A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Ayfie International AS's Debt-to-EBITDA or its related term are showing as below:
During the past 9 years, the highest Debt-to-EBITDA Ratio of Ayfie International AS was 0.31. The lowest was -0.26. And the median was -0.05.
AYFIF's Debt-to-EBITDA is not ranked *
in the Software industry.
Industry Median: 1.1 * Ranked among companies with meaningful Debt-to-EBITDA only.
Ayfie International AS (OTCPK:AYFIF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Ayfie International AS Debt-to-EBITDA Related Terms
Ayfie International AS Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Ayfie International AS's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AYFIF vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Ayfie International AS's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayfie International AS Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Ayfie International AS's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Ayfie International AS's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Ayfie International AS (AYFIF) has a Debt-to-EBITDA of 0.00 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ayfie International AS. According to the industry distribution chart, Ayfie International AS ranks #999999 out of 1704 companies in the Software industry.
Is Ayfie International AS's Debt-to-EBITDA too high?
Ayfie International AS's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Ayfie International AS ranks #999999 out of 1704 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Ayfie International AS has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Ayfie International AS's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Ayfie International AS ranks #999999 out of 1704 companies for Debt-to-EBITDA. This places Ayfie International AS in the lower half of its industry. The industry median Debt-to-EBITDA is 1.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.10, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ayfie International AS. For the Software industry, the median Debt-to-EBITDA is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayfie International AS's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayfie International AS stock overvalued right now?
Ayfie International AS (AYFIF) has a current Debt-to-EBITDA of 0.00. The stock's GF Value™ is $0.09, compared to a current price of $0.14 — trading 55.6% above its estimated fair value. The current Debt-to-EBITDA is 0.00. Ayfie International AS's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ayfie International AS (AYFIF), the current Debt-to-EBITDA is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayfie International AS (AYFIF) Overvalued in 2026?
Based on GuruFocus' analysis, Ayfie International AS stock appears to be overvalued.
The current stock price of $0.14 is trading 55.6% above its estimated GF Value™ of $0.09.
Key valuation signals for AYFIF:
Debt-to-EBITDA: 0.00
GF Value™: $0.09 vs. price of $0.14 (55.6% above fair value)
No single metric tells the full story. See the AYFIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayfie International AS is a Norway-incorporated company engaged in developing and delivering software for enterprise search and generative AI, enabling organizations to search, summarize, and extract insights from documents, emails, and systems, with a mainly subscription-based business model delivered as SaaS or in customer-controlled environments, along with implementation and support services. The company provides solutions such as subscriptions and professional services, including consultancy services. The company generates a majority of its revenue from subscriptions, and geographically, it generates revenue from Norway.
44GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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