Pandora Investments Public (CYS:PND) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


CYS:PND Pandora Investments Public Ltd CYS:PND
44 GF Score
Price €0.23
GF Value €0.13
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Pandora Investments Public Interest Coverage?

Pandora Investments Public CYS:PND 44 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates CYS:PND with a GF Score™ of 44/100 and a GF Value™ of €0.13 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,299 Real Estate companies, Pandora Investments Public ranks worse than 76982.22% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pandora Investments Public's Operating Income for the six months ended in Dec. 2025 was €-1.87 Mil. Pandora Investments Public's Interest Expense for the six months ended in Dec. 2025 was €4.05 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pandora Investments Public's Interest Coverage or its related term are showing as below:


CYS:PND's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.24
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pandora Investments Public  (CYS:PND) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pandora Investments Public Interest Coverage Related Terms


Pandora Investments Public Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pandora Investments Public's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pandora Investments Public Interest Coverage Chart

Pandora Investments Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.41 17.91 0.00 5.34 0.00

Pandora Investments Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.29 0.00 3.50 0.00

Pandora Investments Public Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Pandora Investments Public's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pandora Investments Public Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Pandora Investments Public's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pandora Investments Public's Interest Coverage falls into.


CYS:PND
44GF Score
Pandora Investments Public Ltd CYS:PND
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pandora Investments Public Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pandora Investments Public's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Pandora Investments Public's Interest Expense was €1.00 Mil. Its Operating Income was €8.78 Mil. And its Long-Term Debt & Capital Lease Obligation was €68.35 Mil.

Pandora Investments Public's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Pandora Investments Public's Interest Expense was €4.05 Mil. Its Operating Income was €-1.87 Mil. And its Long-Term Debt & Capital Lease Obligation was €68.35 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Pandora Investments Public (CYS:PND) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pandora Investments Public and its competitors. Over the past decade, Pandora Investments Public's Interest Coverage has ranged from 2.87 to 18.41. According to the industry distribution chart, Pandora Investments Public ranks #999999 out of 1299 companies in the Real Estate industry.
Is Pandora Investments Public's Interest Coverage too high?
Pandora Investments Public's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 2.87 to a high of 18.41. Based on the distribution chart, Pandora Investments Public ranks #999999 out of 1299 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Pandora Investments Public has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pandora Investments Public's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Pandora Investments Public ranks #999999 out of 1299 companies for Interest Coverage. This places Pandora Investments Public in the lower half of its industry. The industry median Interest Coverage is 4.24. Historically, Pandora Investments Public's own Interest Coverage has ranged from 2.87 to 18.41 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pandora Investments Public and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pandora Investments Public's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pandora Investments Public stock overvalued right now?
Based on GuruFocus' analysis, Pandora Investments Public (CYS:PND) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.13, compared to a current price of €0.23 — trading 75.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Pandora Investments Public's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pandora Investments Public (CYS:PND), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pandora Investments Public (CYS:PND) Overvalued in 2026?

Based on GuruFocus' analysis, Pandora Investments Public stock appears to be overvalued. The current stock price of €0.23 is trading 75.4% above its estimated GF Value™ of €0.13. GuruFocus considers Pandora Investments Public to be Significantly Overvalued.

Key valuation signals for CYS:PND:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €0.13 vs. price of €0.23 (75.4% above fair value)
  • GF Score™: 44/100 with 4 warning signs

No single metric tells the full story. See the CYS:PND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pandora Investments Public Business Description

Address 111, Apostolou Pavlos Avenue, P.O.Box 60146, The Leptos House, Paphos, CYP, 8406
Pandora Investments Public Ltd is engaged in the development, sale and resale of real estate, investments in real estate and securities, provision of medical services, and provision of educational services.
44GF Score

Get the complete analysis for CYS:PND

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.23
Price
€0.13
GF Value