123Fahrschule SE (FRA:123F) Liabilities-to-Assets : 0.73 (As of Dec. 2025)

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FRA:123F 123Fahrschule SE FRA:123F
18 GF Score
Price €2.44
! 4 Warning Signs
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What is 123Fahrschule SE Liabilities-to-Assets?

123Fahrschule SE FRA:123F +0.83% 18 Liabilities-to-Assets is 0.73 as of Dec. 2025. GuruFocus rates FRA:123F with a GF Score™ of 18/100. The stock has 4 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. 123Fahrschule SE's Total Liabilities for the quarter that ended in Dec. 2025 was €13.04 Mil. 123Fahrschule SE's Total Assets for the quarter that ended in Dec. 2025 was €17.85 Mil. Therefore, 123Fahrschule SE's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.73.


123Fahrschule SE  (FRA:123F) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


123Fahrschule SE Liabilities-to-Assets Related Terms


123Fahrschule SE Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for 123Fahrschule SE's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

123Fahrschule SE Liabilities-to-Assets Chart

123Fahrschule SE Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial 0.12 0.32 0.38 0.44 0.73

123Fahrschule SE Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.39 0.44 0.51 0.73

FRA:123F vs EDU, TAL, LAUR: Liabilities-to-Assets Comparison

For the Education & Training Services subindustry, 123Fahrschule SE's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


123Fahrschule SE Liabilities-to-Assets vs Education Industry

For the Education industry and Consumer Defensive sector, 123Fahrschule SE's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where 123Fahrschule SE's Liabilities-to-Assets falls into.


FRA:123F
18GF Score
123Fahrschule SE FRA:123F
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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123Fahrschule SE Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

123Fahrschule SE's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=13.043/17.848
=0.73

123Fahrschule SE's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=13.043/17.848
=0.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.73 mean?
123Fahrschule SE (FRA:123F) has a Liabilities-to-Assets of 0.73 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on 123Fahrschule SE and its competitors.
Is 123Fahrschule SE's Liabilities-to-Assets too high?
123Fahrschule SE's current Liabilities-to-Assets is 0.73. Overall, 123Fahrschule SE has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does 123Fahrschule SE's Liabilities-to-Assets compare to EDU and TAL?
123Fahrschule SE's Liabilities-to-Assets of 0.73 can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Education company?
A good Liabilities-to-Assets depends on the Education industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on 123Fahrschule SE and its competitors. 123Fahrschule SE's current Liabilities-to-Assets is 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 123Fahrschule SE stock overvalued right now?
123Fahrschule SE (FRA:123F) has a current Liabilities-to-Assets of 0.73. The current Liabilities-to-Assets is 0.73. 123Fahrschule SE's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For 123Fahrschule SE (FRA:123F), the current Liabilities-to-Assets is 0.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

123Fahrschule SE Business Description

Other Exchanges 123F:Germany
Address Klopstockstr. 1, Cologne, DEU, 50968
123Fahrschule SE is a digital driving school chain. It is specialized in the consolidation and digital expansion of the classic driving license training of the German driving school market. The company offers its learner drivers a digital, effective and intelligent application software for administration, e-learning and individual learning status control for driver's license training for all driver's license classes.
18GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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