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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Valid Solucoes's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was R$102 Mil. Valid Solucoes's average total debt for the quarter that ended in Mar. 2026 was R$763 Mil. Therefore, Valid Solucoes's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13.34%.
Valid Solucoes (BSP:VLID3) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Valid Solucoes Effective Interest Rate on Debt % Related Terms
Valid Solucoes Effective Interest Rate on Debt % Historical Data
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The historical data trend for Valid Solucoes's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Valid Solucoes Effective Interest Rate on Debt % Chart
BSP:VLID3 vs CTAS, CPRT, ULS: Effective Interest Rate on Debt % Comparison
For the Specialty Business Services subindustry, Valid Solucoes's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valid Solucoes Effective Interest Rate on Debt % vs Business Services Industry
For the Business Services industry and Industrials sector, Valid Solucoes's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Valid Solucoes's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 13.34% mean?
Valid Solucoes (BSP:VLID3) has a Effective Interest Rate on Debt % of 13.34% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Valid Solucoes and its competitors.
Is Valid Solucoes' Effective Interest Rate on Debt % too high?
Valid Solucoes' current Effective Interest Rate on Debt % is 13.34%. Overall, Valid Solucoes has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Valid Solucoes' Effective Interest Rate on Debt % compare to CTAS and CPRT?
Valid Solucoes' Effective Interest Rate on Debt % of 13.34% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Valid Solucoes and its competitors. Valid Solucoes's current Effective Interest Rate on Debt % is 13.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valid Solucoes stock overvalued right now?
Based on GuruFocus' analysis, Valid Solucoes (BSP:VLID3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.95, compared to a current price of R$17.89 — trading 10.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 13.34%. Valid Solucoes' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Valid Solucoes (BSP:VLID3), the current Effective Interest Rate on Debt % is 13.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valid Solucoes (BSP:VLID3) Overvalued in 2026?
Based on GuruFocus' analysis, Valid Solucoes stock appears to be undervalued.
The current stock price of R$17.89 is trading 10.3% below its estimated GF Value™ of R$19.95.
GuruFocus considers Valid Solucoes to be Modestly Undervalued.
Key valuation signals for BSP:VLID3:
Effective Interest Rate on Debt %: 13.34%
GF Value™: R$19.95 vs. price of R$17.89 (10.3% below fair value)
No single metric tells the full story. See the BSP:VLID3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valid Solucoes SA Formerly Valid Solucoes eServicos de Seguranca em Meios de Pagamento e Identificacao is engaged in the printing industry, which includes systems that include electronic, plastic, and magnetic cards, card encoding, and development, implementation, and execution of electronic document management projects. The reporting segment is Means Of Payment, which consists of cards for purposes like payments, identification, and customization. The identification segment provides physical and electronic solutions. The mobile segment offers solutions like instant lottery tickets, digital certification that offers products, services, consulting, and technology for the issue, and the use of private and Brazilian government-certified digital certificates.
69GF Score
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