Pandora Investments Public (CYS:PND) Debt-to-EBITDA : -8.21 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CYS:PND Pandora Investments Public Ltd CYS:PND
44 GF Score
Price €0.22
GF Value €0.13
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Pandora Investments Public Debt-to-EBITDA?

Pandora Investments Public CYS:PND 44 Debt-to-EBITDA is -8.21 as of Dec. 2025. GuruFocus rates CYS:PND with a GF Score™ of 44/100 and a GF Value™ of €0.13 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,274 Real Estate companies, Pandora Investments Public ranks worse than 73.08% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pandora Investments Public's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €22.45 Mil. Pandora Investments Public's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €68.35 Mil. Pandora Investments Public's annualized EBITDA for the quarter that ended in Dec. 2025 was €-11.06 Mil. Pandora Investments Public's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -8.21.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Pandora Investments Public's Debt-to-EBITDA or its related term are showing as below:

CYS:PND' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -401.67   Med: 12.34   Max: 57.65
Current: 10.34

During the past 13 years, the highest Debt-to-EBITDA Ratio of Pandora Investments Public was 57.65. The lowest was -401.67. And the median was 12.34.

CYS:PND's Debt-to-EBITDA is ranked worse than
73.08% of 1274 companies
in the Real Estate industry
Industry Median: 5.485 vs CYS:PND: 10.34

Pandora Investments Public  (CYS:PND) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Pandora Investments Public Debt-to-EBITDA Related Terms


Pandora Investments Public Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Pandora Investments Public's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pandora Investments Public Debt-to-EBITDA Chart

Pandora Investments Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.29 7.40 -401.67 33.26 12.40

Pandora Investments Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.35 11.11 -77.18 3.60 -8.21

Pandora Investments Public Debt-to-EBITDA Competitor Comparison

For the Real Estate - Development subindustry, Pandora Investments Public's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pandora Investments Public Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Pandora Investments Public's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pandora Investments Public's Debt-to-EBITDA falls into.


CYS:PND
44GF Score
Pandora Investments Public Ltd CYS:PND
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pandora Investments Public Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pandora Investments Public's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(22.446 + 68.349) / 7.322
=12.40

Pandora Investments Public's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(22.446 + 68.349) / -11.058
=-8.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -8.21 mean?
Pandora Investments Public (CYS:PND) has a Debt-to-EBITDA of -8.21 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pandora Investments Public. According to the industry distribution chart, Pandora Investments Public ranks #931 out of 1274 companies in the Real Estate industry, placing it in the top 73.1%.
Is Pandora Investments Public's Debt-to-EBITDA too high?
Pandora Investments Public's current Debt-to-EBITDA is -8.21. Based on the distribution chart, Pandora Investments Public ranks #931 out of 1274 companies in the Real Estate industry, which is below the industry midpoint. Overall, Pandora Investments Public has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pandora Investments Public's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Pandora Investments Public ranks #931 out of 1274 companies for Debt-to-EBITDA. This places Pandora Investments Public in the lower half of its industry. The industry median Debt-to-EBITDA is 5.49. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.49, based on 1,274 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pandora Investments Public. For the Real Estate industry, the median Debt-to-EBITDA is 5.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pandora Investments Public's current Debt-to-EBITDA is -8.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pandora Investments Public stock overvalued right now?
Based on GuruFocus' analysis, Pandora Investments Public (CYS:PND) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.13, compared to a current price of €0.22 — trading 69.2% above its estimated fair value. The current Debt-to-EBITDA is -8.21. Pandora Investments Public's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pandora Investments Public (CYS:PND), the current Debt-to-EBITDA is -8.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pandora Investments Public (CYS:PND) Overvalued in 2026?

Based on GuruFocus' analysis, Pandora Investments Public stock appears to be overvalued. The current stock price of €0.22 is trading 69.2% above its estimated GF Value™ of €0.13. GuruFocus considers Pandora Investments Public to be Significantly Overvalued.

Key valuation signals for CYS:PND:

  • Debt-to-EBITDA: -8.21
  • GF Value™: €0.13 vs. price of €0.22 (69.2% above fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the CYS:PND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pandora Investments Public Business Description

Address 111, Apostolou Pavlos Avenue, P.O.Box 60146, The Leptos House, Paphos, CYP, 8406
Pandora Investments Public Ltd is engaged in the development, sale and resale of real estate, investments in real estate and securities, provision of medical services, and provision of educational services.
44GF Score

Get the complete analysis for CYS:PND

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.22
Price
€0.13
GF Value