AYFIF (Ayfie International AS) Return-on-Tangible-Asset: -207.10% (As of Dec. 2025)


AYFIF Ayfie International AS AYFIF
44 GF Score
Price $0.14
GF Value $0.09
! 3 Warning Signs
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What is Ayfie International AS Return-on-Tangible-Asset?

Ayfie International AS AYFIF 44 Return-on-Tangible-Asset is -207.10% as of Dec. 2025. GuruFocus rates AYFIF with a GF Score™ of 44/100 and a GF Value™ of $0.09. The stock has 3 warning signs investors should review. Among 2,883 Software companies, Ayfie International AS ranks worse than 93.76% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Ayfie International AS's annualized Net Income for the quarter that ended in Dec. 2025 was $-2.68 Mil. Ayfie International AS's average total tangible assets for the quarter that ended in Dec. 2025 was $1.30 Mil. Therefore, Ayfie International AS's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was -207.10%.

The historical rank and industry rank for Ayfie International AS's Return-on-Tangible-Asset or its related term are showing as below:

AYFIF' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -335.5   Med: -132.95   Max: 9.33
Current: -165.21

During the past 9 years, Ayfie International AS's highest Return-on-Tangible-Asset was 9.33%. The lowest was -335.50%. And the median was -132.95%.

AYFIF's Return-on-Tangible-Asset is ranked worse than
93.76% of 2883 companies
in the Software industry
Industry Median: 2.02 vs AYFIF: -165.21

Ayfie International AS  (OTCPK:AYFIF) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Ayfie International AS Return-on-Tangible-Asset Related Terms


Ayfie International AS Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Ayfie International AS's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ayfie International AS Return-on-Tangible-Asset Chart

Ayfie International AS Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only 9.16 -82.14 -126.66 -142.09 -196.74

Ayfie International AS Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -216.45 -142.54 -98.22 -133.16 -207.10

AYFIF vs UBER, SHOP, CRM: Return-on-Tangible-Asset Comparison

For the Software - Application subindustry, Ayfie International AS's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ayfie International AS Return-on-Tangible-Asset vs Software Industry

For the Software industry and Technology sector, Ayfie International AS's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Ayfie International AS's Return-on-Tangible-Asset falls into.


AYFIF
44GF Score
Ayfie International AS AYFIF
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Ayfie International AS Return-on-Tangible-Asset Calculation

Ayfie International AS's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-2.599/( (1.926+0.716)/ 2 )
=-2.599/1.321
=-196.74 %

Ayfie International AS's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=-2.682/( (1.874+0.716)/ 2 )
=-2.682/1.295
=-207.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of -207.10% mean?
Ayfie International AS (AYFIF) has a Return-on-Tangible-Asset of -207.10% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ayfie International AS and its competitors. According to the industry distribution chart, Ayfie International AS ranks #2703 out of 2883 companies in the Software industry, placing it in the top 93.8%.
Is Ayfie International AS's Return-on-Tangible-Asset too high?
Ayfie International AS's current Return-on-Tangible-Asset is -207.10%. Based on the distribution chart, Ayfie International AS ranks #2703 out of 2883 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Ayfie International AS has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Ayfie International AS's Return-on-Tangible-Asset compare to UBER and SHOP?
According to the Software industry distribution chart, Ayfie International AS ranks #2703 out of 2883 companies for Return-on-Tangible-Asset. This places Ayfie International AS in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.02, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ayfie International AS and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayfie International AS's current Return-on-Tangible-Asset is -207.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayfie International AS stock overvalued right now?
Ayfie International AS (AYFIF) has a current Return-on-Tangible-Asset of -207.10%. The stock's GF Value™ is $0.09, compared to a current price of $0.14 — trading 55.6% above its estimated fair value. The current Return-on-Tangible-Asset is -207.10%. Ayfie International AS's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Ayfie International AS (AYFIF), the current Return-on-Tangible-Asset is -207.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ayfie International AS (AYFIF) Overvalued in 2026?

Based on GuruFocus' analysis, Ayfie International AS stock appears to be overvalued. The current stock price of $0.14 is trading 55.6% above its estimated GF Value™ of $0.09.

Key valuation signals for AYFIF:

  • Return-on-Tangible-Asset: -207.10%
  • GF Value™: $0.09 vs. price of $0.14 (55.6% above fair value)
  • GF Score™: 44/100 with 3 warning signs

No single metric tells the full story. See the AYFIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ayfie International AS Business Description

Other Exchanges AIX:Norway
Address Sjolyst Plass 2, Oslo, NOR, 0278
Ayfie International AS is a Norway-incorporated company engaged in developing and delivering software for enterprise search and generative AI, enabling organizations to search, summarize, and extract insights from documents, emails, and systems, with a mainly subscription-based business model delivered as SaaS or in customer-controlled environments, along with implementation and support services. The company provides solutions such as subscriptions and professional services, including consultancy services. The company generates a majority of its revenue from subscriptions, and geographically, it generates revenue from Norway.
44GF Score

Get the complete analysis for AYFIF

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.14
Price
$0.09
GF Value