Dominion Lending CentresBRLGF 68 ROC (Joel Greenblatt) % is 2,076.45% as of Mar. 2026, which is 898% above its 10-year median of 207.98. GuruFocus rates BRLGF with a GF Score™ of 68/100 and a GF Value™ of $3.81 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 46 Banks companies, Dominion Lending Centres ranks better than 91.3% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Dominion Lending Centres's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 2,076.45%.
The historical rank and industry rank for Dominion Lending Centres's ROC (Joel Greenblatt) % or its related term are showing as below:
BRLGF'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -7693.45 Med: 207.98 Max: 13117.69
Current: 2424.85
During the past 13 years, Dominion Lending Centres's highest ROC (Joel Greenblatt) % was 13117.69%. The lowest was -7693.45%. And the median was 207.98%.
BRLGF's ROC (Joel Greenblatt) % is ranked better than 91.3% of 46
companies
in the Banks industry
Industry Median: 63.625
vs BRLGF: 2424.85
Dominion Lending Centres's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
Dominion Lending Centres ROC (Joel Greenblatt) % Related Terms
Dominion Lending Centres ROC (Joel Greenblatt) % Historical Data
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The historical data trend for Dominion Lending Centres's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BRLGF vs RKT, FNMA, PFSI: ROC (Joel Greenblatt) % Comparison
For the Mortgage Finance subindustry, Dominion Lending Centres's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dominion Lending Centres ROC (Joel Greenblatt) % vs Banks Industry
For the Banks industry and Financial Services sector, Dominion Lending Centres's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Dominion Lending Centres's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 2,076.45% mean?
Dominion Lending Centres (BRLGF) has a ROC (Joel Greenblatt) % of 2,076.45% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Dominion Lending Centres and its competitors. This is 898% above median its historical median of 207.98. According to the industry distribution chart, Dominion Lending Centres ranks #4 out of 46 companies in the Banks industry, placing it in the top 8.7%.
Is Dominion Lending Centres' ROC (Joel Greenblatt) % too high?
Dominion Lending Centres' current ROC (Joel Greenblatt) % of 2,076.45% is 898% above median its 10-year median of 207.98. The Banks industry median ROC (Joel Greenblatt) % is 63.63. Dominion Lending Centres' value of 2,076.45% is 3163.6% above this industry median. Based on the distribution chart, Dominion Lending Centres ranks #4 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dominion Lending Centres has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dominion Lending Centres' ROC (Joel Greenblatt) % compare to RKT and FNMA?
According to the Banks industry distribution chart, Dominion Lending Centres ranks #4 out of 46 companies for ROC (Joel Greenblatt) %. This places Dominion Lending Centres in the top 9% of its industry — outperforming the majority of peers. The industry median ROC (Joel Greenblatt) % is 63.63. Dominion Lending Centres' value of 2,076.45% is 3163.6% above this benchmark. While the company's 10-year median is 207.98 vs. the industry median of 63.63, Dominion Lending Centres has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dominion Lending Centres's current ROC (Joel Greenblatt) % of 2,076.45% is 3163.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Dominion Lending Centres and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dominion Lending Centres's current ROC (Joel Greenblatt) % is 2,076.45%, which is 898% above median its own 10-year median of 207.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dominion Lending Centres stock overvalued right now?
Based on GuruFocus' analysis, Dominion Lending Centres (BRLGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.81, compared to a current price of $6.09 — trading 59.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is 2,076.45%, which is 898% above median its 10-year median of 207.98 and 3163.6% above the Banks industry median of 63.63. Dominion Lending Centres' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Dominion Lending Centres (BRLGF), the current ROC (Joel Greenblatt) % is 2,076.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dominion Lending Centres (BRLGF) Overvalued in 2026?
Based on GuruFocus' analysis, Dominion Lending Centres stock appears to be overvalued.
The current stock price of $6.09 is trading 59.8% above its estimated GF Value™ of $3.81.
GuruFocus considers Dominion Lending Centres to be Significantly Overvalued.
Key valuation signals for BRLGF:
ROC (Joel Greenblatt) %: 2,076.45% (898% above median its 10-year median of 207.98)
GF Value™: $3.81 vs. price of $6.09 (59.8% above fair value)
Industry Position: 3163.6% above the Banks median (#4 of 46)
No single metric tells the full story. See the BRLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dominion Lending Centres Inc is a mortgage brokerage franchisor and mortgage broker data connectivity provider with operations across Canada. The company provides assistance on First-time Homebuying, Mortgage Renewals, Commercial Financing, and Mortgage Refinancing.
68GF Score
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