Express Insurance (DHA:EIL) Debt-to-EBITDA : 0.00 (As of . 20)

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DHA:EIL Express Insurance Ltd DHA:EIL
32 GF Score
Price BDT32.80
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What is Express Insurance Debt-to-EBITDA?

Express Insurance DHA:EIL +1.23% 32 Debt-to-EBITDA is 0.00 as of . 20. GuruFocus rates DHA:EIL with a GF Score™ of 32/100. Among 320 Insurance companies, Express Insurance ranks worse than 312499.69% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Express Insurance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was BDT0.00 Mil. Express Insurance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was BDT0.00 Mil. Express Insurance's annualized EBITDA for the quarter that ended in . 20 was BDT0.00 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Express Insurance's Debt-to-EBITDA or its related term are showing as below:

DHA:EIL's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.19
* Ranked among companies with meaningful Debt-to-EBITDA only.

Express Insurance  (DHA:EIL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Express Insurance Debt-to-EBITDA Related Terms

Express Insurance Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Express Insurance's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Express Insurance Debt-to-EBITDA Chart

Express Insurance Annual Data
Trend
Debt-to-EBITDA

Express Insurance Semi-Annual Data
Debt-to-EBITDA

DHA:EIL vs : Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Express Insurance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Express Insurance Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Express Insurance's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Express Insurance's Debt-to-EBITDA falls into.


DHA:EIL
32GF Score
Express Insurance Ltd DHA:EIL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Express Insurance Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Express Insurance's Debt-to-EBITDA for the fiscal year that ended in . 20 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=( + ) / N/A
=N/A

Express Insurance's annualized Debt-to-EBITDA for the quarter that ended in . 20 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=( + ) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (. 20) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.00 mean?
Express Insurance (DHA:EIL) has a Debt-to-EBITDA of 0.00 as of . 20. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Express Insurance. According to the industry distribution chart, Express Insurance ranks #999999 out of 320 companies in the Insurance industry.
Is Express Insurance's Debt-to-EBITDA too high?
Express Insurance's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Express Insurance ranks #999999 out of 320 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Express Insurance has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Express Insurance's Debt-to-EBITDA compare to ?
According to the Insurance industry distribution chart, Express Insurance ranks #999999 out of 320 companies for Debt-to-EBITDA. This places Express Insurance in the lower half of its industry. The industry median Debt-to-EBITDA is 1.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Express Insurance. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Express Insurance's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Express Insurance stock overvalued right now?
Express Insurance (DHA:EIL) has a current Debt-to-EBITDA of 0.00. The current Debt-to-EBITDA is 0.00. Express Insurance's overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Express Insurance (DHA:EIL), the current Debt-to-EBITDA is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Express Insurance Business Description

Comparable Companies
Address 166-167, Shahid Syed Nazrul Islam Sharani, Bijoy Nagar, Al-Razi Complex, 9th & 10th floor, Dhaka, BGD, 1000
Express Insurance Ltd operates in the insurance industry in Bangladesh. The company provides general insurance products that include fire insurance, motor insurance, cargo insurance, theft insurance, workmen's compensation insurance, and property insurance.
32GF Score

Get the complete analysis for DHA:EIL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT32.80
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