BRLGF (Dominion Lending Centres) Interest Coverage: 17.84 (As of Mar. 2026) — 277% Above Median


BRLGF Dominion Lending Centres Inc BRLGF
66 GF Score
Price $6.09
GF Value $3.86
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Dominion Lending Centres Interest Coverage?

Dominion Lending Centres BRLGF 66 Interest Coverage is 17.84 as of Mar. 2026, which is 277% above its 10-year median of 4.73. GuruFocus rates BRLGF with a GF Score™ of 66/100 and a GF Value™ of $3.86 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 21 Banks companies, Dominion Lending Centres ranks better than 57.14% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Dominion Lending Centres's Operating Income for the three months ended in Mar. 2026 was $5.21 Mil. Dominion Lending Centres's Interest Expense for the three months ended in Mar. 2026 was $-0.29 Mil. Dominion Lending Centres's interest coverage for the quarter that ended in Mar. 2026 was 17.84. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Dominion Lending Centres's Interest Coverage or its related term are showing as below:

BRLGF' s Interest Coverage Range Over the Past 10 Years
Min: 1.18   Med: 4.73   Max: No Debt
Current: 29.58


BRLGF's Interest Coverage is ranked better than
57.14% of 21 companies
in the Banks industry
Industry Median: 22.68 vs BRLGF: 29.58

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Dominion Lending Centres  (OTCPK:BRLGF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Dominion Lending Centres Interest Coverage Related Terms


Dominion Lending Centres Interest Coverage Historical Data

* Premium members only.

The historical data trend for Dominion Lending Centres's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Dominion Lending Centres Interest Coverage Chart

Dominion Lending Centres Annual Data
Trend Sep15 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.18 5.74 6.14 11.98 28.82

Dominion Lending Centres Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.99 29.26 33.71 39.59 17.84

BRLGF vs RKT, FNMA, PFSI: Interest Coverage Comparison

For the Mortgage Finance subindustry, Dominion Lending Centres's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dominion Lending Centres Interest Coverage vs Banks Industry

For the Banks industry and Financial Services sector, Dominion Lending Centres's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Dominion Lending Centres's Interest Coverage falls into.


BRLGF
66GF Score
Dominion Lending Centres Inc BRLGF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dominion Lending Centres Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Dominion Lending Centres's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Dominion Lending Centres's Interest Expense was $-1.09 Mil. Its Operating Income was $31.41 Mil. And its Long-Term Debt & Capital Lease Obligation was $15.41 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*31.413/-1.09
=28.82

Dominion Lending Centres's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Dominion Lending Centres's Interest Expense was $-0.29 Mil. Its Operating Income was $5.21 Mil. And its Long-Term Debt & Capital Lease Obligation was $14.41 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5.208/-0.292
=17.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 17.84 mean?
Dominion Lending Centres (BRLGF) has a Interest Coverage of 17.84 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dominion Lending Centres and its competitors. This is 277% above median its historical median of 4.73. Over the past decade, Dominion Lending Centres' Interest Coverage has ranged from 1.18 to 10,000.00. According to the industry distribution chart, Dominion Lending Centres ranks #9 out of 21 companies in the Banks industry, placing it in the top 42.9%.
Is Dominion Lending Centres' Interest Coverage too high?
Dominion Lending Centres' current Interest Coverage of 17.84 is 277% above median its 10-year median of 4.73. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 10,000.00. The Banks industry median Interest Coverage is 22.68. Dominion Lending Centres' value of 17.84 is 21.3% below this industry median. Based on the distribution chart, Dominion Lending Centres ranks #9 out of 21 companies in the Banks industry, which is above the industry midpoint. Overall, Dominion Lending Centres has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dominion Lending Centres' Interest Coverage compare to RKT and FNMA?
According to the Banks industry distribution chart, Dominion Lending Centres ranks #9 out of 21 companies for Interest Coverage. This puts Dominion Lending Centres in the upper half of its industry. The industry median Interest Coverage is 22.68. Dominion Lending Centres' value of 17.84 is 21.3% below this benchmark. Historically, Dominion Lending Centres' own Interest Coverage has ranged from 1.18 to 10,000.00 over the past decade. While the company's 10-year median is 4.73 vs. the industry median of 22.68, Dominion Lending Centres has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Banks company?
The median Interest Coverage among Banks companies is 22.68, based on 21 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dominion Lending Centres's current Interest Coverage of 17.84 is 21.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dominion Lending Centres and its competitors. For the Banks industry, the median Interest Coverage is 22.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dominion Lending Centres's current Interest Coverage is 17.84, which is 277% above median its own 10-year median of 4.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dominion Lending Centres stock overvalued right now?
Based on GuruFocus' analysis, Dominion Lending Centres (BRLGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.86, compared to a current price of $6.09 — trading 57.8% above its estimated fair value. The current Interest Coverage is 17.84, which is 277% above median its 10-year median of 4.73 and 21.3% below the Banks industry median of 22.68. Dominion Lending Centres' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dominion Lending Centres (BRLGF), the current Interest Coverage is 17.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dominion Lending Centres (BRLGF) Overvalued in 2026?

Based on GuruFocus' analysis, Dominion Lending Centres stock appears to be overvalued. The current stock price of $6.09 is trading 57.8% above its estimated GF Value™ of $3.86. GuruFocus considers Dominion Lending Centres to be Significantly Overvalued.

Key valuation signals for BRLGF:

  • Interest Coverage: 17.84 (277% above median its 10-year median of 4.73)
  • GF Value™: $3.86 vs. price of $6.09 (57.8% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 21.3% below the Banks median (#9 of 21)

No single metric tells the full story. See the BRLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dominion Lending Centres Business Description

Other Exchanges B6M:GermanyDLCG:Canada
Address 2215 Coquitlam Avenue, Port Coquitlam, BC, CAN, V3B 1J6
Dominion Lending Centres Inc is a mortgage brokerage franchisor and mortgage broker data connectivity provider with operations across Canada. The company provides assistance on First-time Homebuying, Mortgage Renewals, Commercial Financing, and Mortgage Refinancing.
66GF Score

Get the complete analysis for BRLGF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.09
Price
$3.86
GF Value