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Lojas RennerBSP:LREN3 -1.26%95 Debt-to-EBITDA is 1.10 as of Mar. 2026, which is 22% below its 10-year median of 1.41. GuruFocus rates BSP:LREN3 with a GF Score™ of 95/100 and a GF Value™ of R$17.31 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 902 Retail - Cyclical companies, Lojas Renner ranks better than 79.05% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Lojas Renner's Debt-to-EBITDA or its related term are showing as below:
BSP:LREN3'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.88 Med: 1.41 Max: 3.18
Current: 0.88
During the past 13 years, the highest Debt-to-EBITDA Ratio of Lojas Renner was 3.18. The lowest was 0.88. And the median was 1.41.
BSP:LREN3's Debt-to-EBITDA is ranked better than 79.05% of 902
companies
in the Retail - Cyclical industry
Industry Median: 2.4
vs BSP:LREN3: 0.88
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Lojas Renner Debt-to-EBITDA Related Terms
Lojas Renner Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Lojas Renner's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Department Stores subindustry, Lojas Renner's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lojas Renner Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Lojas Renner's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Lojas Renner's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Lojas Renner (BSP:LREN3) has a Debt-to-EBITDA of 1.10 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lojas Renner. This is 22% below median its historical median of 1.41. Over the past decade, Lojas Renner's Debt-to-EBITDA has ranged from 0.88 to 3.18. According to the industry distribution chart, Lojas Renner ranks #189 out of 902 companies in the Retail - Cyclical industry, placing it in the top 21%.
Is Lojas Renner's Debt-to-EBITDA too high?
Lojas Renner's current Debt-to-EBITDA of 1.10 is 22% below median its 10-year median of 1.41. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 3.18. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Lojas Renner's value of 1.10 is 54.2% below this industry median. Based on the distribution chart, Lojas Renner ranks #189 out of 902 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Lojas Renner has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lojas Renner's Debt-to-EBITDA compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Lojas Renner ranks #189 out of 902 companies for Debt-to-EBITDA. This places Lojas Renner in the top 21% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.40. Lojas Renner's value of 1.10 is 54.2% below this benchmark. Historically, Lojas Renner's own Debt-to-EBITDA has ranged from 0.88 to 3.18 over the past decade. While the company's 10-year median is 1.41 vs. the industry median of 2.40, Lojas Renner has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 902 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lojas Renner's current Debt-to-EBITDA of 1.10 is 54.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lojas Renner. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lojas Renner's current Debt-to-EBITDA is 1.10, which is 22% below median its own 10-year median of 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lojas Renner stock overvalued right now?
Based on GuruFocus' analysis, Lojas Renner (BSP:LREN3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$17.31, compared to a current price of R$13.37 — trading 22.8% below its estimated fair value. The current Debt-to-EBITDA is 1.10, which is 22% below median its 10-year median of 1.41 and 54.2% below the Retail - Cyclical industry median of 2.40. Lojas Renner's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Lojas Renner (BSP:LREN3), the current Debt-to-EBITDA is 1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lojas Renner (BSP:LREN3) Overvalued in 2026?
Based on GuruFocus' analysis, Lojas Renner stock appears to be undervalued.
The current stock price of R$13.37 is trading 22.8% below its estimated GF Value™ of R$17.31.
GuruFocus considers Lojas Renner to be Modestly Undervalued.
Key valuation signals for BSP:LREN3:
Debt-to-EBITDA: 1.10 (22% below median its 10-year median of 1.41)
GF Value™: R$17.31 vs. price of R$13.37 (22.8% below fair value)
Industry Position: 54.2% below the Retail - Cyclical median (#189 of 902)
No single metric tells the full story. See the BSP:LREN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lojas Renner SA is an omnichannel fashion retailer in Brazil, bringing together the Renner, Camicado, Youcom, Realize, and Repassa brands in a fashion and lifestyle ecosystem that connects customers through digital channels and physical stores distributed across Brazil, Argentina, and Uruguay. It operates in two segments namely Retail engaged in trade of clothing, perfumery, cosmetics, watches and home & decoration, urban deliveries and logistics management solutions covering the operations of Renner, Camicado, Youcom, Repassa, Uello and operations in Uruguay and Argentina; and Financial products engaged in granting of individual and corporate loans, financing of purchases, insurance and the practice of receivables and payables inherent to credit, financing and investment companies.
95GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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