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Valid SolucoesBSP:VLID3 -0.11%69 Debt-to-EBITDA is 1.32 as of Mar. 2026, which is 51% below its 10-year median of 2.72. GuruFocus rates BSP:VLID3 with a GF Score™ of 69/100 and a GF Value™ of R$19.97 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 833 Business Services companies, Valid Solucoes ranks better than 53.9% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Valid Solucoes's Debt-to-EBITDA or its related term are showing as below:
BSP:VLID3'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.97 Med: 2.72 Max: 37.28
Current: 1.38
During the past 13 years, the highest Debt-to-EBITDA Ratio of Valid Solucoes was 37.28. The lowest was 0.97. And the median was 2.72.
BSP:VLID3's Debt-to-EBITDA is ranked better than 53.9% of 833
companies
in the Business Services industry
Industry Median: 1.64
vs BSP:VLID3: 1.38
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Valid Solucoes Debt-to-EBITDA Related Terms
Valid Solucoes Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Valid Solucoes's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:VLID3 vs CTAS, CPRT, GPN: Debt-to-EBITDA Comparison
For the Specialty Business Services subindustry, Valid Solucoes's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valid Solucoes Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Valid Solucoes's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Valid Solucoes's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Valid Solucoes (BSP:VLID3) has a Debt-to-EBITDA of 1.32 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Valid Solucoes. This is 51% below median its historical median of 2.72. Over the past decade, Valid Solucoes' Debt-to-EBITDA has ranged from 0.97 to 37.28. According to the industry distribution chart, Valid Solucoes ranks #384 out of 833 companies in the Business Services industry, placing it in the top 46.1%.
Is Valid Solucoes' Debt-to-EBITDA too high?
Valid Solucoes' current Debt-to-EBITDA of 1.32 is 51% below median its 10-year median of 2.72. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 37.28. The Business Services industry median Debt-to-EBITDA is 1.64. Valid Solucoes' value of 1.32 is 19.5% below this industry median. Based on the distribution chart, Valid Solucoes ranks #384 out of 833 companies in the Business Services industry, which is above the industry midpoint. Overall, Valid Solucoes has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Valid Solucoes' Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Valid Solucoes ranks #384 out of 833 companies for Debt-to-EBITDA. This puts Valid Solucoes in the upper half of its industry. The industry median Debt-to-EBITDA is 1.64. Valid Solucoes' value of 1.32 is 19.5% below this benchmark. Historically, Valid Solucoes' own Debt-to-EBITDA has ranged from 0.97 to 37.28 over the past decade. While the company's 10-year median is 2.72 vs. the industry median of 1.64, Valid Solucoes has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.64, based on 833 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valid Solucoes's current Debt-to-EBITDA of 1.32 is 19.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Valid Solucoes. For the Business Services industry, the median Debt-to-EBITDA is 1.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valid Solucoes's current Debt-to-EBITDA is 1.32, which is 51% below median its own 10-year median of 2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valid Solucoes stock overvalued right now?
Based on GuruFocus' analysis, Valid Solucoes (BSP:VLID3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.97, compared to a current price of R$18.07 — trading 9.5% below its estimated fair value. The current Debt-to-EBITDA is 1.32, which is 51% below median its 10-year median of 2.72 and 19.5% below the Business Services industry median of 1.64. Valid Solucoes' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Valid Solucoes (BSP:VLID3), the current Debt-to-EBITDA is 1.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valid Solucoes (BSP:VLID3) Overvalued in 2026?
Based on GuruFocus' analysis, Valid Solucoes stock appears to be undervalued.
The current stock price of R$18.07 is trading 9.5% below its estimated GF Value™ of R$19.97.
GuruFocus considers Valid Solucoes to be Modestly Undervalued.
Key valuation signals for BSP:VLID3:
Debt-to-EBITDA: 1.32 (51% below median its 10-year median of 2.72)
GF Value™: R$19.97 vs. price of R$18.07 (9.5% below fair value)
Industry Position: 19.5% below the Business Services median (#384 of 833)
No single metric tells the full story. See the BSP:VLID3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valid Solucoes SA Formerly Valid Solucoes eServicos de Seguranca em Meios de Pagamento e Identificacao is engaged in the printing industry, which includes systems that include electronic, plastic, and magnetic cards, card encoding, and development, implementation, and execution of electronic document management projects. The reporting segment is Means Of Payment, which consists of cards for purposes like payments, identification, and customization. The identification segment provides physical and electronic solutions. The mobile segment offers solutions like instant lottery tickets, digital certification that offers products, services, consulting, and technology for the issue, and the use of private and Brazilian government-certified digital certificates.
69GF Score
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