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Dominion Lending CentresBRLGF 68 Debt-to-EBITDA is 1.27 as of Mar. 2026, which is at its 10-year median of 1.27. GuruFocus rates BRLGF with a GF Score™ of 68/100 and a GF Value™ of $3.93 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 33 Banks companies, Dominion Lending Centres ranks better than 81.82% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Dominion Lending Centres's Debt-to-EBITDA or its related term are showing as below:
BRLGF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.35 Med: 1.27 Max: 5.83
Current: 1.1
During the past 13 years, the highest Debt-to-EBITDA Ratio of Dominion Lending Centres was 5.83. The lowest was -0.35. And the median was 1.27.
BRLGF's Debt-to-EBITDA is ranked better than 81.82% of 33
companies
in the Banks industry
Industry Median: 9.18
vs BRLGF: 1.10
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Dominion Lending Centres Debt-to-EBITDA Related Terms
Dominion Lending Centres Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BRLGF vs RKT, FNMA, PFSI: Debt-to-EBITDA Comparison
For the Mortgage Finance subindustry, Dominion Lending Centres's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dominion Lending Centres Debt-to-EBITDA vs Banks Industry
For the Banks industry and Financial Services sector, Dominion Lending Centres's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Dominion Lending Centres's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Dominion Lending Centres (BRLGF) has a Debt-to-EBITDA of 1.27 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Dominion Lending Centres. This is near median its historical median of 1.27. According to the industry distribution chart, Dominion Lending Centres ranks #6 out of 33 companies in the Banks industry, placing it in the top 18.2%.
Is Dominion Lending Centres' Debt-to-EBITDA too high?
Dominion Lending Centres' current Debt-to-EBITDA of 1.27 is near median its 10-year median of 1.27. The Banks industry median Debt-to-EBITDA is 9.18. Dominion Lending Centres' value of 1.27 is 86.2% below this industry median. Based on the distribution chart, Dominion Lending Centres ranks #6 out of 33 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dominion Lending Centres has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dominion Lending Centres' Debt-to-EBITDA compare to RKT and FNMA?
According to the Banks industry distribution chart, Dominion Lending Centres ranks #6 out of 33 companies for Debt-to-EBITDA. This places Dominion Lending Centres in the top 18% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 9.18. Dominion Lending Centres' value of 1.27 is 86.2% below this benchmark. While the company's 10-year median is 1.27 vs. the industry median of 9.18, Dominion Lending Centres has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Banks company?
The median Debt-to-EBITDA among Banks companies is 9.18, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dominion Lending Centres's current Debt-to-EBITDA of 1.27 is 86.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Dominion Lending Centres. For the Banks industry, the median Debt-to-EBITDA is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dominion Lending Centres's current Debt-to-EBITDA is 1.27, which is near median its own 10-year median of 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dominion Lending Centres stock overvalued right now?
Based on GuruFocus' analysis, Dominion Lending Centres (BRLGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.93, compared to a current price of $6.09 — trading 55% above its estimated fair value. The current Debt-to-EBITDA is 1.27, which is near median its 10-year median of 1.27 and 86.2% below the Banks industry median of 9.18. Dominion Lending Centres' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Dominion Lending Centres (BRLGF), the current Debt-to-EBITDA is 1.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dominion Lending Centres (BRLGF) Overvalued in 2026?
Based on GuruFocus' analysis, Dominion Lending Centres stock appears to be overvalued.
The current stock price of $6.09 is trading 55% above its estimated GF Value™ of $3.93.
GuruFocus considers Dominion Lending Centres to be Significantly Overvalued.
Key valuation signals for BRLGF:
Debt-to-EBITDA: 1.27 (near median its 10-year median of 1.27)
GF Value™: $3.93 vs. price of $6.09 (55% above fair value)
Industry Position: 86.2% below the Banks median (#6 of 33)
No single metric tells the full story. See the BRLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dominion Lending Centres Inc is a mortgage brokerage franchisor and mortgage broker data connectivity provider with operations across Canada. The company provides assistance on First-time Homebuying, Mortgage Renewals, Commercial Financing, and Mortgage Refinancing.
68GF Score
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