123Fahrschule SE (FRA:123F) ROA %: -55.00% (As of Dec. 2025)


FRA:123F 123Fahrschule SE FRA:123F
18 GF Score
Price €2.50
! 4 Warning Signs
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What is 123Fahrschule SE ROA %?

123Fahrschule SE FRA:123F -5.30% 18 ROA % is -55.00% as of Dec. 2025. GuruFocus rates FRA:123F with a GF Score™ of 18/100. The stock has 4 warning signs investors should review. Among 263 Education companies, 123Fahrschule SE ranks worse than 95.82% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. 123Fahrschule SE's annualized Net Income for the quarter that ended in Dec. 2025 was €-10.55 Mil. 123Fahrschule SE's average Total Assets over the quarter that ended in Dec. 2025 was €19.18 Mil. Therefore, 123Fahrschule SE's annualized ROA % for the quarter that ended in Dec. 2025 was -55.00%.

The historical rank and industry rank for 123Fahrschule SE's ROA % or its related term are showing as below:

FRA:123F' s ROA % Range Over the Past 10 Years
Min: -34.33   Med: -30.2   Max: -15.3
Current: -33.48

During the past 7 years, 123Fahrschule SE's highest ROA % was -15.30%. The lowest was -34.33%. And the median was -30.20%.

FRA:123F's ROA % is ranked worse than
95.82% of 263 companies
in the Education industry
Industry Median: 3.9 vs FRA:123F: -33.48

123Fahrschule SE  (FRA:123F) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=-10.552/19.1845
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-10.552 / 24.186)*(24.186 / 19.1845)
=Net Margin %*Asset Turnover
=-43.63 %*1.2607
=-55.00 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


123Fahrschule SE ROA % Related Terms


123Fahrschule SE ROA % Historical Data

* Premium members only.

The historical data trend for 123Fahrschule SE's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

123Fahrschule SE ROA % Chart

123Fahrschule SE Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial -30.22 -20.53 -15.30 -30.18 -34.33

123Fahrschule SE Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -22.37 -10.66 -50.61 -12.45 -55.00

FRA:123F vs EDU, TAL, GHC: ROA % Comparison

For the Education & Training Services subindustry, 123Fahrschule SE's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


123Fahrschule SE ROA % vs Education Industry

For the Education industry and Consumer Defensive sector, 123Fahrschule SE's ROA % distribution charts can be found below:

* The bar in red indicates where 123Fahrschule SE's ROA % falls into.


FRA:123F
18GF Score
123Fahrschule SE FRA:123F
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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123Fahrschule SE ROA % Calculation

123Fahrschule SE's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=-6.546/( (20.289+17.848)/ 2 )
=-6.546/19.0685
=-34.33 %

123Fahrschule SE's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=-10.552/( (20.521+17.848)/ 2 )
=-10.552/19.1845
=-55.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -55.00% mean?
123Fahrschule SE (FRA:123F) has a ROA % of -55.00% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on 123Fahrschule SE and its competitors. According to the industry distribution chart, 123Fahrschule SE ranks #252 out of 263 companies in the Education industry, placing it in the top 95.8%.
Is 123Fahrschule SE's ROA % too high?
123Fahrschule SE's current ROA % is -55.00%. Based on the distribution chart, 123Fahrschule SE ranks #252 out of 263 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, 123Fahrschule SE has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does 123Fahrschule SE's ROA % compare to EDU and TAL?
According to the Education industry distribution chart, 123Fahrschule SE ranks #252 out of 263 companies for ROA %. This places 123Fahrschule SE in the lower half of its industry. The industry median ROA % is 3.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Education company?
The median ROA % among Education companies is 3.90, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on 123Fahrschule SE and its competitors. For the Education industry, the median ROA % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 123Fahrschule SE's current ROA % is -55.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 123Fahrschule SE stock overvalued right now?
123Fahrschule SE (FRA:123F) has a current ROA % of -55.00%. The current ROA % is -55.00%. 123Fahrschule SE's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For 123Fahrschule SE (FRA:123F), the current ROA % is -55.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

123Fahrschule SE Business Description

Other Exchanges 123F:Germany
Address Klopstockstr. 1, Cologne, DEU, 50968
123Fahrschule SE is a digital driving school chain. It is specialized in the consolidation and digital expansion of the classic driving license training of the German driving school market. The company offers its learner drivers a digital, effective and intelligent application software for administration, e-learning and individual learning status control for driver's license training for all driver's license classes.
18GF Score

Get the complete analysis for FRA:123F

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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