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Tourism Finance of IndiaBOM:526650 +6.26%51 ROC (Joel Greenblatt) % is 758.27% as of Jun. 2026, which is 19% below its 10-year median of 931.93. GuruFocus rates BOM:526650 with a GF Score™ of 51/100 and a GF Value™ of ₹44.86 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 416 Credit Services companies, Tourism Finance of India ranks better than 86.54% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Tourism Finance of India's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 758.27%.
The historical rank and industry rank for Tourism Finance of India's ROC (Joel Greenblatt) % or its related term are showing as below:
BOM:526650'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 313.94 Med: 931.93 Max: 1111.12
Current: 813.82
During the past 13 years, Tourism Finance of India's highest ROC (Joel Greenblatt) % was 1111.12%. The lowest was 313.94%. And the median was 931.93%.
BOM:526650's ROC (Joel Greenblatt) % is ranked better than 86.54% of 416
companies
in the Credit Services industry
Industry Median: 38.59
vs BOM:526650: 813.82
Tourism Finance of India's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was -5.10% per year.
Tourism Finance of India (BOM:526650) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
Tourism Finance of India ROC (Joel Greenblatt) % Related Terms
Tourism Finance of India ROC (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for Tourism Finance of India's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tourism Finance of India ROC (Joel Greenblatt) % Chart
BOM:526650 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, Tourism Finance of India's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tourism Finance of India ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tourism Finance of India's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Tourism Finance of India's ROC (Joel Greenblatt) % falls into.
Tourism Finance of India ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 758.27% mean?
Tourism Finance of India (BOM:526650) has a ROC (Joel Greenblatt) % of 758.27% as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Tourism Finance of India and its competitors. This is 19% below median its historical median of 931.93. Over the past decade, Tourism Finance of India's ROC (Joel Greenblatt) % has ranged from 313.94 to 1,111.12. According to the industry distribution chart, Tourism Finance of India ranks #56 out of 416 companies in the Credit Services industry, placing it in the top 13.5%.
Is Tourism Finance of India's ROC (Joel Greenblatt) % too high?
Tourism Finance of India's current ROC (Joel Greenblatt) % of 758.27% is 19% below median its 10-year median of 931.93. Over the past 10 years, this metric has ranged from a low of 313.94 to a high of 1,111.12. The Credit Services industry median ROC (Joel Greenblatt) % is 38.59. Tourism Finance of India's value of 758.27% is 1864.9% above this industry median. Based on the distribution chart, Tourism Finance of India ranks #56 out of 416 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Tourism Finance of India has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tourism Finance of India's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Tourism Finance of India ranks #56 out of 416 companies for ROC (Joel Greenblatt) %. This places Tourism Finance of India in the top 14% of its industry — outperforming the majority of peers. The industry median ROC (Joel Greenblatt) % is 38.59. Tourism Finance of India's value of 758.27% is 1864.9% above this benchmark. Historically, Tourism Finance of India's own ROC (Joel Greenblatt) % has ranged from 313.94 to 1,111.12 over the past decade. While the company's 10-year median is 931.93 vs. the industry median of 38.59, Tourism Finance of India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.59, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tourism Finance of India's current ROC (Joel Greenblatt) % of 758.27% is 1864.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Tourism Finance of India and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tourism Finance of India's current ROC (Joel Greenblatt) % is 758.27%, which is 19% below median its own 10-year median of 931.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tourism Finance of India stock overvalued right now?
Based on GuruFocus' analysis, Tourism Finance of India (BOM:526650) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹44.86, compared to a current price of ₹87.21 — trading 94.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is 758.27%, which is 19% below median its 10-year median of 931.93 and 1864.9% above the Credit Services industry median of 38.59. Tourism Finance of India's overall GF Score™ is 51/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Tourism Finance of India (BOM:526650), the current ROC (Joel Greenblatt) % is 758.27% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tourism Finance of India (BOM:526650) Overvalued in 2026?
Based on GuruFocus' analysis, Tourism Finance of India stock appears to be overvalued.
The current stock price of ₹87.21 is trading 94.4% above its estimated GF Value™ of ₹44.86.
GuruFocus considers Tourism Finance of India to be Significantly Overvalued.
Key valuation signals for BOM:526650:
ROC (Joel Greenblatt) %: 758.27% (19% below median its 10-year median of 931.93)
GF Value™: ₹44.86 vs. price of ₹87.21 (94.4% above fair value)
Industry Position: 1864.9% above the Credit Services median (#56 of 416)
No single metric tells the full story. See the BOM:526650 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tourism Finance Corp of India Ltd is engaged in the provision of financial services. It provides financial assistance by way of rupee term loans, subscriptions to equity/debentures, and corporate loans mainly to hotel projects, amusement parks, ropeways, multiplexes, restaurants, and others. The company products and services include tourism project financing, other financings, and tourism advisory services. Its only operating segment being Financing and Investment Activities. Geographically, the company generates majority of revenue from India.
51GF Score
Get the complete analysis for BOM:526650
ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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