Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Valid SolucoesBSP:VLID3 +1.27%69 Days Payable is 57.24 as of Mar. 2026, which is 32% above its 10-year median of 43.47. GuruFocus rates BSP:VLID3 with a GF Score™ of 69/100 and a GF Value™ of R$19.94 (Fairly Valued). The stock has 3 warning signs investors should review. Among 945 Business Services companies, Valid Solucoes ranks better than 52.17% on this metric.
The historical rank and industry rank for Valid Solucoes's Days Payable or its related term are showing as below:
BSP:VLID3'
s Days Payable Range Over the Past 10 Years
Min: 29.03 Med: 43.47 Max: 63.45
Current: 48.84
During the past 13 years, Valid Solucoes's highest Days Payable was 63.45. The lowest was 29.03. And the median was 43.47.
BSP:VLID3's Days Payable is ranked better than 52.17% of 945
companies
in the Business Services industry
Industry Median: 46.11
vs BSP:VLID3: 48.84
Valid Solucoes's Days Payable
increased
from Mar. 2025 (48.96) to Mar. 2026 (57.24).
It may suggest that Valid Solucoesdelayed paying its suppliers.
Valid Solucoes Days Payable Related Terms
Valid Solucoes Days Payable Historical Data
* Premium members only.
The historical data trend for Valid Solucoes's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:VLID3 vs CTAS, CPRT, ULS: Days Payable Comparison
For the Specialty Business Services subindustry, Valid Solucoes's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valid Solucoes Days Payable vs Business Services Industry
For the Business Services industry and Industrials sector, Valid Solucoes's Days Payable distribution charts can be found below:
* The bar in red indicates where Valid Solucoes's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Valid Solucoes's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Valid Solucoes (BSP:VLID3) has a Days Payable of 57.24 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Valid Solucoes and its competitors. This is 32% above median its historical median of 43.47. Over the past decade, Valid Solucoes' Days Payable has ranged from 29.03 to 63.45. According to the industry distribution chart, Valid Solucoes ranks #452 out of 945 companies in the Business Services industry, placing it in the top 47.8%.
Is Valid Solucoes' Days Payable too high?
Valid Solucoes' current Days Payable of 57.24 is 32% above median its 10-year median of 43.47. Over the past 10 years, this metric has ranged from a low of 29.03 to a high of 63.45. The Business Services industry median Days Payable is 46.11. Valid Solucoes' value of 57.24 is 24.1% above this industry median. Based on the distribution chart, Valid Solucoes ranks #452 out of 945 companies in the Business Services industry, which is above the industry midpoint. Overall, Valid Solucoes has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Valid Solucoes' Days Payable compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Valid Solucoes ranks #452 out of 945 companies for Days Payable. This puts Valid Solucoes in the upper half of its industry. The industry median Days Payable is 46.11. Valid Solucoes' value of 57.24 is 24.1% above this benchmark. Historically, Valid Solucoes' own Days Payable has ranged from 29.03 to 63.45 over the past decade. While the company's 10-year median is 43.47 vs. the industry median of 46.11, Valid Solucoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Business Services company?
The median Days Payable among Business Services companies is 46.11, based on 945 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valid Solucoes's current Days Payable of 57.24 is 24.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Valid Solucoes and its competitors. For the Business Services industry, the median Days Payable is 46.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valid Solucoes's current Days Payable is 57.24, which is 32% above median its own 10-year median of 43.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valid Solucoes stock overvalued right now?
Based on GuruFocus' analysis, Valid Solucoes (BSP:VLID3) is currently considered Fairly Valued. The stock's GF Value™ is R$19.94, compared to a current price of R$18.31 — trading 8.2% below its estimated fair value. The current Days Payable is 57.24, which is 32% above median its 10-year median of 43.47 and 24.1% above the Business Services industry median of 46.11. Valid Solucoes' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Valid Solucoes (BSP:VLID3), the current Days Payable is 57.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valid Solucoes (BSP:VLID3) Overvalued in 2026?
Based on GuruFocus' analysis, Valid Solucoes stock appears to be undervalued.
The current stock price of R$18.31 is trading 8.2% below its estimated GF Value™ of R$19.94.
GuruFocus considers Valid Solucoes to be Fairly Valued.
Key valuation signals for BSP:VLID3:
Days Payable: 57.24 (32% above median its 10-year median of 43.47)
GF Value™: R$19.94 vs. price of R$18.31 (8.2% below fair value)
Industry Position: 24.1% above the Business Services median (#452 of 945)
No single metric tells the full story. See the BSP:VLID3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valid Solucoes SA Formerly Valid Solucoes eServicos de Seguranca em Meios de Pagamento e Identificacao is engaged in the printing industry, which includes systems that include electronic, plastic, and magnetic cards, card encoding, and development, implementation, and execution of electronic document management projects. The reporting segment is Means Of Payment, which consists of cards for purposes like payments, identification, and customization. The identification segment provides physical and electronic solutions. The mobile segment offers solutions like instant lottery tickets, digital certification that offers products, services, consulting, and technology for the issue, and the use of private and Brazilian government-certified digital certificates.
69GF Score
Get the complete analysis for BSP:VLID3
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:VLID3 has been successfully added to your 
