Lojas RennerBSP:LREN3 +3.10%92 Interest Coverage is 11.05 as of Mar. 2026, which is 17% above its 10-year median of 9.42. GuruFocus rates BSP:LREN3 with a GF Score™ of 92/100 and a GF Value™ of R$17.25 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 828 Retail - Cyclical companies, Lojas Renner ranks better than 64.13% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Lojas Renner's
Operating Income
for the
three
months ended in Mar. 2026 was R$702 Mil. Lojas Renner's Interest Expense for the
three
months ended in Mar. 2026 was R$-64 Mil.
Lojas Renner's interest coverage for the quarter that ended in Mar. 2026 was 11.05.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Lojas Renner's Interest Coverage or its related term are showing as below:
BSP:LREN3'
s Interest Coverage Range Over the Past 10 Years
Min: 4.22 Med: 9.42 Max: 22.42
Current: 14.59
BSP:LREN3's Interest Coverage is ranked better than 64.13% of 828
companies
in the Retail - Cyclical industry
Industry Median: 7.915
vs BSP:LREN3: 14.59
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Lojas Renner Interest Coverage Related Terms
Lojas Renner Interest Coverage Historical Data
* Premium members only.
The historical data trend for Lojas Renner's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, Lojas Renner's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lojas Renner Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Lojas Renner's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Lojas Renner's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lojas Renner (BSP:LREN3) has a Interest Coverage of 11.05 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lojas Renner and its competitors. This is 17% above median its historical median of 9.42. Over the past decade, Lojas Renner's Interest Coverage has ranged from 4.22 to 22.42. According to the industry distribution chart, Lojas Renner ranks #297 out of 828 companies in the Retail - Cyclical industry, placing it in the top 35.9%.
Is Lojas Renner's Interest Coverage too high?
Lojas Renner's current Interest Coverage of 11.05 is 17% above median its 10-year median of 9.42. Over the past 10 years, this metric has ranged from a low of 4.22 to a high of 22.42. The Retail - Cyclical industry median Interest Coverage is 7.92. Lojas Renner's value of 11.05 is 39.6% above this industry median. Based on the distribution chart, Lojas Renner ranks #297 out of 828 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Lojas Renner has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lojas Renner's Interest Coverage compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Lojas Renner ranks #297 out of 828 companies for Interest Coverage. This puts Lojas Renner in the upper half of its industry. The industry median Interest Coverage is 7.92. Lojas Renner's value of 11.05 is 39.6% above this benchmark. Historically, Lojas Renner's own Interest Coverage has ranged from 4.22 to 22.42 over the past decade. While the company's 10-year median is 9.42 vs. the industry median of 7.92, Lojas Renner has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lojas Renner's current Interest Coverage of 11.05 is 39.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lojas Renner and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lojas Renner's current Interest Coverage is 11.05, which is 17% above median its own 10-year median of 9.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lojas Renner stock overvalued right now?
Based on GuruFocus' analysis, Lojas Renner (BSP:LREN3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$17.25, compared to a current price of R$14.97 — trading 13.2% below its estimated fair value. The current Interest Coverage is 11.05, which is 17% above median its 10-year median of 9.42 and 39.6% above the Retail - Cyclical industry median of 7.92. Lojas Renner's overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lojas Renner (BSP:LREN3), the current Interest Coverage is 11.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lojas Renner (BSP:LREN3) Overvalued in 2026?
Based on GuruFocus' analysis, Lojas Renner stock appears to be undervalued.
The current stock price of R$14.97 is trading 13.2% below its estimated GF Value™ of R$17.25.
GuruFocus considers Lojas Renner to be Modestly Undervalued.
Key valuation signals for BSP:LREN3:
Interest Coverage: 11.05 (17% above median its 10-year median of 9.42)
GF Value™: R$17.25 vs. price of R$14.97 (13.2% below fair value)
Industry Position: 39.6% above the Retail - Cyclical median (#297 of 828)
No single metric tells the full story. See the BSP:LREN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lojas Renner SA is an omnichannel fashion retailer in Brazil, bringing together the Renner, Camicado, Youcom, Realize, and Repassa brands in a fashion and lifestyle ecosystem that connects customers through digital channels and physical stores distributed across Brazil, Argentina, and Uruguay. It operates in two segments namely Retail engaged in trade of clothing, perfumery, cosmetics, watches and home & decoration, urban deliveries and logistics management solutions covering the operations of Renner, Camicado, Youcom, Repassa, Uello and operations in Uruguay and Argentina; and Financial products engaged in granting of individual and corporate loans, financing of purchases, insurance and the practice of receivables and payables inherent to credit, financing and investment companies.
92GF Score
Get the complete analysis for BSP:LREN3
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:LREN3 has been successfully added to your 
