ATIF Holdings's
Operating Income
for the
six
months ended in Jan. 2026 was $-0.27 Mil. ATIF Holdings's Interest Expense for the
six
months ended in Jan. 2026 was $0.00 Mil.
ATIF Holdings has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
ATIF Holdings Ltd has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for ATIF Holdings's Interest Coverage or its related term are showing as below:
AUC'
s Interest Coverage Range Over the Past 10 Years
Min: No Debt Med: No Debt Max: No Debt
Current: No Debt
AUC's Interest Coverage is ranked better than 99.08% of 435
companies
in the Capital Markets industry
Industry Median: 20.93
vs AUC: No Debt
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
ATIF Holdings Interest Coverage Related Terms
ATIF Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for ATIF Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
AUC vs NAKA, SRL, STEX: Interest Coverage Comparison
For the Capital Markets subindustry, ATIF Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ATIF Holdings Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, ATIF Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where ATIF Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
ATIF Holdings (AUC) has a Interest Coverage of No Debt (1) as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ATIF Holdings and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, ATIF Holdings' Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, ATIF Holdings ranks #4 out of 435 companies in the Capital Markets industry, placing it in the top 0.90000000000001%.
Is ATIF Holdings' Interest Coverage too high?
ATIF Holdings' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, ATIF Holdings ranks #4 out of 435 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, ATIF Holdings has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ATIF Holdings' Interest Coverage compare to NAKA and SRL?
According to the Capital Markets industry distribution chart, ATIF Holdings ranks #4 out of 435 companies for Interest Coverage. This places ATIF Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 20.93. Historically, ATIF Holdings' own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.93, based on 435 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ATIF Holdings and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATIF Holdings's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATIF Holdings stock overvalued right now?
Based on GuruFocus' analysis, ATIF Holdings (AUC) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.52, compared to a current price of $6.83 — trading 349.3% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. ATIF Holdings' overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ATIF Holdings (AUC), the current Interest Coverage is No Debt (1) as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ATIF Holdings (AUC) Overvalued in 2026?
Based on GuruFocus' analysis, ATIF Holdings stock appears to be overvalued.
The current stock price of $6.83 is trading 349.3% above its estimated GF Value™ of $1.52.
GuruFocus considers ATIF Holdings to be Significantly Overvalued.
Key valuation signals for AUC:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: $1.52 vs. price of $6.83 (349.3% above fair value)
No single metric tells the full story. See the AUC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ATIF Holdings Ltd is a consulting company. It provides financial consulting services to small and medium-sized enterprises. It operates in one operating segment, which is the consulting service business. The company prominently generated revenues from consulting services to its clients. Geographically, the maximum revenue is derived from Hong Kong.
61GF Score
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