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The historical rank and industry rank for Ayfie International AS's Equity-to-Asset or its related term are showing as below:
AYFIF'
s Equity-to-Asset Range Over the Past 10 Years
Min: -1.83 Med: 0.25 Max: 0.69
Current: -0.5
During the past 9 years, the highest Equity to Asset Ratio of Ayfie International AS was 0.69. The lowest was -1.83. And the median was 0.25.
AYFIF's Equity-to-Asset is ranked worse than 94.7% of 2885
companies
in the Software industry
Industry Median: 0.56
vs AYFIF: -0.50
Ayfie International AS (OTCPK:AYFIF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Ayfie International AS Equity-to-Asset Related Terms
Ayfie International AS Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Ayfie International AS's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AYFIF vs UBER, SHOP, CRM: Equity-to-Asset Comparison
For the Software - Application subindustry, Ayfie International AS's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayfie International AS Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Ayfie International AS's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Ayfie International AS's Equity-to-Asset falls into.
Ayfie International AS Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Ayfie International AS's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ayfie International AS (AYFIF) has a Equity-to-Asset of -0.50 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ayfie International AS and its competitors. According to the industry distribution chart, Ayfie International AS ranks #2732 out of 2885 companies in the Software industry, placing it in the top 94.7%.
Is Ayfie International AS's Equity-to-Asset too high?
Ayfie International AS's current Equity-to-Asset is -0.50. Based on the distribution chart, Ayfie International AS ranks #2732 out of 2885 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Ayfie International AS has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Ayfie International AS's Equity-to-Asset compare to UBER and SHOP?
According to the Software industry distribution chart, Ayfie International AS ranks #2732 out of 2885 companies for Equity-to-Asset. This places Ayfie International AS in the lower half of its industry. The industry median Equity-to-Asset is 0.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ayfie International AS and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayfie International AS's current Equity-to-Asset is -0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayfie International AS stock overvalued right now?
Ayfie International AS (AYFIF) has a current Equity-to-Asset of -0.50. The stock's GF Value™ is $0.10, compared to a current price of $0.14 — trading 40% above its estimated fair value. The current Equity-to-Asset is -0.50. Ayfie International AS's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Ayfie International AS (AYFIF), the current Equity-to-Asset is -0.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayfie International AS (AYFIF) Overvalued in 2026?
Based on GuruFocus' analysis, Ayfie International AS stock appears to be overvalued.
The current stock price of $0.14 is trading 40% above its estimated GF Value™ of $0.10.
Key valuation signals for AYFIF:
Equity-to-Asset: -0.50
GF Value™: $0.10 vs. price of $0.14 (40% above fair value)
No single metric tells the full story. See the AYFIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayfie International AS is a Norway-incorporated company engaged in developing and delivering software for enterprise search and generative AI, enabling organizations to search, summarize, and extract insights from documents, emails, and systems, with a mainly subscription-based business model delivered as SaaS or in customer-controlled environments, along with implementation and support services. The company provides solutions such as subscriptions and professional services, including consultancy services. The company generates a majority of its revenue from subscriptions, and geographically, it generates revenue from Norway.
44GF Score
Get the complete analysis for AYFIF
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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