Pandora Investments Public (CYS:PND) Debt-to-Equity: 0.32 (As of Dec. 2025) — 66% Below Median

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CYS:PND Pandora Investments Public Ltd CYS:PND
42 GF Score
Price €0.21
GF Value €0.13
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Pandora Investments Public Debt-to-Equity?

Pandora Investments Public CYS:PND 42 Debt-to-Equity is 0.32 as of Dec. 2025, which is 66% below its 10-year median of 0.93. GuruFocus rates CYS:PND with a GF Score™ of 42/100 and a GF Value™ of €0.13 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,548 Real Estate companies, Pandora Investments Public ranks better than 71.96% on this metric.

Pandora Investments Public's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €22.45 Mil. Pandora Investments Public's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €68.35 Mil. Pandora Investments Public's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €285.63 Mil. Pandora Investments Public's debt to equity for the quarter that ended in Dec. 2025 was 0.32.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Pandora Investments Public's Debt-to-Equity or its related term are showing as below:

CYS:PND' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.32   Med: 0.93   Max: 1.4
Current: 0.32

During the past 13 years, the highest Debt-to-Equity Ratio of Pandora Investments Public was 1.40. The lowest was 0.32. And the median was 0.93.

CYS:PND's Debt-to-Equity is ranked better than
71.96% of 1548 companies
in the Real Estate industry
Industry Median: 0.75 vs CYS:PND: 0.32

Pandora Investments Public  (CYS:PND) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Pandora Investments Public Debt-to-Equity Related Terms


Pandora Investments Public Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Pandora Investments Public's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pandora Investments Public Debt-to-Equity Chart

Pandora Investments Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.44 0.41 0.37 0.32

Pandora Investments Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.41 0.40 0.37 0.36 0.32

Pandora Investments Public Debt-to-Equity Competitor Comparison

For the Real Estate - Development subindustry, Pandora Investments Public's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pandora Investments Public Debt-to-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Pandora Investments Public's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Pandora Investments Public's Debt-to-Equity falls into.


CYS:PND
42GF Score
Pandora Investments Public Ltd CYS:PND
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Pandora Investments Public Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Pandora Investments Public's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Pandora Investments Public's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.32 mean?
Pandora Investments Public (CYS:PND) has a Debt-to-Equity of 0.32 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pandora Investments Public and its competitors. This is 66% below median its historical median of 0.93. Over the past decade, Pandora Investments Public's Debt-to-Equity has ranged from 0.32 to 1.40. According to the industry distribution chart, Pandora Investments Public ranks #434 out of 1548 companies in the Real Estate industry, placing it in the top 28%.
Is Pandora Investments Public's Debt-to-Equity too high?
Pandora Investments Public's current Debt-to-Equity of 0.32 is 66% below median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 1.40. The Real Estate industry median Debt-to-Equity is 0.75. Pandora Investments Public's value of 0.32 is 57.3% below this industry median. Based on the distribution chart, Pandora Investments Public ranks #434 out of 1548 companies in the Real Estate industry, which is above the industry midpoint. Overall, Pandora Investments Public has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pandora Investments Public's Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, Pandora Investments Public ranks #434 out of 1548 companies for Debt-to-Equity. This puts Pandora Investments Public in the upper half of its industry. The industry median Debt-to-Equity is 0.75. Pandora Investments Public's value of 0.32 is 57.3% below this benchmark. Historically, Pandora Investments Public's own Debt-to-Equity has ranged from 0.32 to 1.40 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 0.75, Pandora Investments Public has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.75, based on 1,548 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pandora Investments Public's current Debt-to-Equity of 0.32 is 57.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pandora Investments Public and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pandora Investments Public's current Debt-to-Equity is 0.32, which is 66% below median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pandora Investments Public stock overvalued right now?
Based on GuruFocus' analysis, Pandora Investments Public (CYS:PND) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.13, compared to a current price of €0.21 — trading 63.1% above its estimated fair value. The current Debt-to-Equity is 0.32, which is 66% below median its 10-year median of 0.93 and 57.3% below the Real Estate industry median of 0.75. Pandora Investments Public's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Pandora Investments Public (CYS:PND), the current Debt-to-Equity is 0.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pandora Investments Public (CYS:PND) Overvalued in 2026?

Based on GuruFocus' analysis, Pandora Investments Public stock appears to be overvalued. The current stock price of €0.21 is trading 63.1% above its estimated GF Value™ of €0.13. GuruFocus considers Pandora Investments Public to be Significantly Overvalued.

Key valuation signals for CYS:PND:

  • Debt-to-Equity: 0.32 (66% below median its 10-year median of 0.93)
  • GF Value™: €0.13 vs. price of €0.21 (63.1% above fair value)
  • GF Score™: 42/100 with 4 warning signs
  • Industry Position: 57.3% below the Real Estate median (#434 of 1548)

No single metric tells the full story. See the CYS:PND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pandora Investments Public Business Description

Address 111, Apostolou Pavlos Avenue, P.O.Box 60146, The Leptos House, Paphos, CYP, 8406
Pandora Investments Public Ltd is engaged in the development, sale and resale of real estate, investments in real estate and securities, provision of medical services, and provision of educational services.
42GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.21
Price
€0.13
GF Value