Pandora Investments Public (CYS:PND) Return-on-Tangible-Equity: -3.23% (As of Dec. 2025)

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CYS:PND Pandora Investments Public Ltd CYS:PND
45 GF Score
Price €0.22
GF Value €0.13
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Pandora Investments Public Return-on-Tangible-Equity?

Pandora Investments Public CYS:PND 45 Return-on-Tangible-Equity is -3.23% as of Dec. 2025. GuruFocus rates CYS:PND with a GF Score™ of 45/100 and a GF Value™ of €0.13 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,714 Real Estate companies, Pandora Investments Public ranks worse than 66.63% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Pandora Investments Public's annualized net income for the quarter that ended in Dec. 2025 was €-9.29 Mil. Pandora Investments Public's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €287.44 Mil. Therefore, Pandora Investments Public's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was -3.23%.

The historical rank and industry rank for Pandora Investments Public's Return-on-Tangible-Equity or its related term are showing as below:

CYS:PND' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -7.84   Med: 2.8   Max: 104.93
Current: 0.96

During the past 13 years, Pandora Investments Public's highest Return-on-Tangible-Equity was 104.93%. The lowest was -7.84%. And the median was 2.80%.

CYS:PND's Return-on-Tangible-Equity is ranked worse than
66.63% of 1714 companies
in the Real Estate industry
Industry Median: 4.27 vs CYS:PND: 0.96

Pandora Investments Public  (CYS:PND) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Pandora Investments Public Return-on-Tangible-Equity Related Terms


Pandora Investments Public Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Pandora Investments Public's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pandora Investments Public Return-on-Tangible-Equity Chart

Pandora Investments Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.79 9.10 -1.32 0.14 0.97

Pandora Investments Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.96 -0.59 0.87 5.18 -3.23

Pandora Investments Public Return-on-Tangible-Equity Competitor Comparison

For the Real Estate - Development subindustry, Pandora Investments Public's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pandora Investments Public Return-on-Tangible-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Pandora Investments Public's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Pandora Investments Public's Return-on-Tangible-Equity falls into.


CYS:PND
45GF Score
Pandora Investments Public Ltd CYS:PND
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pandora Investments Public Return-on-Tangible-Equity Calculation

Pandora Investments Public's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=2.756/( (282.018+285.631 )/ 2 )
=2.756/283.8245
=0.97 %

Pandora Investments Public's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=-9.294/( (289.256+285.631)/ 2 )
=-9.294/287.4435
=-3.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -3.23% mean?
Pandora Investments Public (CYS:PND) has a Return-on-Tangible-Equity of -3.23% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pandora Investments Public and its competitors. According to the industry distribution chart, Pandora Investments Public ranks #1142 out of 1714 companies in the Real Estate industry, placing it in the top 66.6%.
Is Pandora Investments Public's Return-on-Tangible-Equity too high?
Pandora Investments Public's current Return-on-Tangible-Equity is -3.23%. Based on the distribution chart, Pandora Investments Public ranks #1142 out of 1714 companies in the Real Estate industry, which is below the industry midpoint. Overall, Pandora Investments Public has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pandora Investments Public's Return-on-Tangible-Equity compare to competitors?
According to the Real Estate industry distribution chart, Pandora Investments Public ranks #1142 out of 1714 companies for Return-on-Tangible-Equity. This places Pandora Investments Public in the lower half of its industry. The industry median Return-on-Tangible-Equity is 4.27. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Real Estate company?
The median Return-on-Tangible-Equity among Real Estate companies is 4.27, based on 1,714 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pandora Investments Public and its competitors. For the Real Estate industry, the median Return-on-Tangible-Equity is 4.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pandora Investments Public's current Return-on-Tangible-Equity is -3.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pandora Investments Public stock overvalued right now?
Based on GuruFocus' analysis, Pandora Investments Public (CYS:PND) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.13, compared to a current price of €0.22 — trading 70.8% above its estimated fair value. The current Return-on-Tangible-Equity is -3.23%. Pandora Investments Public's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Pandora Investments Public (CYS:PND), the current Return-on-Tangible-Equity is -3.23% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pandora Investments Public (CYS:PND) Overvalued in 2026?

Based on GuruFocus' analysis, Pandora Investments Public stock appears to be overvalued. The current stock price of €0.22 is trading 70.8% above its estimated GF Value™ of €0.13. GuruFocus considers Pandora Investments Public to be Significantly Overvalued.

Key valuation signals for CYS:PND:

  • Return-on-Tangible-Equity: -3.23%
  • GF Value™: €0.13 vs. price of €0.22 (70.8% above fair value)
  • GF Score™: 45/100 with 4 warning signs

No single metric tells the full story. See the CYS:PND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pandora Investments Public Business Description

Address 111, Apostolou Pavlos Avenue, P.O.Box 60146, The Leptos House, Paphos, CYP, 8406
Pandora Investments Public Ltd is engaged in the development, sale and resale of real estate, investments in real estate and securities, provision of medical services, and provision of educational services.
45GF Score

Get the complete analysis for CYS:PND

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.22
Price
€0.13
GF Value