BRLGF (Dominion Lending Centres) ROA %: 8.70% (As of Mar. 2026)


BRLGF Dominion Lending Centres Inc BRLGF
69 GF Score
Price $6.09
GF Value $3.85
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Dominion Lending Centres ROA %?

Dominion Lending Centres BRLGF 69 ROA % is 8.70% as of Mar. 2026. GuruFocus rates BRLGF with a GF Score™ of 69/100 and a GF Value™ of $3.85 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,529 Banks companies, Dominion Lending Centres ranks better than 99.61% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Dominion Lending Centres's annualized Net Income for the quarter that ended in Mar. 2026 was $14.00 Mil. Dominion Lending Centres's average Total Assets over the quarter that ended in Mar. 2026 was $160.96 Mil. Therefore, Dominion Lending Centres's annualized ROA % for the quarter that ended in Mar. 2026 was 8.70%.

The historical rank and industry rank for Dominion Lending Centres's ROA % or its related term are showing as below:

BRLGF' s ROA % Range Over the Past 10 Years
Min: -58.18   Med: -1   Max: 198.44
Current: 10.55

During the past 13 years, Dominion Lending Centres's highest ROA % was 198.44%. The lowest was -58.18%. And the median was -1.00%.

BRLGF's ROA % is ranked better than
99.61% of 1529 companies
in the Banks industry
Industry Median: 0.98 vs BRLGF: 10.55

Dominion Lending Centres  (OTCPK:BRLGF) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=14.004/160.9615
=(Net Income / Revenue)*(Revenue / Total Assets)
=(14.004 / 58.176)*(58.176 / 160.9615)
=Net Margin %*Asset Turnover
=24.07 %*0.3614
=8.70 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Dominion Lending Centres ROA % Related Terms


Dominion Lending Centres ROA % Historical Data

* Premium members only.

The historical data trend for Dominion Lending Centres's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dominion Lending Centres ROA % Chart

Dominion Lending Centres Annual Data
Trend Sep15 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.14 4.89 0.03 -56.44 11.40

Dominion Lending Centres Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.52 14.53 15.96 3.33 8.70

BRLGF vs RKT, FNMA, PFSI: ROA % Comparison

For the Mortgage Finance subindustry, Dominion Lending Centres's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dominion Lending Centres ROA % vs Banks Industry

For the Banks industry and Financial Services sector, Dominion Lending Centres's ROA % distribution charts can be found below:

* The bar in red indicates where Dominion Lending Centres's ROA % falls into.


BRLGF
69GF Score
Dominion Lending Centres Inc BRLGF
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dominion Lending Centres ROA % Calculation

Dominion Lending Centres's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=17.801/( (153.639+158.562)/ 2 )
=17.801/156.1005
=11.40 %

Dominion Lending Centres's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=14.004/( (158.562+163.361)/ 2 )
=14.004/160.9615
=8.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 8.70% mean?
Dominion Lending Centres (BRLGF) has a ROA % of 8.70% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Dominion Lending Centres and its competitors. According to the industry distribution chart, Dominion Lending Centres ranks #6 out of 1529 companies in the Banks industry, placing it in the top 0.40000000000001%.
Is Dominion Lending Centres' ROA % too high?
Dominion Lending Centres' current ROA % is 8.70%. The Banks industry median ROA % is 0.98. Dominion Lending Centres' value of 8.70% is 787.8% above this industry median. Based on the distribution chart, Dominion Lending Centres ranks #6 out of 1529 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dominion Lending Centres has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dominion Lending Centres' ROA % compare to RKT and FNMA?
According to the Banks industry distribution chart, Dominion Lending Centres ranks #6 out of 1529 companies for ROA %. This places Dominion Lending Centres in the top 0% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Dominion Lending Centres' value of 8.70% is 787.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dominion Lending Centres's current ROA % of 8.70% is 787.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Dominion Lending Centres and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dominion Lending Centres's current ROA % is 8.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dominion Lending Centres stock overvalued right now?
Based on GuruFocus' analysis, Dominion Lending Centres (BRLGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.85, compared to a current price of $6.09 — trading 58.2% above its estimated fair value. The current ROA % is 8.70% and 787.8% above the Banks industry median of 0.98. Dominion Lending Centres' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Dominion Lending Centres (BRLGF), the current ROA % is 8.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dominion Lending Centres (BRLGF) Overvalued in 2026?

Based on GuruFocus' analysis, Dominion Lending Centres stock appears to be overvalued. The current stock price of $6.09 is trading 58.2% above its estimated GF Value™ of $3.85. GuruFocus considers Dominion Lending Centres to be Significantly Overvalued.

Key valuation signals for BRLGF:

  • ROA %: 8.70%
  • GF Value™: $3.85 vs. price of $6.09 (58.2% above fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 787.8% above the Banks median (#6 of 1529)

No single metric tells the full story. See the BRLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dominion Lending Centres Business Description

Other Exchanges B6M:GermanyDLCG:Canada
Address 2215 Coquitlam Avenue, Port Coquitlam, BC, CAN, V3B 1J6
Dominion Lending Centres Inc is a mortgage brokerage franchisor and mortgage broker data connectivity provider with operations across Canada. The company provides assistance on First-time Homebuying, Mortgage Renewals, Commercial Financing, and Mortgage Refinancing.
69GF Score

Get the complete analysis for BRLGF

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.09
Price
$3.85
GF Value