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123Fahrschule SEFRA:123F -2.52%18 Debt-to-EBITDA is -1.20 as of Dec. 2025. GuruFocus rates FRA:123F with a GF Score™ of 18/100. The stock has 4 warning signs investors should review. Among 189 Education companies, 123Fahrschule SE ranks worse than 529100% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for 123Fahrschule SE's Debt-to-EBITDA or its related term are showing as below:
FRA:123F'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -4.05 Med: -0.81 Max: 3.35
Current: -4.05
During the past 7 years, the highest Debt-to-EBITDA Ratio of 123Fahrschule SE was 3.35. The lowest was -4.05. And the median was -0.81.
FRA:123F's Debt-to-EBITDA is ranked worse than 100% of 189
companies
in the Education industry
Industry Median: 1.47
vs FRA:123F: -4.05
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
123Fahrschule SE Debt-to-EBITDA Related Terms
123Fahrschule SE Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for 123Fahrschule SE's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:123F vs EDU, TAL, LAUR: Debt-to-EBITDA Comparison
For the Education & Training Services subindustry, 123Fahrschule SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
123Fahrschule SE Debt-to-EBITDA vs Education Industry
For the Education industry and Consumer Defensive sector, 123Fahrschule SE's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where 123Fahrschule SE's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
123Fahrschule SE (FRA:123F) has a Debt-to-EBITDA of -1.20 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 123Fahrschule SE. According to the industry distribution chart, 123Fahrschule SE ranks #999999 out of 189 companies in the Education industry.
Is 123Fahrschule SE's Debt-to-EBITDA too high?
123Fahrschule SE's current Debt-to-EBITDA is -1.20. Based on the distribution chart, 123Fahrschule SE ranks #999999 out of 189 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, 123Fahrschule SE has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does 123Fahrschule SE's Debt-to-EBITDA compare to EDU and TAL?
According to the Education industry distribution chart, 123Fahrschule SE ranks #999999 out of 189 companies for Debt-to-EBITDA. This places 123Fahrschule SE in the lower half of its industry. The industry median Debt-to-EBITDA is 1.47. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.47, based on 189 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 123Fahrschule SE. For the Education industry, the median Debt-to-EBITDA is 1.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 123Fahrschule SE's current Debt-to-EBITDA is -1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 123Fahrschule SE stock overvalued right now?
123Fahrschule SE (FRA:123F) has a current Debt-to-EBITDA of -1.20. The current Debt-to-EBITDA is -1.20. 123Fahrschule SE's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For 123Fahrschule SE (FRA:123F), the current Debt-to-EBITDA is -1.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
123Fahrschule SE is a digital driving school chain. It is specialized in the consolidation and digital expansion of the classic driving license training of the German driving school market. The company offers its learner drivers a digital, effective and intelligent application software for administration, e-learning and individual learning status control for driver's license training for all driver's license classes.
18GF Score
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