Express Insurance (DHA:EIL) Return-on-Tangible-Equity: 0.00% (As of . 20)


DHA:EIL Express Insurance Ltd DHA:EIL
32 GF Score
Price BDT32.10
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What is Express Insurance Return-on-Tangible-Equity?

Express Insurance DHA:EIL +0.63% 32 Return-on-Tangible-Equity is 0.00% as of . 20. GuruFocus rates DHA:EIL with a GF Score™ of 32/100. Among 499 Insurance companies, Express Insurance ranks worse than 200400.6% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Express Insurance's annualized net income for the quarter that ended in . 20 was BDT Mil. Express Insurance's average shareholder tangible equity for the quarter that ended in . 20 was BDT Mil. Therefore, Express Insurance's annualized Return-on-Tangible-Equity for the quarter that ended in . 20 was %.

The historical rank and industry rank for Express Insurance's Return-on-Tangible-Equity or its related term are showing as below:

DHA:EIL's Return-on-Tangible-Equity is not ranked *
in the Insurance industry.
Industry Median: 13.52
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

Express Insurance  (DHA:EIL) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.

Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.

Express Insurance Return-on-Tangible-Equity Related Terms

Express Insurance Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Express Insurance's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Express Insurance Return-on-Tangible-Equity Chart

Express Insurance Annual Data
Trend
Return-on-Tangible-Equity

Express Insurance Semi-Annual Data
Return-on-Tangible-Equity

DHA:EIL vs : Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, Express Insurance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Express Insurance Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Express Insurance's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Express Insurance's Return-on-Tangible-Equity falls into.


DHA:EIL
32GF Score
Express Insurance Ltd DHA:EIL
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Express Insurance Return-on-Tangible-Equity Calculation

Express Insurance's annualized Return-on-Tangible-Equity for the fiscal year that ended in . 20 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=/( (+ )/ )
=/
= %

Express Insurance's annualized Return-on-Tangible-Equity for the quarter that ended in . 20 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (. 20) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 0.00% mean?
Express Insurance (DHA:EIL) has a Return-on-Tangible-Equity of 0.00% as of . 20. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Express Insurance and its competitors. According to the industry distribution chart, Express Insurance ranks #999999 out of 499 companies in the Insurance industry.
Is Express Insurance's Return-on-Tangible-Equity too high?
Express Insurance's current Return-on-Tangible-Equity is 0.00%. Based on the distribution chart, Express Insurance ranks #999999 out of 499 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Express Insurance has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Express Insurance's Return-on-Tangible-Equity compare to ?
According to the Insurance industry distribution chart, Express Insurance ranks #999999 out of 499 companies for Return-on-Tangible-Equity. This places Express Insurance in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.52, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Express Insurance and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Express Insurance's current Return-on-Tangible-Equity is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Express Insurance stock overvalued right now?
Express Insurance (DHA:EIL) has a current Return-on-Tangible-Equity of 0.00%. The current Return-on-Tangible-Equity is 0.00%. Express Insurance's overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Express Insurance (DHA:EIL), the current Return-on-Tangible-Equity is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Express Insurance Business Description

Comparable Companies
Address 166-167, Shahid Syed Nazrul Islam Sharani, Bijoy Nagar, Al-Razi Complex, 9th & 10th floor, Dhaka, BGD, 1000
Express Insurance Ltd operates in the insurance industry in Bangladesh. The company provides general insurance products that include fire insurance, motor insurance, cargo insurance, theft insurance, workmen's compensation insurance, and property insurance.
32GF Score

Get the complete analysis for DHA:EIL

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT32.10
Price