Express Insurance (DHA:EIL) Debt-to-Equity: 0.00 (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:EIL Express Insurance Ltd DHA:EIL
32 GF Score
Price BDT33.60
View Full Analysis

What is Express Insurance Debt-to-Equity?

Express Insurance DHA:EIL -2.04% 32 Debt-to-Equity is 0.00 as of . 20. GuruFocus rates DHA:EIL with a GF Score™ of 32/100. Among 404 Insurance companies, Express Insurance ranks worse than 247524.5% on this metric.

Express Insurance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was BDT0.00 Mil. Express Insurance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was BDT0.00 Mil. Express Insurance's Total Stockholders Equity for the quarter that ended in . 20 was BDT0.00 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Express Insurance's Debt-to-Equity or its related term are showing as below:

DHA:EIL's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.21
* Ranked among companies with meaningful Debt-to-Equity only.

Express Insurance  (DHA:EIL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Express Insurance Debt-to-Equity Related Terms

Express Insurance Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Express Insurance's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Express Insurance Debt-to-Equity Chart

Express Insurance Annual Data
Trend
Debt-to-Equity

Express Insurance Semi-Annual Data
Debt-to-Equity

DHA:EIL vs : Debt-to-Equity Comparison

For the Insurance - Diversified subindustry, Express Insurance's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Express Insurance Debt-to-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Express Insurance's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Express Insurance's Debt-to-Equity falls into.


DHA:EIL
32GF Score
Express Insurance Ltd DHA:EIL
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Express Insurance Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Express Insurance's Debt to Equity Ratio for the fiscal year that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) / N/A
=N/A

Express Insurance's Debt to Equity Ratio for the quarter that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) /
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
Express Insurance (DHA:EIL) has a Debt-to-Equity of 0.00 as of . 20. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Express Insurance and its competitors. According to the industry distribution chart, Express Insurance ranks #999999 out of 404 companies in the Insurance industry.
Is Express Insurance's Debt-to-Equity too high?
Express Insurance's current Debt-to-Equity is 0.00. Based on the distribution chart, Express Insurance ranks #999999 out of 404 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Express Insurance has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Express Insurance's Debt-to-Equity compare to ?
According to the Insurance industry distribution chart, Express Insurance ranks #999999 out of 404 companies for Debt-to-Equity. This places Express Insurance in the lower half of its industry. The industry median Debt-to-Equity is 0.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Express Insurance and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Express Insurance's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Express Insurance stock overvalued right now?
Express Insurance (DHA:EIL) has a current Debt-to-Equity of 0.00. The current Debt-to-Equity is 0.00. Express Insurance's overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Express Insurance (DHA:EIL), the current Debt-to-Equity is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Express Insurance Business Description

Comparable Companies
Address 166-167, Shahid Syed Nazrul Islam Sharani, Bijoy Nagar, Al-Razi Complex, 9th & 10th floor, Dhaka, BGD, 1000
Express Insurance Ltd operates in the insurance industry in Bangladesh. The company provides general insurance products that include fire insurance, motor insurance, cargo insurance, theft insurance, workmen's compensation insurance, and property insurance.
32GF Score

Get the complete analysis for DHA:EIL

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT33.60
Price