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Edenred SECHIX:EDENP 89 5-Year ROIIC % is 8.40 as of Dec. 2025. GuruFocus rates CHIX:EDENP with a GF Score™ of 89/100 and a GF Value™ of €45.28 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 372 Credit Services companies, Edenred SE ranks better than 72.31% on this metric.
5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year.
Edenred SE's 5-Year ROIIC % for the quarter that ended in Dec. 2025 was 8.40%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Edenred SE's 5-Year ROIIC % or its related term are showing as below:
CHIX:EDENp's 5-Year ROIIC % is ranked better than 72.31% of 372
companies
in the Credit Services industry
Industry Median: 2.69
vs CHIX:EDENp: 8.40
Edenred SE (CHIX:EDENp) 5-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Edenred SE 5-Year ROIIC % Related Terms
Edenred SE 5-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Edenred SE's 5-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:EDENP vs V, MA, AXP: 5-Year ROIIC % Comparison
For the Credit Services subindustry, Edenred SE's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Edenred SE 5-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Edenred SE's 5-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Edenred SE's 5-Year ROIIC % falls into.
Edenred SE's 5-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
5-Year ROIIC %
=
5-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
5-Year Incremental Invested Capital**
=
( 644.734 (Dec. 2025) - 274.8863 (Dec. 2020) )
/
( 12208 (Dec. 2025) - 7806 (Dec. 2020) )
=
369.8477
/
4402
=
8.40%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Edenred SE (CHIX:EDENP) has a 5-Year ROIIC % of 8.40 as of Dec. 2025. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Edenred SE and its competitors. According to the industry distribution chart, Edenred SE ranks #103 out of 372 companies in the Credit Services industry, placing it in the top 27.7%.
Is Edenred SE's 5-Year ROIIC % too high?
Edenred SE's current 5-Year ROIIC % is 8.40. The Credit Services industry median 5-Year ROIIC % is 2.69. Edenred SE's value of 8.40 is 212.3% above this industry median. Based on the distribution chart, Edenred SE ranks #103 out of 372 companies in the Credit Services industry, which is above the industry midpoint. Overall, Edenred SE has a GF Score™ of 89/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Edenred SE's 5-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Edenred SE ranks #103 out of 372 companies for 5-Year ROIIC %. This puts Edenred SE in the upper half of its industry. The industry median 5-Year ROIIC % is 2.69. Edenred SE's value of 8.40 is 212.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for a Credit Services company?
The median 5-Year ROIIC % among Credit Services companies is 2.69, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Edenred SE's current 5-Year ROIIC % of 8.40 is 212.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Edenred SE and its competitors. For the Credit Services industry, the median 5-Year ROIIC % is 2.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Edenred SE's current 5-Year ROIIC % is 8.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Edenred SE stock overvalued right now?
Based on GuruFocus' analysis, Edenred SE (CHIX:EDENP) is currently considered Possible Value Trap. The stock's GF Value™ is €45.28, compared to a current price of €26.77 — trading 40.9% below its estimated fair value. The current 5-Year ROIIC % is 8.40 and 212.3% above the Credit Services industry median of 2.69. Edenred SE's overall GF Score™ is 89/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For Edenred SE (CHIX:EDENP), the current 5-Year ROIIC % is 8.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Edenred SE (CHIX:EDENP) Overvalued in 2026?
Based on GuruFocus' analysis, Edenred SE stock appears to be undervalued.
The current stock price of €26.77 is trading 40.9% below its estimated GF Value™ of €45.28.
GuruFocus considers Edenred SE to be Possible Value Trap.
Key valuation signals for CHIX:EDENP:
5-Year ROIIC %: 8.40
GF Value™: €45.28 vs. price of €26.77 (40.9% below fair value)
Industry Position: 212.3% above the Credit Services median (#103 of 372)
No single metric tells the full story. See the CHIX:EDENP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Edenred is a France-listed prepaid corporate services provider operating in 45 countries. The company was listed in 2010 following a spinoff from hotel group Accor. Edenred's main business, Ticket Restaurant, offers prepaid meal vouchers that employers provide their employees as an additional benefit. The company is also involved in other areas, such as prepaid fuel cards and payment and expense management systems. Edenred is also moving beyond its historical services, adding well-being, gift, EV, toll, and business-to-business accounts payable automation services.
89GF Score
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