Valid Solucoes (BSP:VLID3) Liabilities-to-Assets : 0.42 (As of Jun. 2026)

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BSP:VLID3 Valid Solucoes SA BSP:VLID3
72 GF Score
Price R$16.59
GF Value R$20.01
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Valid Solucoes Liabilities-to-Assets?

Valid Solucoes BSP:VLID3 72 Liabilities-to-Assets is 0.42 as of Jun. 2026. GuruFocus rates BSP:VLID3 with a GF Score™ of 72/100 and a GF Value™ of R$20.01 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Valid Solucoes's Total Liabilities for the quarter that ended in Jun. 2026 was R$1,248 Mil. Valid Solucoes's Total Assets for the quarter that ended in Jun. 2026 was R$2,971 Mil. Therefore, Valid Solucoes's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.42.


Valid Solucoes  (BSP:VLID3) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Valid Solucoes Liabilities-to-Assets Related Terms


Valid Solucoes Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Valid Solucoes's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valid Solucoes Liabilities-to-Assets Chart

Valid Solucoes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.58 0.52 0.48 0.38 0.45

Valid Solucoes Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.40 0.45 0.43 0.42

BSP:VLID3 vs CTAS, CPRT, GPN: Liabilities-to-Assets Comparison

For the Specialty Business Services subindustry, Valid Solucoes's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valid Solucoes Liabilities-to-Assets vs Business Services Industry

For the Business Services industry and Industrials sector, Valid Solucoes's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Valid Solucoes's Liabilities-to-Assets falls into.


BSP:VLID3
72GF Score
Valid Solucoes SA BSP:VLID3
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Valid Solucoes Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Valid Solucoes's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=1426.472/3147.366
=0.45

Valid Solucoes's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=1247.919/2971.127
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.42 mean?
Valid Solucoes (BSP:VLID3) has a Liabilities-to-Assets of 0.42 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Valid Solucoes and its competitors.
Is Valid Solucoes' Liabilities-to-Assets too high?
Valid Solucoes' current Liabilities-to-Assets is 0.42. Overall, Valid Solucoes has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Valid Solucoes' Liabilities-to-Assets compare to CTAS and CPRT?
Valid Solucoes' Liabilities-to-Assets of 0.42 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Business Services company?
A good Liabilities-to-Assets depends on the Business Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Valid Solucoes and its competitors. Valid Solucoes's current Liabilities-to-Assets is 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valid Solucoes stock overvalued right now?
Based on GuruFocus' analysis, Valid Solucoes (BSP:VLID3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$20.01, compared to a current price of R$16.59 — trading 17.1% below its estimated fair value. The current Liabilities-to-Assets is 0.42. Valid Solucoes' overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Valid Solucoes (BSP:VLID3), the current Liabilities-to-Assets is 0.42 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valid Solucoes (BSP:VLID3) Overvalued in 2026?

Based on GuruFocus' analysis, Valid Solucoes stock appears to be undervalued. The current stock price of R$16.59 is trading 17.1% below its estimated GF Value™ of R$20.01. GuruFocus considers Valid Solucoes to be Modestly Undervalued.

Key valuation signals for BSP:VLID3:

  • Liabilities-to-Assets: 0.42
  • GF Value™: R$20.01 vs. price of R$16.59 (17.1% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the BSP:VLID3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valid Solucoes Business Description

Address 511 - Ipanema das Pedras, Rua Laura Maiello Kook, Sorocaba, SP, BRA, 18052-445
Valid Solucoes SA Formerly Valid Solucoes eServicos de Seguranca em Meios de Pagamento e Identificacao is engaged in the printing industry, which includes systems that include electronic, plastic, and magnetic cards, card encoding, and development, implementation, and execution of electronic document management projects. The reporting segment is Means Of Payment, which consists of cards for purposes like payments, identification, and customization. The identification segment provides physical and electronic solutions. The mobile segment offers solutions like instant lottery tickets, digital certification that offers products, services, consulting, and technology for the issue, and the use of private and Brazilian government-certified digital certificates.
72GF Score

Get the complete analysis for BSP:VLID3

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$16.59
Price
R$20.01
GF Value