Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Valid SolucoesBSP:VLID3 -0.61%69 Return-on-Tangible-Asset is 9.74% as of Mar. 2026, which is 106% above its 10-year median of 4.73. GuruFocus rates BSP:VLID3 with a GF Score™ of 69/100 and a GF Value™ of R$19.95 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,096 Business Services companies, Valid Solucoes ranks better than 79.29% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Valid Solucoes's annualizedNet Income for the quarter that ended in Mar. 2026 was R$224 Mil. Valid Solucoes's average total tangible assets for the quarter that ended in Mar. 2026 was R$2,297 Mil. Therefore, Valid Solucoes's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 9.74%.
The historical rank and industry rank for Valid Solucoes's Return-on-Tangible-Asset or its related term are showing as below:
BSP:VLID3'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -10.81 Med: 4.73 Max: 18.46
Current: 11.25
During the past 13 years, Valid Solucoes's highest Return-on-Tangible-Asset was 18.46%. The lowest was -10.81%. And the median was 4.73%.
BSP:VLID3's Return-on-Tangible-Asset is ranked better than 79.29% of 1096
companies
in the Business Services industry
Industry Median: 3.97
vs BSP:VLID3: 11.25
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Valid Solucoes Return-on-Tangible-Asset Related Terms
Valid Solucoes Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Valid Solucoes's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:VLID3 vs CTAS, CPRT, ULS: Return-on-Tangible-Asset Comparison
For the Specialty Business Services subindustry, Valid Solucoes's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valid Solucoes Return-on-Tangible-Asset vs Business Services Industry
For the Business Services industry and Industrials sector, Valid Solucoes's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Valid Solucoes's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 9.74% mean?
Valid Solucoes (BSP:VLID3) has a Return-on-Tangible-Asset of 9.74% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Valid Solucoes and its competitors. This is 106% above median its historical median of 4.73. According to the industry distribution chart, Valid Solucoes ranks #227 out of 1096 companies in the Business Services industry, placing it in the top 20.7%.
Is Valid Solucoes' Return-on-Tangible-Asset too high?
Valid Solucoes' current Return-on-Tangible-Asset of 9.74% is 106% above median its 10-year median of 4.73. The Business Services industry median Return-on-Tangible-Asset is 3.97. Valid Solucoes' value of 9.74% is 145.3% above this industry median. Based on the distribution chart, Valid Solucoes ranks #227 out of 1096 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Valid Solucoes has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Valid Solucoes' Return-on-Tangible-Asset compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Valid Solucoes ranks #227 out of 1096 companies for Return-on-Tangible-Asset. This places Valid Solucoes in the top 21% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 3.97. Valid Solucoes' value of 9.74% is 145.3% above this benchmark. While the company's 10-year median is 4.73 vs. the industry median of 3.97, Valid Solucoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Business Services company?
The median Return-on-Tangible-Asset among Business Services companies is 3.97, based on 1,096 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valid Solucoes's current Return-on-Tangible-Asset of 9.74% is 145.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Valid Solucoes and its competitors. For the Business Services industry, the median Return-on-Tangible-Asset is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valid Solucoes's current Return-on-Tangible-Asset is 9.74%, which is 106% above median its own 10-year median of 4.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valid Solucoes stock overvalued right now?
Based on GuruFocus' analysis, Valid Solucoes (BSP:VLID3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.95, compared to a current price of R$17.78 — trading 10.9% below its estimated fair value. The current Return-on-Tangible-Asset is 9.74%, which is 106% above median its 10-year median of 4.73 and 145.3% above the Business Services industry median of 3.97. Valid Solucoes' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Valid Solucoes (BSP:VLID3), the current Return-on-Tangible-Asset is 9.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valid Solucoes (BSP:VLID3) Overvalued in 2026?
Based on GuruFocus' analysis, Valid Solucoes stock appears to be undervalued.
The current stock price of R$17.78 is trading 10.9% below its estimated GF Value™ of R$19.95.
GuruFocus considers Valid Solucoes to be Modestly Undervalued.
Key valuation signals for BSP:VLID3:
Return-on-Tangible-Asset: 9.74% (106% above median its 10-year median of 4.73)
GF Value™: R$19.95 vs. price of R$17.78 (10.9% below fair value)
Industry Position: 145.3% above the Business Services median (#227 of 1096)
No single metric tells the full story. See the BSP:VLID3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valid Solucoes SA Formerly Valid Solucoes eServicos de Seguranca em Meios de Pagamento e Identificacao is engaged in the printing industry, which includes systems that include electronic, plastic, and magnetic cards, card encoding, and development, implementation, and execution of electronic document management projects. The reporting segment is Means Of Payment, which consists of cards for purposes like payments, identification, and customization. The identification segment provides physical and electronic solutions. The mobile segment offers solutions like instant lottery tickets, digital certification that offers products, services, consulting, and technology for the issue, and the use of private and Brazilian government-certified digital certificates.
69GF Score
Get the complete analysis for BSP:VLID3
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:VLID3 has been successfully added to your 
