Lojas Renner (BSP:LREN3) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:LREN3 Lojas Renner SA BSP:LREN3
92 GF Score
Price R$14.62
GF Value R$17.29
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Lojas Renner Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:LREN3
92GF Score
Lojas Renner SA BSP:LREN3
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Lojas Renner (BSP:LREN3) Overvalued in 2026?

Based on GuruFocus' analysis, Lojas Renner stock appears to be undervalued. The current stock price of R$14.62 is trading 15.4% below its estimated GF Value™ of R$17.29. GuruFocus considers Lojas Renner to be Modestly Undervalued.

Key valuation signals for BSP:LREN3:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$17.29 vs. price of R$14.62 (15.4% below fair value)
  • GF Score™: 92/100 with 1 warning sign

No single metric tells the full story. See the BSP:LREN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lojas Renner Business Description

Address Avenida Joaquim Porto Villanova, 401 - B, Jardim do Salso, Porto Alegre, RS, BRA, 91410-400
Lojas Renner SA is an omnichannel fashion retailer in Brazil, bringing together the Renner, Camicado, Youcom, Realize, and Repassa brands in a fashion and lifestyle ecosystem that connects customers through digital channels and physical stores distributed across Brazil, Argentina, and Uruguay. It operates in two segments namely Retail engaged in trade of clothing, perfumery, cosmetics, watches and home & decoration, urban deliveries and logistics management solutions covering the operations of Renner, Camicado, Youcom, Repassa, Uello and operations in Uruguay and Argentina; and Financial products engaged in granting of individual and corporate loans, financing of purchases, insurance and the practice of receivables and payables inherent to credit, financing and investment companies.
92GF Score

Get the complete analysis for BSP:LREN3

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$14.62
Price
R$17.29
GF Value