Edenred SE (CHIX:EDENP) Debt-to-EBITDA : (As of Jun. 2026)

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CHIX:EDENP Edenred SE CHIX:EDENP
92 GF Score
Price €28.43
GF Value €37.36
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Edenred SE Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Edenred SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €1,417 Mil. Edenred SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €3,471 Mil. Edenred SE's annualized EBITDA for the quarter that ended in Jun. 2026 was €1,252 Mil. Edenred SE's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 3.90.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Edenred SE's Debt-to-EBITDA or its related term are showing as below:

CHIX:EDENp' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.71   Med: 4.42   Max: 6.18
Current: 4.08

During the past 13 years, the highest Debt-to-EBITDA Ratio of Edenred SE was 6.18. The lowest was 3.71. And the median was 4.42.

CHIX:EDENp's Debt-to-EBITDA is ranked better than
67.6% of 287 companies
in the Credit Services industry
Industry Median: 8.34 vs CHIX:EDENp: 4.08

Edenred SE  (CHIX:EDENp) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Edenred SE Debt-to-EBITDA Related Terms


Edenred SE Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Edenred SE's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Edenred SE Debt-to-EBITDA Chart

Edenred SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Edenred SE Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
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CHIX:EDENP vs V, MA, AXP: Debt-to-EBITDA Comparison

For the Credit Services subindustry, Edenred SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Edenred SE Debt-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Edenred SE's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Edenred SE's Debt-to-EBITDA falls into.


CHIX:EDENP
92GF Score
Edenred SE CHIX:EDENP
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Edenred SE Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Edenred SE's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1159 + 3467) / 1322
=3.50

Edenred SE's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1417 + 3471) / 1252
=3.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Is Edenred SE (CHIX:EDENP) Overvalued in 2026?

Based on GuruFocus' analysis, Edenred SE stock appears to be undervalued. The current stock price of €28.43 is trading 23.9% below its estimated GF Value™ of €37.36. GuruFocus considers Edenred SE to be Modestly Undervalued.

Key valuation signals for CHIX:EDENP:

  • Debt-to-EBITDA:
  • GF Value™: €37.36 vs. price of €28.43 (23.9% below fair value)
  • GF Score™: 92/100 with 7 warning signs

No single metric tells the full story. See the CHIX:EDENP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Edenred SE Business Description

Address 14-16 Boulevard Garibaldi, Issy-les-Moulineaux, Paris, FRA, 92130
Edenred is a France-listed prepaid corporate services provider operating in 45 countries. The company was listed in 2010 following a spinoff from hotel group Accor. Edenred's main business, Ticket Restaurant, offers prepaid meal vouchers that employers provide their employees as an additional benefit. The company is also involved in other areas, such as prepaid fuel cards and payment and expense management systems. Edenred is also moving beyond its historical services, adding well-being, gift, EV, toll, and business-to-business accounts payable automation services.
92GF Score

Get the complete analysis for CHIX:EDENP

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.43
Price
€37.36
GF Value