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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Tourism Finance of India's Debt-to-EBITDA or its related term are showing as below:
BOM:526650'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.29 Med: 6.85 Max: 11.17
Current: 6.63
During the past 13 years, the highest Debt-to-EBITDA Ratio of Tourism Finance of India was 11.17. The lowest was 5.29. And the median was 6.85.
BOM:526650's Debt-to-EBITDA is ranked better than 57.49% of 287
companies
in the Credit Services industry
Industry Median: 8.87
vs BOM:526650: 6.63
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Tourism Finance of India Debt-to-EBITDA Related Terms
Tourism Finance of India Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:526650 vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Tourism Finance of India's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tourism Finance of India Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tourism Finance of India's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Tourism Finance of India's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Tourism Finance of India (BOM:526650) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tourism Finance of India. Over the past decade, Tourism Finance of India's Debt-to-EBITDA has ranged from 5.29 to 11.17. According to the industry distribution chart, Tourism Finance of India ranks #122 out of 287 companies in the Credit Services industry, placing it in the top 42.5%.
Is Tourism Finance of India's Debt-to-EBITDA too high?
Tourism Finance of India's current Debt-to-EBITDA is 0.00. Over the past 10 years, this metric has ranged from a low of 5.29 to a high of 11.17. Based on the distribution chart, Tourism Finance of India ranks #122 out of 287 companies in the Credit Services industry, which is above the industry midpoint. Overall, Tourism Finance of India has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tourism Finance of India's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Tourism Finance of India ranks #122 out of 287 companies for Debt-to-EBITDA. This puts Tourism Finance of India in the upper half of its industry. The industry median Debt-to-EBITDA is 8.87. Historically, Tourism Finance of India's own Debt-to-EBITDA has ranged from 5.29 to 11.17 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 8.87, based on 287 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tourism Finance of India. For the Credit Services industry, the median Debt-to-EBITDA is 8.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tourism Finance of India's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tourism Finance of India stock overvalued right now?
Based on GuruFocus' analysis, Tourism Finance of India (BOM:526650) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹46.05, compared to a current price of ₹117.40 — trading 154.9% above its estimated fair value. The current Debt-to-EBITDA is 0.00. Tourism Finance of India's overall GF Score™ is 56/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Tourism Finance of India (BOM:526650), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tourism Finance of India (BOM:526650) Overvalued in 2026?
Based on GuruFocus' analysis, Tourism Finance of India stock appears to be overvalued.
The current stock price of ₹117.40 is trading 154.9% above its estimated GF Value™ of ₹46.05.
GuruFocus considers Tourism Finance of India to be Significantly Overvalued.
Key valuation signals for BOM:526650:
Debt-to-EBITDA: 0.00
GF Value™: ₹46.05 vs. price of ₹117.40 (154.9% above fair value)
No single metric tells the full story. See the BOM:526650 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tourism Finance Corp of India Ltd is engaged in the provision of financial services. It provides financial assistance by way of rupee term loans, subscriptions to equity/debentures, and corporate loans mainly to hotel projects, amusement parks, ropeways, multiplexes, restaurants, and others. The company products and services include tourism project financing, other financings, and tourism advisory services. Its only operating segment being Financing and Investment Activities. Geographically, the company generates majority of revenue from India.
56GF Score
Get the complete analysis for BOM:526650
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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